Every business in Nigeria needs a certain amount of money to start. Every entrepreneur when planning a new business, has to work out where and how he will get access to sufficient funds to run the business.


The first organization that he thinks of is a financial institution. Yes financial institutions are almost always one of the first organizations to be approached for funds in the form of a loan. It is here that harsh realities hit the entrepreneur who soon learns how difficult it is to get a financial institution loan to finance his small business venture. A select fortunate few, do manage to fulfill all the pre-requisites for a loan, and are successful in procuring them. But for every successful loan application there are many that get rejected. The tough regulations linked to loans are gradually undergoing a change with financial institutions realizing the phenomenal potential of small businesses. This explains the special programs and additional services launched big financial institutions to woo small businesses.

thrift firm loans are just one of the various options available for small businesses to raise funds. The final decision about where to secure funds depends on the balance between the pros and cons of the source. Like all other funding sources, thrift firms loans also come with their share of advantages and disadvantages.

http://petjoaglobal.com/2018/03/19/advantages-and-disadvantages-of-taking-small-business-loans/

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PETJOA GLOBAL INVESTMENT LIMITED is a thrift firm that lends money to bankers and professional bodies (salary earners) with static salary date, to help enhance the standard of living in Nigeria. We are registered under (SEC) security and exchange commission.
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