Oftentimes, Nigeria has been termed by many as a country with questionable healthcare. Therefore making the role of Health Management organisation very important. The duty of HMOs as they are often called is to provide or coordinate comprehensive health care for specific people in a society. They do this by contracting with hospitals, doctors, and other healthcare providers to provide services to their members at an agreed-upon price. HMOs also typically offer preventive care services and health education programs to their members.
Nigeria’s HMOs play an important role in ensuring that the population has access to quality health care. Most especially in rural areas with limited access to medical facilities and trained personnel. By providing health care services and raising awareness about important health issues, these HMOs play a vital role in improving the wellbeing of the Nigerian people.

There are three main types of HMOS in Nigeria:

1. Community-based HMOS are grassroots organisations that are typically run by volunteers. They provide basic health care services to their communities and work to raise awareness about health issues.

2. Insurance-based HMOS are businesses that offer health insurance products to individuals and families. These products typically cover hospitalisation, outpatient care, and prescription drugs.

3. provider-based HMOS are businesses that own or manage hospitals, clinics, and other health care facilities. These organisations often have their own insurance products that they sell to customers.

What Services Do HMOs Provide?
HMOs provide a wide range of services to their members. These services can be divided into three main categories: medical care, preventive care, and health education.

- Medical care refers to the treatment of illness and injury. This can include everything from primary care (e.g., annual checkups) to specialty care (e.g., cardiology). HMOs contract with hospitals and individual physicians to provide these services to their members.

- Preventive care refers to measures taken to prevent illness and injury before they occur. This can include things like immunizations, screenings, and counselling. For example, an HMO might offer its members discounts on gym memberships as part of a wellness program.

- HMOs also provide health education programs to their members. These programs are designed to help people make healthy lifestyle choices and manage chronic conditions. For example, an HMO might offer a smoking cessation program or a diabetes management program.

The services that HMOs provide can vary depending on the specific organisation. Some HMOs offer more comprehensive coverage than others. It’s important to research different HMOs before enrolling in one so that you can find an organisation that best meets your needs.

Do You Need an HMO?
Honestly, asking if you need an HMO is as good as asking if you need healthcare. Everyone who seeks quality healthcare at an affordable price needs an HMO.

The sole aim of Health maintenance organisations is ensuring that their members have access to quality healthcare. They do this by contracting with hospitals, doctors, and other healthcare providers to provide services to their members at an agreed-upon price; offering preventive care services; and providing health education programs.


Now that you know these things, the thought of enrolling for health insurance should be added to your to-do list, make sure to do a thorough research on organisations that fit your budget and needs. You can start by visiting rohealth.ng.
A list of the various health plans offered by Nigeria's top HMOs is available on the platform. Feel free to choose the one that best suits your needs.

Sign up for free today at rohealth.ng