Almost everyone seems stressed out about money in Nigeria. We always complain about money and nothing but money

Money is basically the reason most people have not been able to achieve their dreams.
However, each time people complain about not having money, they hardly put their income, saving and expenses into consideration.

For instance, when your lifestyle seems more expensive than your income you’re bound to run out of money before month end. A situation like this calls for assessment, not complaint.

So, basically, most of us do not know much about our finances, and to understand the relationships between your income, savings and expenses, you should be able to answer these five questions.

1. HOW MUCH MONEY DO YOU HAVE IN YOUR ACCOUNT?
You need to be aware of how much you have in your bank account in order to know how much you can really afford to spend in a month. Knowing this helps to curb excessive spending.

2. HOW MUCH DEBT DO YOU HAVE TO PAY?
Are you able to fulfil your budget each time you receive salary alert or you spend the bulk of the money on debt. If your lifestyle is responsible for the reason why your salary is most used to settle debt, then you have to sit down and assess the situation.

Read more at: http://www.virtuedigest.com/5-money-questions-able-answer/

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