Apart from the general diversity in entrepreneurial
practices, there are also significant differences in the
characteristics of male- and female- owned
businesses. Overall, women-owned businesses tend to
be smaller, cluster in consumer-oriented sectors and
generate lower sales turnover than those owned by
men. Occupational segregation reinforces the
concentration of women-owned enterprises in the
services sector and jeopardizes women’s prospects as
entrepreneurs in high-growth sectors.
Women generally employ a smaller capital base than
men to start their businesses, tend to have lower
ratios of debt financing, and are much less likely to
use angel funds or venture capital.
Recent studies indicate that women entrepreneurs are
assembling themselves into groups or confederacies.
The reason behind this pattern is to enable them form
solid networks, where members can collectively pool
resources and expertise together.
In the US, even though many female entrepreneurs
have home-based and service-related businesses, they
are eager to embrace technology. Increasing numbers
of women are venturing into the once male-dominated
fields of construction, transportation, communication,
design, manufacturing, architecture and agribusiness.
The retail industry remains, by far, the largest field of
women enterprise.
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