Hello Nigerians, there is this fraudulent company known as Lcredit that keeps harassing innocent people to pay loans that they never took. I remember coming back from work one evening and as i settled down to eat and watch some Netflix series, i got a call from someone i will describe as the worst company agent in the universe. This person claimed to be an agent of an organisation that i have never seen or heard of before known as Lcredit. She told me that someone used my phone number as guarantors number for a certain loan that he/she took from them. I was so pissed off because i try as much as possible to avoid anything that has to do with loan, let alone standing as surety for a complete stranger that i do not know of. She also threatened to spoil my credit ratings both locally and internationally if i do not contact that person on their behalf, ( imagine the audacity). Another annoying aspect is that this extremely rude element also threatened to sue me if i don't. All these things were said to me in the most terrible English sentences, ( obviously they employ cheap labour illiterates that they can pay peanuts).

The question that this dirty company should ask themselves is :

✔️ How did this person get my phone number to use as guarantor / surety for a loan ❓

✔️ Why did they not call me to confirm if i know that person or not before accepting my phone number into their database and approving the loan for that individual.❓

Its very clear that Lcredit is a a criminal organisation and the EFCC and CBN should look into the dangerous activities of this crooked people.

Also people are hereby warned not to have anything financial to do with them and do not make the mistake of giving them your BVN number.

Me i do chop different loan app and am not paying...make them go ask Buhari

My mum also gets hounded about someone she knows who used her as a guarantor.

They keep calling her go insult her for the person's inability to pay.