Please, enlighten me as to the essence of the next of kin associated with bank accounts. Will my next of kin have access to my money or what?

cc lalasticlala, mynd44

The rightful owner to claim the money when someone is dead.

HQuadreal:
The rightful owner to claim the money when someone is dead.

What steps will be taken before such money can be claimed in case of the demise of the owner.

ikbnice:
What steps will be taken before such money can be claimed in case of the demise of the owner.

The bank will ask for the death certificate of the owner of the account , a valid means of identification (ID. Card) and also you will be given some papers to sign too. That all.

HQuadreal:

The bank will ask for the death certificate of the owner of the account , a valid means of identification (ID. Card) and also you will be given some papers to sign too. That all.

thanks alot for the info.

ikbnice:
thanks alot for the info.

You are welcome.