Good morning beloved nairalanders, after visiting the forum for many years, I decided to make my first post today. I received a call from a strange number yesterday and the caller told me that a certain Darius (I don't know anybody by that mame except the governor of Taraba State) Collected loan from their company and refused to pay back and I should ask him to pay up or pay for him else my BVN will be marked and I will not be able to get any loan in Nigeria. I felt embarrassed and irritated simultaneously. I laughed and asked her to show me an agreement where I signed to be a guarantor to the ghost defaulter.
I currently do not have any plan to take any loan but my question is, what is the position of the law about issues like this? I understand their pains as I equally have people owing and are not ready to pay. Some debtors can make you regret doing business but do they have any right to threaten me when there is no evidence that I consented to be guarantor to someone I don't even know?
N.B. From what I know, these companies call or message the contacts of the defualters just to shame them but when a direct threat is involved, something must be wrong.

Nothing can be done to you

I received the same call this morning. There are two things I suspect is going on here, one or the other. One is, the caller is a scammer and is just calling random numbers to lure people into their scam, it is best you don't call back, just ignore. The other thing could be, someone you obviously don't know and probably do not know you saved your number as a relative (dad, aunty, cousin) on their phone while collecting a loan. Same solution for both scenarios, just ignore like I did.

Ignore them since you did not sign any agreement

okpas01:
Good morning beloved nairalanders, after visiting the forum for many years, I decided to make my first post today. I received a call from a strange number yesterday and the caller told me that a certain Darius (I don't know anybody by that mame except the governor of Taraba State) Collected loan from their company and refused to pay back and I should ask him to pay up or pay for him else my BVN will be marked and I will not be able to get any loan in Nigeria. I felt embarrassed and irritated simultaneously. I laughed and asked her to show me an agreement where I signed to be a guarantor to the ghost defaulter.
I currently do not have any plan to take any loan but my question is, what is the position of the law about issues like this? I understand their pains as I equally have people owing and are not ready to pay. Some debtors can make you regret doing business but do they have any right to threaten me when there is no evidence that I consented to be guarantor to someone I don't even know?
N.B. From what I know, these companies call or message the contacts of the defualters just to shame them but when a direct threat is involved, something must be wrong.

scam

No Be Small Thing ooooo