A company want to deliberately present a colleague as a criminal. He took loan from them, and he's defaulting just for a month. He couldn't pay due business downturn. He begged them to give him two to three weeks, to run around and make payment for last month interest. They insisted they'll go and present his cheque in the bank despite the fact that they are aware the account is not funded... What chance does he have to defend himself? Please your contribution is needed. Thanks.