Please Nairalanders, how do I recover my money from an online vendor? It happened that I made some orders from this online vendor on her IG. It's almost three weeks now and I have not received any of the items I paid for from her. After back and forth threats, she finally transfer 40% of the money I paid, she's now claiming that her account has issues so I will have to wait till she sorts the issues before she can pay the remaining balance. But from my observations, I don't believe her because from day one she has never been truthful, she refused sending me my items and now thesame account she used to transfer part of my money suddenly have issues. Now she doesn't answer my calls or reply my messages. She has even blocked me on Whatsapp. Please guys I will appreciate some ideas on how to handle this, I have never had this kind of issues before, so I really don't know what to do now. The balance is big so I can't just let it go.

Another one . Please put her Instagram account here so people don't fall victim... I doubt u can get the money back

Mrsprof:
Please Nairalanders, how do I recover my money from an online vendor? It happened that I made some orders from this online vendor on her IG. It's almost three weeks now and I have not received any of the items I paid for from her. After back and forth threats, she finally transfer 40% of the money I paid, she's now claiming that her account has issues so I will have to wait till she sorts the issues before she can pay the remaining balance. But from my observations, I don't believe her because from day one she has never been truthful, she refused sending me my items and now thesame account she used to transfer part of my money suddenly have issues. Now she doesn't answer my calls or reply my messages. She has even blocked me on Whatsapp. Please guys I will appreciate some ideas on how to handle this, I have never had this kind of issues before, so I really don't know what to do now. The balance is big so I can't just let it go.

If it's same bank it would have been easier. The banks don't really act when it's a different bank. They will keep posting you with the talk of waiting for response from the beneficiary's bank

But why are you not mentioning the Instagram handle?

How much is involved ?

Mrsprof:
Please Nairalanders, how do I recover my money from an online vendor? It happened that I made some orders from this online vendor on her IG. It's almost three weeks now and I have not received any of the items I paid for from her. After back and forth threats, she finally transfer 40% of the money I paid, she's now claiming that her account has issues so I will have to wait till she sorts the issues before she can pay the remaining balance. But from my observations, I don't believe her because from day one she has never been truthful, she refused sending me my items and now thesame account she used to transfer part of my money suddenly have issues. Now she doesn't answer my calls or reply my messages. She has even blocked me on Whatsapp. Please guys I will appreciate some ideas on how to handle this, I have never had this kind of issues before, so I really don't know what to do now. The balance is big so I can't just let it go.

With all the stories of scams flying around I still don't understand how a person can transfer money to someone he/she has never met nor done business with before!

SavageResponse:


With all the stories of scams flying around I still don't understand how a person can transfer money to someone he/she has never met nor done business with before!

You should be more concerned about people being bold enough to still use their bank account in this era of Bvn to still commit fraud. Our banks needs to take online shopping fraud complaints seriously to help build more confidence in the sector

SavageResponse:


With all the stories of scams flying around I still don't understand how a person can transfer money to someone he/she has never met nor done business with before!

Most online vendors,it's payment before delivery. I have been buying things online for years now and I have never had this kind of of issue. Well I blamed myself for not checking her number of followers on IG before trusting her with my money. I just need solutions on how to get back my balance from her.
Thanks for responding though

Johnrake69:


If it's same bank it would have been easier. The banks don't really act when it's a different bank. They will keep posting you with the talk of waiting for response from the beneficiary's bank

But why are you not mentioning the Instagram handle?

I thought about reporting to her bank because I have all her account details. I don't know if that will help.
About mentioning her IG handle, I gave her till Wednesday next week to refund me, I hope she complies but she doesn't then I will have to drag her name

Mide3367:
Another one . Please put her Instagram account here so people don't fall victim... I doubt u can get the money back

I gave her till Wednesday to refund me the balance, if she fails then I post her handle here. I hope she complies though.

Mrsprof:


I thought about reporting to her bank because I have all her account details. I don't know if that will help.
About mentioning her IG handle, I gave her till Wednesday next week to refund me, I hope she complies but she doesn't then I will have to drag her name

Go to your bank and file a complaint about it. Your bank will open up communications with the beneficiary's bank. Post no debit will be placed on the account until the merchant comes to sort out the complaint against her. Go with all the details of the transaction. I'm really interested in this because they are same people making online transactions difficult for many of us.

A client of mine from Ghana once paid an online merchant for some shoes and bags to be sent to Accra. She transfered about 75k to the merchant. Immediately the merchant received the money she blocked my client on all her social media platforms. After this incident the client stopped buying things from even me that has always delivered her items to Accra. I couldn't help her pursue the case because she transacted directly with the merchant. It was when she was blocked that I was brought into the picture.


So in this case I will really like to see that she refund the money or she sends you the items you ordered for.

Johnrake69:



Go to your bank and file a complaint about it. Your bank will open up communications with the beneficiary's bank. Post no debit will be placed on the account until the merchant comes to sort out the complaint against her. Go with all the details of the transaction. I'm really interested in this because they are same people making online transactions difficult for many of us.

A client of mine from Ghana once paid an online merchant for some shoes and bags to be sent to Accra. She transfered about 75k to the merchant. Immediately the merchant received the money she blocked my client on all her social media platforms. After this incident the client stopped buying things from even me that has always delivered her items to Accra. I couldn't help her pursue the case because she transacted directly with the merchant. It was when she was blocked that I was brought into the picture.


So in this case I will really like to see that she refund the money or she sends you the items you ordered for.

Thank you for the idea. I Will try that , though I know it won't be easy at all.
Honestly with this development it will be hard for me to transact online again.

So guys, the vendor has finally refunded all my outstanding. I had to go hard on her , showed her some of the moves I have started making already, that was how I got her attention. Long stories short, she has paid finally. I learnt a lot on this experience. God no go shame us
Thanks to everyone that replied

Mrsprof:
So guys, the vendor has finally refunded all my outstanding. I had to go hard on her , showed her some of the moves I have started making already, that was how I got her attention. Long stories short, she has paid finally. I learnt a lot on this experience. God no go shame us
Thanks to everyone that replied

We still need her IG handle... Do you want us to fall for her scam

Toma2:

We still need her IG handle... Do you want us to fall for her scam

I really wish I could, since she has already settled me, I want to keep to my words. She has already changed her IG name and deleted all her posts. Only God knows how many people she has duped. Very unfortunate

Mrsprof:


I really wish I could, since she has already settled me, I want to keep to my words. She has already changed her IG name and deleted all her posts. Only God knows how many people she has duped. Very unfortunate

why not drop the ig name to save others too..

Welllock:
why not drop the ig name to save others too..

The guy is wicked... Dem go scam am again