How does this cashless policy work?

Mobile banking can be via mobile app or via ussd code. But the major method for these cashless operations is the use of ussd.

USSD (Unstructured Supplementary Service Data) is a Global System for Mobile (GSM) communication technology that is used to send text between a mobile phone and an application program in the network.

Applications may include prepaid roaming or mobile chatting. Examples of ussd codes are: *131#, *404# e.t.c. All banks have their specific codes for different operations respectively. It all depends on what exactly you want to do.

THE GENERAL ACCESS BANK CODE: The general access ussd code which is the *901# is a very versatile ussd code for almost all quick money operations, these operations include account opening, funds transfer, airtime recharge, merchant payment, bill payment, balance inquiry, generate opt, select default account.

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