Celebrities / Re: Jessa Joan Steals Show, Thrills Abuja Residents At National Unity Dance Festival by davodyguy: 8:48pm On Sep 25 |
Wanted to ask where's Alex Reports?
Now we can see his post again 1 Like |
Celebrities / Re: King Sunny Ade's Performance At Senator Anthony Adefuye's 80th Birthday Bash by davodyguy: 8:46pm On Sep 25 |
lekonso: Sunny won't be less than 75yrs by now 78 5 Likes |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 4:44pm On Sep 22 |
Cashmadam:
I suggest you add it as proof of funds. I insist it is acceptable because I have used it several times. I have used Money Market Fund, Bonds, Fixed Deposit and Treasury Bills as proof of Funds for several visas apart from the UK. No right thinking person should expect you to just leave your savings in an account that will not yield any serious interest for you. Exactly. 13% per annum on ₦8m in FD |
Sports / Re: Heavyweight Clash: Anthony Joshua VS Daniel Dubois by davodyguy: 10:34pm On Sep 21 |
This is a disaster |
Sports / Re: Anthony Joshua Vs Daniel Dubois. Who Winning Tonight ? by davodyguy: 10:33pm On Sep 21 |
AJ just lost 1 Like |
Politics / Re: 7 Recently Completed Projects In Nigeria by davodyguy: 5:42pm On Sep 21 |
Misleading.
Separate government owned projects from private investments.
ANOH and Mangal are private projects 17 Likes 2 Shares |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 2:44pm On Sep 21 |
R3gina: Hi, I live & work in the UK. I want to invite my mum & will be the sole sponsor of the trip, do I need to include her account statement in the application? She doesn’t work & only receives pension as she’s retired. Include it. 6 months from local Nigerian bank |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 1:36pm On Sep 21 |
Cashmadam:
Money Market Fund is savings / investment. Not an asset. It is easy to liquidate and convert to cash.
There were other reasons - the visa officer just decided to add the MMF angle as a reason for refusal. Thes guys here are causing worries. 2 months ago, I fixed ₦8m with a bank, for trip to UK.. It would mature on 31st October and I'm submitting application in November, 2024. Judging by the fear here, I should not bother attaching it as proof of fund even there's a certificate from the bank? |
Politics / Re: Yahaya Bello 'still wanted', not In our custody - EFCC by davodyguy: 7:23pm On Sep 18 |
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Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 8:42pm On Sep 17 |
chloride6:
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2-V4.6 of Appendix V because. • You have applied to visit the UK for the purpose of tourism for 13 days. In assessing your application. I have considered the information provided, personal and financial circumstances and the credibility of your trip in the context of its timing and your stated intentions. • You state you are employed with a monthly income 292,000.00 NGN (£134.90), I note your monthly spending is 200,000 NGN (£92.40) and you are being sponsored £3500 • You state you are being sponsored £3500. However, I note the personal bank statement in your sponsors name, shows a closing balance of 6,392,558.04 NGN (£2,953.46)., however this information does not adequately demonstrate your sponsors’ financial circumstance. Therefore, I am not satisfied that your sponsor will be able to support you for the duration of your visit.
I attached a statement of N40m in money market and they didn’t consider it!!!
I’m so angry. Insufficiency of funds by the applicant and the sponsor |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:51pm On Sep 17 |
onile1975: @ Cashmaddam and other guru in the house
Can I do the budget for my and my two children like this
Wife application Flight and hotel = £1450 7days Feeding=£210 Transportation=£100 Shopping=£200
Infant application Flight and hotel= £1450 Feeding= breastfeeding=£0 Transportation=£0 Shopping=£150
Child 3yrs old Flight and hotel=£1450 7days Feeding=£140 Transportation=£50 Shopping=£150
Pls kindly help me with the budget if it's not okay,by sending the corrections
All 3 people are staying in same hotel. Why include £1450 per person? |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:48pm On Sep 17 |
chloride6: Mehn, I’m really pissed off.
They rejected my wife’s application even though I clearly included a balance of N7m plus N40m in my Money market fund.
I also included a cover letter explaining this.
The Idiot that did the visa decision didn’t even consider the Money market fund. It’s like they didn’t see it.
How can I appeal this decision?
Post the reason for refusal |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:46pm On Sep 17 |
onile1975: @ Cashmaddam
Well-done for the good job u are doing on the forum ur rewards is in heaven.
I need guidance, I want to fully sponsor my wife and my two children, one is infant,the second one is 3yrs old, for 7days holiday in London, I estimated 2100pounce for the three of them, flight for 3people =£1047, hotel £403 ,feeding for 2people=£350, the infant is still breastfeed, and transportation within London=150£ , others= 100£, Is the bought okay?
The question that says how much will be use to sponsor them,
My question is, are my going to write £2100 in there each application form?
£2100 may not be enough for 3 people Ticket alone is about ₦1.5m per person |
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:40pm On Sep 13 |
kakatrigga:
Like what do i need to add to my next application? When I am applying, I do write 5 page letter telling them about myself Marital status Properties I have How my company is doing well How many projects I have ongoing, that I can't afford not to come back to continue doing You need all the information that will convince them that you're doing well in Nigeria 2 Likes |
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:34pm On Sep 13 |
kakatrigga: Guys Please HELP!!
My tourist visa application got rejected.
The only reason given was this:
>> The information submitted regarding the justification for the purpose and conditions of the intended stay was not reliable <<
Do i appeal the decision? And if yes, how do i correct that? They give this reason when they think you'll Japa and not return. You need to package your application again showing strong ties to Nigeria. 1 Like |
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:30pm On Sep 13 |
LordTyrion:
I won’t advised appealing, I would advice you reapply maybe to other Schengen zone ( I suggest Spain). Or consider a UK first. Truth is frequent flyers have more advantage.
What date did u submit in August? List all documents u submitted so the house can assist u
You expect UK of all countries that's denying even frequent travelers, talk less of a virgin passport, to grant him visa easily ? He should just learn from his errors and reapply. Schengen visa is easier than UK, Canada and USA. |
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:28pm On Sep 13 |
Chimzy09:
You should have added it. You are supposed to spend your personal funds in your personal account, not funds from your business account Doesn't matter for some countries When I traveled to Australia, New Zealand, France and Italy, I submitted only Company accounts and was granted in all cases. Only UK pays so much emphasis in your personal accounts 1 Like |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 7:01pm On Sep 13 |
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Travel / Re: Turkey Visa Application Delay by davodyguy: 6:00pm On Sep 13 |
KippaAfrica: I applied last month and received my passport back today with nothing inside it, just the pink slip is all that came with it what does it mean? Did you receive denial mail? |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 3:03pm On Sep 13 |
Obidikejr: Hello Madam... And every other helpful people In the house. Special greetings.
I don't know why nairaland isn't allowing me post screenshot (
Not sure if you Remember me, That was worried about my debits and credits that was not consistent In my account and you advice to use 6 months arrange it. Well, I tried as much as possible to give reasons for the accounts looking overdrawn every month and every other reason I could pull up to ensure that I meet all the requirements. And then, I used strong head, tossed a coin and hoped it lands on head.
Today, I got a rejection email.
This was their reason (I can't attach screenshot I will type it out)
You state that you are employed, earning 1350000.00 NGN (£632.87) each month after tax and have 1800000.00 NGN (£843.83) in investments. You also have £563.00 in savings. I acknowledge the information you have provided in support of your application.
You state that you spend 400000.00 NGN (£187.52) on monthly living cost. You state that you will personally spend 4000000.00 NGN (£1875.20) on your trip to the UK and that no one else will be paying toward your visit. However, I note that your proposed expenditure is more than your monthly disposable income. This degree of expenditure appears disproportionate to your economic circumstances, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated.
Other than your employment, I am mindful that you have not demonstrated any other considerable ties to your country of residence, which would serve as an incentive for you to leave the UK at the end of your proposed visit. This not only undermines the credibility of your application as a whole but causes me to doubt your intention in proposing to travel to the UK.
Given the above, I am therefore not satisfied etc etc etc ... End
In their 1st reason for rejection;
Reason 1;
Are they expecting I'd use the 1.35m average I earn monthly to pay a return ticket and other expenses i would incur in UK? 1.35m is too small to spend on the trip... Hence why their reason isn't making much sense to me, perhaps you have a better understanding of what I did wrong and how I can fix this?
Ideally i would have thought since I've been earning this much, since the beginning of the year, I should have enough balance to cater for the expenses.
But using that 1.35m to judge it is were I'm confused. So if I drop down my expenditures for the trip to the 1.35m or less, self sponsored, won't it look like I'm joking to them? Because it's peanuts and return ticket alone will swallow it much less other expenses. Although I communicated clearly id be staying at my partner's residence so accommodation was settled.
Reason 2;
They said my employment isn't a strong tie back home. My people. I'm a founding director in this company (since 2021 inception), and I head the company with my brother, I've been receiving salary through out the year from the company.
Considering this factors and their reasons for rejection as stated, Please what would you suggest I should do differently if I decide to reapply? Would you recommend I reapply ?
Lastly one of my major fears before applying was that my withdrawals and deposits in my account monthly are equal (so I tried to explain clearly the reason why), I'm surprised it wasn't flagged. Maybe the explanation and supporting documentation helped? I can't say. If I choose to reapply would that also raise concern so I need to rexplain again?
Sorry for the lengthy post!
Thank you all
CC: Cashmadam, giselle237 and everyone! Thank you! Did you include any bank statement? And what's the balance on it? |
Crime / Re: Bandits Invade Public School, Showcase Weapons (Video) by davodyguy: 7:24pm On Sep 12 |
The confidence of these guys 10 Likes 2 Shares |
Jobs/Vacancies / Re: Should I Inform My Boss Or Ignore And Just Sign? by davodyguy: 3:24pm On Sep 12 |
Rubyjade: I disagree.
There's something called Risk Management and Conflict of Interest. Both must be properly managed. If you don't notify them, if at any point you "genuinely" got a contract through your small side business and they find out, the company can validly sue that you used the company's materials or intellectual property to get the contract.
But if it is well documented that you told them ahead and they have no objection, then you "might" escape.
However, a non-compete means you have to cease that side business as long as it is in the same line of business (conflict of interest) as the organisation. Weigh the pros and cons, then decide if you want to keep the side business or you want to take the offer. If you work for MTN and your wife works for Glo, in same telecomms, you must disclose, so the organization either continue with you or reject you 5 Likes |
Jobs/Vacancies / Re: Should I Inform My Boss Or Ignore And Just Sign? by davodyguy: 3:22pm On Sep 12 |
Most code of ethics requires full disclosure including if a family member is doing business similar to what you are doing 7 Likes 1 Share |
Business / Re: What I Ordered Vs What I Got: Man Calls Out Jumia Over Wrong Product (Video/pic) by davodyguy: 7:50pm On Sep 10 |
Illiterate He ordered an adapter, not a 🎤. Exactly what he ordered is what he got 3 Likes |
Politics / Re: IPMAN: Petrol Price Will Determine If We Buy From NNPC Or Dangote Refinery by davodyguy: 6:56pm On Sep 10 |
EvilMerodack:
These ones are even dumber than i thought
Its obvious that its gonna be cheaper to buy directly from Dangote if NNPC is gonna be one of the buyers. FG isnt gonna subsidize shii, so why buy from NNPC when they are also gonna get it from Dangote too
Whatever makes Dangote have more buyers aside NNPC, then no subsidy and u should get it from Dangote as that would be the cheaper option as NNPC would just be another buyer like you
You can only buy from NNPC if they are the sole buyer from Dangote and in that case, you would only have one option, that is NNPC and it would mean theres subsidy
Who is this Chinedu sef You're the dumb one here. NNPC is currently importing PMS and not buying from Dangote yet. NNPC is saying if Dangote wants to sell to us at a price higher than the ₦868 out imported PMS is selling for, then we would not buy from Dangote, we would continue to import The marketers are saying same thing. If NNPC is importing and selling to us at ₦868, and local Dangote wants to sell to us at ₦900, we would go to NNPC and not Dangote. Is Dangote a business man selling Sugar, Salt or even Cement at cheap price? That's Dangote for you. He would sell at a price that's good for him and he doesn't care about anything else. Is Dangote's cement the cheapest? That would give you an idea of what his PMS would cost. Chinedu sells Ball Joint to me at ₦10,000 but if I import from China myself including shipping, it is ₦8,500. I am saving ₦1,500. Tell me why I should patronize Chinedu? |
Politics / Re: Osinbajo Pays Last Respect To Yar'adua's Mother (Pictures) by davodyguy: 8:47pm On Sep 05 |
Namaster: So fucking PRESIDENTIAL!
Tinubu CANNOT even manage to look half as presidential as Osibanjo.
Tinubu is always looking SHIFTY with his pictures that look like something that was taken by ITEL.
Sick Yoruba people claimed he doesn't have structure to win. What structure did GEJ have in 2011 and won the election? I am Yorùbá, but feel so ashamed of my people ignoring PYO and voting clueless BAT 10 Likes 1 Share |
Politics / Re: Osinbajo Pays Last Respect To Yar'adua's Mother (Pictures) by davodyguy: 8:46pm On Sep 05 |
The president Nigeria deserves, but mumu people said he does not have structure 9 Likes |
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:38pm On Sep 04 |
Zipup007:
Got refused stupid people said reasonable doubts as to the reliability the authenticity of the supporting documents lol
This is strange. From outside Nigeria? 1 Like |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 7:47am On Sep 04 |
Cashmadam:
It's fine. Thought it's for just you. Hi. For application such as ours for more than one person, is there a part of the online form that allows you to add other applicants as part of the group or each person will have to create account and fill separately Thanks |
Politics / Re: Tinubu Names New Board For Bank Of Industry by davodyguy: 7:27am On Sep 03 |
MadPolitician: Then bank of Industry, which is supposed to be the catalyst for rapid industrial revolution across the length and breath of this country, has been turned into a regional bank. According to the investigations of the National Assembly, most of the bank loans were disbursed to businesses around the Lagos/South West areas of the country.
This means that while successive governments warehouse funds in this bank for lending across regions, the leadership of the bank prefers to utilise these funds to develop only areas either favoured by the government of the day, or by the directors of the bank, while other parts of the country rots.
This is so because village politics in this country has turned the banking sector into a feudal reserve of certain enclaves. This becomes even more frightening if you realise that there is no single example of any successful country that has been able to progress without a fair a robust banking system. Nigeria is not one city state like Singapore or Dubai. Nigeria is a multi city state. Everything should not be concentrated in Lagos. You know how many Igbo get loan from BOI. Lagos have investors from every where in the world and BOI fund businesses including SunFlag that doesn't belong to Nigerians. They fund lots of Igbo owed businesses as well based in Lagos |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:55pm On Sep 02 |
Cashmadam:
Everything seems fine except the amount.
What do you need 5,000 Pounds for? Father Mother 6 year old son What do you think? Ticket for 3, taken at ₦2,000,000 per person, equalling ₦6m Remaining £2k for entertainment etc Accomodation to be provided by brother. Still do much? |
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:00pm On Sep 01 |
Cashmadam:
Honestly, this question is confusing and I still don't know the correct answer.
When I sponsor my adult children (because they are still my babies ), they put the total cost of the trip.
Some people put their own contribution. In your case, £1000 should be the correct answer based on what I have read others do.
I hope this helps. Thanks Cashmadam. It's a bit tricky, cos that same part says : Calculate the total cost including accomodation, feeding and transportation. Etc and state how much money are you personally planning to spend on your visit to the UK? See my experience In March, 2024 my mum applied and I completed the form for her. I filled the form stating that 3 of us were sponsoring her I put in my amount in Naira My uncle put his in Naira My elder brother (her first born), I inserted £1000 since he was the host and 'inviter' In the portion, where the subject question was asked, I mistakenly put in ₦2.5m as amount she would be personally spending, which was wrong. Luckily, she was granted and only just returned back home in June. My coming tripI'll be applying later in December and my plan is this. My company part sponsoring with ₦8million and I'll insert this in the part where it says is anyone sponsoring your trip Then, I'll insert ₦2m as the part where it says how much are you personally contributing to this trip |