Denmark is open for Schengen visa o. 26th to 28July is available.

Target 10pm to 2am .


I don drop update o.

I use NALA to send money home, along with 100,000 others. Join with code ARINZECHUKWU-460738 and we'll both get £10.00

https://join.iwantnala.com/ARINZECHUKWU-460738

Na our own side hustle be this o 🙏

Phayie:
I believe that for some time now, Money Market Fund (MMF) has outperformed Federal Government Bond. About 10 to 18% AER is offered by MMF, and profits are paid out either monthly or quarterly. The lowest interest rate I've sedn recently is 11%, despite the fact that it varies. Check out Axamansard, Stanbic First Bank, and other institutions. Each one provides MMF.

I've had the FBN MMF for about 8 years now. Good rates, usually a little higher than Tbills and Commercial Papers and it's very accessible. You can withdraw easily. There was a time it hit about 19% or so

TouchOfSpice:
Hello Sir.

Thank you so much for your response.

The FGN bond option sounds cool and secured to me. I will give it a thought.

Since it's a lump sum investment, perhaps I would save up like 2-3 months equivalent and close my eyes to try it out.

Thank you.

One of the best ways to invest your money in Nigeria is to buy real estate or land from a reputable company that offers installment payment options. This way, you can avoid the low returns since most commercial banks loan out these money for enterprises for returns. Real estate market prices are not regulated in Nigeria and can increase significantly in a short period of time, especially if you buy from a company that has a good track record and a valid title, preferably a Certificate of Occupancy (COC).

ubom123:
Good Morning Guys,

How do i get a cheap car insurance below 1k
I just got the car on a bargain of 2,500 but the Insurance i am seeing online is about 3k
Please help.

What licence are you using for your search?
Age bracket?

There are lots of factors in consideration.
Try use : https://www.comparethemarket.com/ with varying data.

🤣🤣you bought insurance

ubom123:
Good Morning Guys,

How do i get a cheap car insurance below 1k
I just got the car on a bargain of 2,500 but the Insurance i am seeing online is about 3k
Please help.

Elders
I stay in a shared apartment
Our daughters have been enrolled for reception in September
The sch has required we submit our council tax and tenancy agreement to complete registration.
We both got the same sch for our daughters and share same address.
How best do we go about this...
Thank you guys..

The tenancy agreement is not in our name but we pay the council taxes up to date

Lol, You can't get. Use the comparethemarket . com to see the cheapest you can get based on your profile

ubom123:
Good Morning Guys,

How do i get a cheap car insurance below 1k
I just got the car on a bargain of 2,500 but the Insurance i am seeing online is about 3k
Please help.

if you're looking to get some of the relative stability of MMFs, but without the risk of Naira devaluation, you can consider the S & P 500. It has an average return of about 9 - 11% (depending on how you calculate) over the past ~100 years. It's denominated in USD but that might not necessarily be a bad thing as it appears the $ is trending stronger against the £.

There are several index funds that track it, but the VUSA is easy to recommend, being from Vanguard, one of the biggest investment companies globally, and having minimal fees.

There are other things to consider - timeline (it's best for long-term investments), tax, portfolio diversity etc. There are also a wide range of other indexes you can track e.g. FTSE 100 and 250, NASDAQ 100 etc. You can even do a global equity index. Ultimately, DYOR.

Thank you so much.

AgentXxx:
Hello there, I will suggest you download this App “Speech Blubs” and let him access it frequently. It worked well for my daughter, hopefully should do the same for yours.
Cheers!

Revolut is sharing £60. So, if you use my link to sign up, we share it £30 : £30

Join me and over 28 million users who love Revolut. Sign up with my link below:
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Thank you!

Owoado:
https://possapdotgovdotng/

Replace the 'dot' with '.'
That's the official site to get Nigeria Police clearance....the site is user friendly.

Hi All
You can use my referral link if you want to apply for American express credit card. Make sure you get on the electoral roll before applying. I initially applied before getting on the electoral roll but my application was rejected.
https://americanexpress.com/en-gb/referral/kOLAWOTtzy?XL=MNANS

OmichaelO:
Thank you boss.

Please, the consultant part do you mean the driving lesson instructor?

Sure, your driving instructor might be able to help. You can also use ‘ drivinginstructorhub dot co dot Uk’ they render the service as well at a more cheaper rate, it might take longer to get a date though.

koonbey:


There is, actually, the NDIC - but it only covers banks and mortgage institutions, not other financial institutions such as insurance companies, fintechs etc, and the the maximum specified limits for the MFB and PMB sub-sectors are N200,000.00 and N500,000.00 per depositor per bank, respectively, sha. No matter how much you have in there.

How useful those figures will be is another question entirely though

For anyone curious, the UK's is £85,000 via the FSCS, and the US is $250,000.

😀😃😁

Make we just de assume say nothing. So that we go de de over careful. 😂

farmfuseagros:

Maybe you rented the house in your name and not hers.

Both our Names... Like Mr/Mrs

Good evening all… I’ll be traveling to Derby in August.
I’m in need of a studio apartment or an en-suit room in a shared apartment.
Any house agents in the house?
Any help will be greatly appreciated.

Solumtoya:


Almost 3kw... Omo, una energy bill go hear am o!

Y'all are big boys sha.

I'm using my £11 fan which I still use as heater during winter. I just turn off the heater during Summer which makes it use negligible power.

Please what's the name of this fan?

Chreze:


😀😃😁

Make we just de assume say nothing. So that we go de de over careful. 😂

Better ó 🤣. The whole thing is absurd.

I remember writing my dissertation and was comparing the limits in different countries, I refused to write the £ equivalent like I did for others, because I was just too embarrassed. I left it at 500,000 Naira.

Has anyone here added someone to their credit card? Authorized user

Does it have an effect one one's credit and does it help boost the other party's score too?

koonbey:


Better ó 🤣. The whole thing is absurd.

I remember writing my dissertation and was comparing the limits in different countries, I refused to write the £ equivalent like I did for others, because I was just too embarrassed. I left it at 500,000 Naira.

😁😆😄😃😀🤣😂😅

Are you embarrassed for your country?

Hahaha. This killed me.

hustla:
Has anyone here added someone to their credit card? Authorized user

Does it have an effect one one's credit and does it help boost the other party's score too?

I added someone to my credit card some time back. I don't remember exactly if my score dipped a little because of that.
If my score dipped, it went back up the following month.

Owoado:
I added someone to my credit card some time back. I don't remember exactly if my score dipped a little because of that.
If my score dipped, it went back up the following month.

Thanks for your response!

Does it directly help the person as normal?

And do they need anything to be approved

naaah ...its just like creating a duplicate card for your partner. They spend from your approved limits though

hustla:


Thanks for your response!

Does it directly help the person as normal?

And do they need anything to be approved

hustla:
Has anyone here added someone to their credit card? Authorized user

Does it have an effect one one's credit and does it help boost the other party's score too?

This is what I discussed month's ago, when I mentioned piggybacking off someone's credit card, if obtaining a cc, was proving difficult........

It would help boost the piggybackers cc score, because that authorised user, is now registered on the credit card database........

hustla:


Thanks for your response!

Does it directly help the person as normal?

And do they need anything to be approved

Most credit card companies would require a biometric passport copy/driving licence + recent bank statement, from the piggybacker........

hustla:


Thanks for your response!

Does it directly help the person as normal?

And do they need anything to be approved

I believe it should help cos the additional party now has their details in the CC database.

For mine, the additional party just needed to download the CC App and register the card, and upload their BRP (for confirming the user's identity)

Good morning

Please are there any online groups for data science/ computer science (Naija) students in the UK like on whatsapp/telegram?
kindly inbox me if you have links.

Thank you.

Owoado:
I believe it should help cos the additional party now has their details in the CC database.

For mine, the additional party just needed to download the CC App and register the card, and upload their BRP (for confirming the user's identity)

Thanks! Sounds straightforward

Lexusgs430:


Most credit card companies would require a biometric passport copy/driving licence + recent bank statement, from the piggybacker........

Thanks! That should be easy to get

Lexusgs430:


This is what I discussed month's ago, when I mentioned piggybacking off someone's credit card, if obtaining a cc, was proving difficult........

It would help boost the piggybackers cc score, because that authorised user, is now registered on the credit card database........

So nothing for original owner (except maybe Avios points )

I remember the discussion where someone asked if they can add a friend or something

bigtt76:
naaah ...its just like creating a duplicate card for your partner. [b]They spend from your approved limits [/b]though

If I have £1,000 CC limit, can they also have £1,000 limit? Or they will spend out of my own £1,000 total balance based on what I allocate to them?