KingTom:

You're the only wise person on this thread. You took a loan and now you do not want to pay back and you expect them to clap for you?

Is not about not wanting to pay back but not paying on due date because of change in situation, like the business you used the money for fail to pay you when expected. Even after explaining to the loan company, they still go ahead defaming their debtors. That is evil. Someone owing you 10k is a fraud star, who does that

danniyal:

They took it without the consent of their customers,(data breech & hence the 10m fine). No where in their terms and conditions was it stated that they are going to download contacts. If you find it in their terms and conditions, post a screenshot here

They went in my phone and open a document and took someone contact from that document and message the person tagging me a fraud star, someone that has been getting loan from them and has been regular in payment defaulted just for the first time and they went to that extends. I see no sense in that