Patiently waiting

No more 5k insurance

PattBF right now

Such a useless insurance policy!

Esseite:
You want to increase the price of the useless 3rd party paper that covers nothing on Nigeria?

I wonder o

Please I need lectures on what my rights are concerning this kind of insurance. It makes me sick each year paying 5k.

What's my benefit please?

Another repressive policy. Thanks to the d1ck-tator in Aṣọ Rock.

Hello guys a new solidarity movement was created for Nigerian youths (students precisely)
Quote me to show your interest

tutudesz:
New New price everywhere Gas that 7k last week is now 7800

that's what I just paid

Do they have vehicle insurance in Nigeria?

TerrorSquad147:
that's what I just paid

We may end buying Gas 10000-12000 by December time

Third party as the name suggests, does not cover your car, it covers the car you hit with yours.

Depending on the insurance company, some pay as much as N1 mill in the event of an accident. A good example is Consilidated Halmark Insurance.

Sadly, most driver don't make claims when they hit someone, they simply sort it among themselves instead of passing the burden to the insurance company. I don't have the figures, but it's possible that over 85% of those doing 3rd party insurance are not aware of their right, thereby not making any claims.

Doing insurance is very easy now because payment can be done directly online, and the insurance certificate will be sent to your email. This has been my method for four years. Prior, I do insurance at the licensing office.

Sadly, some of the agents some car users patronize hand over fake insurance cover to people. My dad was defrauded by a staff of an insurance company. I didn't realise until 8 months late. I took it up with the staff, he denied, claiming there was a mistake somewhere. I took it up with the company. They gave me new insurance certificate 3 weeks after doing their investigation.

To verify if your insurance is genuine, go to
https://askniid.org/VerifyPolicy.aspx

Dada4me:
Please I need lectures on what my rights are concerning this kind of insurance. It makes me sick each year paying 5k.

What's my benefit please?

[quote author=bobbiiee post=106644239]Third party as the name suggests, does not cover your car, it covers the car you hit with yours.

Depending on the insurance company, some pay as much as N1 mill in the event of an accident. A good example is Consilidated Halmark Insurance.

Sadly, most driver don't make claims when they hit someone, they simply sort it among themselves instead of passing the burden to the insurance company. I don't have the figures, but it's possible that over 85% of those doing 3rd party insurance are not aware of their right, thereby not making any claims.

Doing insurance is very easy now because payment can be done directly online, and the insurance certificate will be sent to your email. This has been my method for four years. Prior, I do insurance at the licensing office.

Sadly, some of the agents some car users patronize hand over fake insurance cover to people. My dad was defrauded by a staff of an insurance company. I didn't realise until 8 months late. I took it up with the staff, he denied, claiming there was a mistake somewhere. I took it up with the company. They gave me new insurance certificate 3 weeks after doing their investigation.

To verify if your insurance is genuine, go to
https://askniid.org/VerifyPolicy.aspx

I am grateful for this enlightenment.

If I register online for insurance, will licensing office do the car permit renewal for me without paying for the insurance?

Lalasticlala

tutudesz:

We may end buying Gas 10000-12000 by December time

if not more than sef

Yes, they will.

Yes, they will.

Licensing office is saddled with allocation of new numbers, vehicle license, & hackney permit for commercial vehicles.

It's your choice to do your insurance anywhere. You can do it there if you want to. They can't force you to do so.

The type of insurance (comprehensive or 3rd party) is your choice.

Now that some states have mandated that vehicles are to be tested before giving road worthiness certificate. Though, there are ways around it. If you are based in lagos, you can drive to LACVIS center and get your roadworthiness done yourself. It's even cheaper that way.

Dada4me:
[/quote]

If I register online for insurance, will licensing office do the car permit renewal for me without paying for the insurance?

[quote author=Dada4me post=106648429]

[quote author=Dada4me post=106648429][/quote]

Yes, they will. It is not mandatory for you to do your insurance there.