Knowledgepool Consulting Limited wishes to announce job opportunity with a new Microfinance Bank as stated below:

Job title: Branch Manager /Team Lead.

Branches: Lagos, Akure, Ilorin

Job Description:
Branch Managers (Retail Loans) Group & Individual lending:
Staff Management
• Verify and Sign the attendance and movement register
• Distribute working areas among the Staff and fix the target
• Observe the daily activities of the Staff and their behaviors
• Identify the qualities of the staff and utilize their skills accordingly .Play a role in taking appropriate measures to identify their weak sides

Group Management &Visits
• Collect the lists of the group members from the Loan Officers
• Visit the Group members for assessment of Group information
• Provide permission for registration
• Give passbooks, code number of the groups
• Accept loan proposal ,savings and insurance
• Reject deficient group members and fill up the deficiency
• Monitor by paying a visit to at least two groups per day. Find out whether there are irregularities in savings withdrawal, savings received by the members, schemes implemented with disbursed loans, one member’s loan given to another, accounts of savings found correct through cross-checking with passbooks, borrowers included in the target according to the rules of the organization received jumping loans or other advantages etc. Put initials on the master roll, savings withdrawal register, passbook and CO register after visiting the group members
• Crosschecks the passbooks with the Loan Officer register once every three month
• Observe the time a worker spends in the group
• See whether there is a good relation among the members and analyze whether there is a good relation among the member and analyze whether the worker’s behavior is proper
• Observe whether the Loan Officers give importance to the opinions of the members
• Observe the time a worker spend in the group
• See whether there is a good relation among the members and analyze whether the worker’s behavior is proper
• Observe whether the Loan Officer give importance to the opinions of the members
• Discharge the duties of any of the Loan Officers in their absence
Administrative Activities
• Take action if rules of the organization are violated and bring this to the notice of the authorities
• Communicate with the central office and other sections in case of special needs
Accounts
• Update the General ledger regularly and preserve
• Fill up and persevere the collection sheet register with information of the daily realizable and realized
• Write down the daily transaction plan and actual information /data and preserve
• Perform the responsibility of Operating account as the 1st Signatory. Give approval of all loans
• Give approvals of savings refund and adjustment
• Make regular entries in the branch register and preserve
• Approve and issue all types of bills
• Prepare the master roll for loan disbursement
• Issue passbooks and verify the accounts of passbooks following the rules
• Supervision works
• Verify and sign the Loan Officer registers, cash book and collection sheet register
• Verify regularly whether there are signatures on the counterfoil of the checkbook and the serial numbers are ok etc

Credit Management
• Keep close observation over activities such as the use of loans, regular re payment of installments, creation of defaults etc and take proper action at the proper time
Savings Management
• Supervise regularly the issues of weekly mandatory savings, voluntary savings, observe the kind of circumstances, season and month when the members want to withdraw their savings or the amount of withdrawal increases or decreases and make arrangement for transferring funds in the future on that basis. Keep the environment of increasing savings favorable through workers and if possible through self-involvement

Qualification required:
• Must have at least 4 years’ microfinance experience in related job functions.
• Evidence of professional qualifications will be an added advantage
• University Degree/HND in a related subject.

Kindly send your comprehensive resume to knowledgepoolconsultinglimited@gmail.com

CLOSING DATE: 11th November, 2016

NOTE: ONLY CANDIDATES FROM THE SPECIFIED LOCATION WILL BE SHORTLISTED.
USE THE POSITION YOU ARE APPLYING FOR AS SUBJECT AND LOCATION