FINCA VACANCY!!!
Entry Relationship Officers – Loans & Savings, FINCA Microfinance Bank Limited.
Location: Owerri, Nigeria

Job Brief
FINCA is recruiting for Relationship Officer – Loans & Savings to join FINCA Microfinance bank Limited, Owerri, Nigeria. This is an entry level position with a direct reporting line to Customer Relationship Supervisor or as may be assigned, and is responsible to effectively develop, manage and maintain high quality loans and savings portfolio.
The Relationship Officer is responsible in closely monitoring of repayment behaviours and ensure to keep savings active.

Essential Duties and Responsibilities:
• Partner with Team Leader in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
• Maintain a good knowledge of assigned market geographical area and understand clients need with competing product.
• Research and develop business opportunities within assigned geographical zone and assist marketing department with market research and impact studies upon request.
• Market all FINCA Products and Services to potential clients by using the promotional tools as approved by management.
• Responsible in acquisition and management of loan and savings portfolio; Loan initiation, processing, monitoring and repayment.
• Conduct thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
• Reduce liquidity risk by aggressively reducing dormant savings accounts.
• Ensure each loan disbursed are in compliance with FINCA lending procedures, policies and methodology.
• Prepare and present report as assigned by your Team Leader/ Branch Manager.
• Compile credit files with required documentation and hand over to back office staff for processing.
Qualifications and Experience:
- The preferred applicant must possess a Bachelor’s Degree/HND with minimum of 2nd Class Lower (2.2) or Credit in any related discipline.
- Minimum of 1 year experience (NYSC Inclusive) in a client facing sales role shall be an added advantage.
- Strong customer orientation.
- Basic mathematical and analytical skills is required.

Critical Competencies:
• Analytical – Synthesizes complex or diverse information; Uses intuition and experience to complement data.
• Problem Solving – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
• Technical Skills – Strive to continuously build knowledge and skills; Shares expertise with others.
• Interpersonal Skills – Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others’ ideas and tries new things.
• Teamwork – Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objectives; Supports everyone’s efforts to succeed.
• Motivation – Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Task calculated risks to accomplish goals.
• Planning/ Organizing – Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Set goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans.
• Quality – Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
Please Note: Candidate MUST be willing to relocate to Owerri, Imo State, Nigeria, all selection process; Aptitude Test and Interviews shall be conducted in Owerri, Imo State Nigeria and applicant shall bear the logistic of travel/relocation.

Application Deadline: 31st May, 2017

How to Apply
Interested candidates should submit their Application and Resume within the provisioned deadline to fincanigeriarecruitment@finca.org