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Nairaland Forum / Nairaland / General / Business / NYIF Loan Discussion Thread (225133 Views)
Nyif Loan / NYIF Loan Application Portal: How To Apply, Verify Your Email / If Given The FG NYIF Loan Of -N-5M, What Would You Do With It? (2) (3) (4)
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Re: NYIF Loan Discussion Thread by Ekehwinz: 7:11pm On Jun 16, 2023 |
I was just debited and I contacted my bank and they said it's gsi but it's not reflecting on my repayment dashboard. Who knows why please? |
Re: NYIF Loan Discussion Thread by goldendessy(m): 11:03am On Jun 17, 2023 |
Ekehwinz:What batch please? |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 10:06pm On Jun 17, 2023 |
Whois:Abeg I want to start repayment. I don't want GSI activated on my BVN. For this Baobab, is the account available in bank apps for transfer? It's just 5k per month it's fair. Plan to just transfer 20k there for 4 months make dem use am hold body. |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 10:38am On Jun 18, 2023 |
Whois:This thing is not automatic o. I transferred money there and they haven't deducted money for the loan. Shey i will be begging them to take their money again. |
Re: NYIF Loan Discussion Thread by goldendessy(m): 11:18am On Jun 18, 2023 |
Idrismusty97:I tire oh my brother |
Re: NYIF Loan Discussion Thread by Whois(m): 2:11pm On Jun 18, 2023 |
That's what i did, i transferred 20k to the account and they automatically deducted from it. Idrismusty97: |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 4:23pm On Jun 18, 2023 |
Whois:Maybe they don't do the debit on weekends sha. The money i transferred there is still sitting. They just debited stamp duty. |
Re: NYIF Loan Discussion Thread by Crazeworld(m): 3:54pm On Jun 21, 2023 |
Idrismusty97:How far till now? Has it been deducted? |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 2:36am On Jun 22, 2023 |
Crazeworld:Yes. 1 Like |
Re: NYIF Loan Discussion Thread by LieutGen: 4:51am On Jun 26, 2023 |
You guys are already paying back. I just did documentation with baobab & got my loan last week. 1 Like |
Re: NYIF Loan Discussion Thread by SIONKPO1(m): 10:43am On Jun 26, 2023 |
LieutGen:Like for real? |
Re: NYIF Loan Discussion Thread by LieutGen: 2:25pm On Jun 26, 2023 |
SIONKPO1: Yes, Bro |
Re: NYIF Loan Discussion Thread by SIONKPO1(m): 7:32pm On Jun 26, 2023 |
LieutGen:LAPO is still holding mine since last year that I did Documentation |
Re: NYIF Loan Discussion Thread by LieutGen: 12:55pm On Jun 27, 2023 |
SIONKPO1: Oops! You may need to visit their office. |
Re: NYIF Loan Discussion Thread by SIONKPO1(m): 1:11pm On Jun 27, 2023 |
LieutGen:I already did that they told me that if am credited I will receive Alert |
Re: NYIF Loan Discussion Thread by LieutGen: 3:03pm On Jun 27, 2023 |
SIONKPO1: Hmmm, that's poor service. Try and get a contact from their office. A manager or something, whom you can be calling for reminder |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 5:42pm On Jun 28, 2023 |
Pay your loan back o! Don't wait till they start GSI-ing your accounts .
|
Re: NYIF Loan Discussion Thread by erjo: 7:00pm On Jun 28, 2023 |
Idrismusty97: Y was the first one 12k+ and the others 4900+? And how much did you collect? 1 Like |
Re: NYIF Loan Discussion Thread by aniland: 8:39pm On Jun 28, 2023 |
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Re: NYIF Loan Discussion Thread by Idrismusty97(m): 8:28am On Jun 29, 2023 |
erjo:They gave an interest of 7k which they automatically debited so first is actually about 5k. I collected 250k. Will be paying back about 265k which is plus the 5%. That's 4900 every month till 2027. You can just drop 20k in the account and forget it for 4 months. 1 Like |
Re: NYIF Loan Discussion Thread by erjo: 1:47pm On Jun 29, 2023 |
Idrismusty97: I see |
Re: NYIF Loan Discussion Thread by Ekehwinz: 11:28am On Jul 01, 2023 |
Idrismusty97: Which mfb did you get yours from? See Nirsal calculation, they added interest every month
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Re: NYIF Loan Discussion Thread by LieutGen: 1:09pm On Jul 01, 2023 |
Ekehwinz: This one is better amortization. You pay less as time progresses, untill the loan is fully amortized. The other type will leave you paying a uniform amount through the loan tenure |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 2:36pm On Jul 01, 2023 |
Ekehwinz:Baobab |
Re: NYIF Loan Discussion Thread by goldendessy(m): 3:30pm On Jul 01, 2023 |
Idrismusty97:When did you get your loan, cos NPF MICROFINANCE BANK no want allow us access they online banking and app, I moved money to the account but they are yet to deduct the money. 1 Like |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 3:36pm On Jul 01, 2023 |
goldendessy:April ending last year. They only deduct on working days tho. |
Re: NYIF Loan Discussion Thread by Ekehwinz: 3:55pm On Jul 01, 2023 |
Idrismusty97: We got the same amount but your monthly repayment schedule is much lower. Don't know whether it's because of different mfbs |
Re: NYIF Loan Discussion Thread by goldendessy(m): 4:34pm On Jul 01, 2023 |
Idrismusty97:I sent the money since last week, 20k 1 Like |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 10:51pm On Jul 01, 2023 |
goldendessy:Are you sure you are due? Check your loan schedule. Also your Microfinance bank might have different procedures, you might need to contact them. |
Re: NYIF Loan Discussion Thread by Idrismusty97(m): 10:53pm On Jul 01, 2023 |
Ekehwinz:Yes could be. Mine is uniformed up till 2027. Yours might progressively gets lower if it's still 5 years. |
Re: NYIF Loan Discussion Thread by Iseoluwani: 1:31pm On Jul 07, 2023 |
Idrismusty97: Yes I am due, infact one day due and they have not debited me |
Re: NYIF Loan Discussion Thread by Iseoluwani: 1:32pm On Jul 07, 2023 |
Idrismusty97: Hello. How did you pay your? I credited my acct and they are yet to debit it |
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