Hello Nairalanders,
Please authenticate the validity of your vehicle insurance, whether comprehensive or third party, by going to http://askniid.org/CheckPolicy.aspx
1. Select 'Single' in Step 1
2. Select 'Registration Number' in Step 2 and input your vehicle registration number.
3. Click on Search

If your insurance is valid, the search result would be the details of your insurance policy.

Otherwise, it will say 'Your Policy is not Found!' OR 'Your policy is Expired!!!'
Which means VIO will have a nice time romancing your wallet.
This is the new catch being used. Wise up and contact your insurance company if necessary.