Samopex05:
Please who can explain this, asking for a friend whose car was involved in an accident. This message is from the insurance company.

The vehicle is written off, the value before the accident was £1830, but now with a salvage title, it's only worth £1409.10.......

If you want to dispose the vehicle, 1830 - 1409.10 = 420.90, once salvage pack is received, you would receive the balance of £420.90.........

So in essence, your insurance would only pay 1830, but you can keep the vehicle (den dash you)..... Make you dey carry your wahala go........ 😜🤣

NB : Reject this first offer and say the car is worth more...... They would ask you for proof...... You might still be able to squeeze £200+ out from your insurance company........

Lexusgs430:


The vehicle is written off, the value before the accident was £1830, but now with a salvage title, it's only worth £1409.10.......

If you want to dispose the vehicle, 1830 - 1409.10 = 420.90, once salvage pack is received, you would receive the balance of £420.90.........

So in essence, your insurance would only pay 1830, but you can keep the vehicle (den dash you)..... Make you dey carry your wahala go........ 😜🤣

NB : Reject this first offer and say the car is worth more...... They would ask you for proof...... You might still be able to squeeze £200+ out from your insurance company........

Thanks Egbon 👍👍

Good morning to everyone.

Please, I would like to know how long it takes to get a decision email from UKVI after applying for a graduate visa.

I know on their website it says 8 weeks, but for people who applied recently, how long did it take before you got a decision email from the UKVI.

Please anyone..

Thanks

Lexusgs430:


The vehicle is written off, the value before the accident was £1830, but now with a salvage title, it's only worth £1409.10.......

If you want to dispose the vehicle, 1830 - 1409.10 = 420.90, once salvage pack is received, you would receive the balance of £420.90.........

So in essence, your insurance would only pay 1830, but you can keep the vehicle (den dash you)..... Make you dey carry your wahala go........ 😜🤣

NB : Reject this first offer and say the car is worth more...... They would ask you for proof...... You might still be able to squeeze £200+ out from your insurance company........

I think the insurance company will take the vehicle if they were to pay the full 1830, correct?

Lexusgs430:


The vehicle is written off, the value before the accident was £1830, but now with a salvage title, it's only worth £1409.10..... ..

If you want to dispose the vehicle, 1830 - 1409.10 = 420.90, once salvage pack is received, you would receive the balance of £420.90.........

So in essence, your insurance would only pay 1830, but you can keep the vehicle (den dash you)..... Make you dey carry your wahala go........ 😜🤣

NB : Reject this first offer and say the car is worth more...... They would ask you for proof...... You might still be able to squeeze £200+ out from your insurance company........

I would have thought the car is now worth £420 hence why they are offering to pay him the difference, is that assumption not correct?

dustydee:

I would have thought the car is now worth £420 hence why they are offering to pay him the difference, is that assumption not correct?

The amount the car is worth is £1830, which is what he's entitled to in full.

Now that the car is written off, the wreck* (which the insurance company will own) is worth £420, so they're saying, 'if you want to keep the wreck, we'll deduct the price from your payout). So if he says they should take the wreck, they'll pay him the car's full worth, but if he wants to keep it, he'll pay them that residual sum for the wreck and so they'll only pay £1409.

*Saying 'Wreck' just for clarity. In many cases written-off cars are perfectly driveable except for dents, broken lights and cosmetic issues, especially Cat N (non-structural) ones like this one. Takes some effort to get recertified as roadworthy (compulsory before driving on-road) but often well worth it.

Thanks everyone for the input. Just to be sure that I understand:

If I keep the car, they pay £1409
If I say they should take the car, they pay £1830

However according to Lexusgs430, I can get more if I am able to prove that the car is worth more than £1830.

They said my friend should reply by 3pm latest tomorrow, she doesn’t want to make any mistake hence the reason I’m bringing the matter here.

Thanks once again.

I’m not my friend wants me to post the picture, but it’s just a few dent and a broken windscreen and side windows. The car isn’t too bad honestly.

Samopex05:
Thanks everyone for the input. Just to be sure that I understand:

If I keep the car, they pay £1409
If I say they should take the car, they pay £1830

However according to Lexusgs430, I can get more if I am able to prove that the car is worth more than £1830.

They said my friend should reply by 3pm latest tomorrow, she doesn’t want to make any mistake hence the reason I’m bringing the matter here.

Thanks once again.

I’m not my friend wants me to post the picture, but it’s just a few dent and a broken windscreen and side windows. The car isn’t too bad honestly.

Yes. But your friend can simply ask them to clarify as well.

The reason why the car is written off despite the minimal damage is because they'd have to source 'original' brand-new parts which are very expensive, while you can probably get the parts you need off someone breaking a car or from eBay or garage.

dustydee:

They are very good in orthopeadics. Dr. Ogedengbe and his colleagues treated me when I had multiple fratures and also treated Buhari's son when he had that accident. I believe he returned to Nigeria to start the hospital.

Alright. Thank you, I'll speak with them and maybe book an appointment first. I know say dem go dey expensive wella. To treat president son wawu!

Need advice for a friend.

She got a band 3 (mental health support) job from NHS and got another one as Administrative Officer with one government department both of the same salary.

Asking which offer a more progression.

Don’t consider sponsorship in advice.

I don’t also know what to advice, reason for posting here.

Ayrastarr:


Hi Jedisco.

You kinda know a lot.

Please, I want to ask: if I get married to a British citizen, then move to London and have a global certification like CSCP. Can I get a Job? do I need to start with Menial jobs or go for Masters?

Not my forte... hopefully, someone with more knowledge in this area would respond.

Lexusgs430:



This is why the Nigerian government, left our health sector in a state of coma........ 🤣😂

Hehe... I remember 6-10 yrs ago when abusing Nigerian Healthcare workers was the mainstay of discourse on NL.

Some folks in the UK then expected Nigerian health workers to offer free services cos the NHS was 'free'.
Oddly enough, all the while we supported politicians who's allowances surpassed that of many secondary and even tertiary care centres. The tide has turned and the chicken has come home to roost. Time flies

Viruses:
I have a few questions, if you have an answer to any please provide:

* can I go to a private gynaecologist without NHS referral?
* what is the average cost for a private gynaecologist?
* if I do private health insurance, will they fund visits to private gynae?
* the wait time for NHS gynae is quite long (around one and half year) am I better off going to Nigeria or another EU country?
* if you have used a private gynae, please refer with any information that may be useful.

Thanks

If you don't mind sharing, what treatment are you in need of?

If its IVF, you might get a better deal even in Nigeria.

Hello house, please I need to make a clarification, can a student do 20 hours in two different companies?

koonbey:


The amount the car is worth is £1830, which is what he's entitled to in full.

Now that the car is written off, the wreck* (which the insurance company will own) is worth £420, so they're saying, 'if you want to keep the wreck, we'll deduct the price from your payout). So if he says they should take the wreck, they'll pay him the car's full worth, but if he wants to keep it, he'll pay them that residual sum for the wreck and so they'll only pay £1409.

*Saying 'Wreck' just for clarity. In many cases written-off cars are perfectly driveable except for dents, broken lights and cosmetic issues, especially Cat N (non-structural) ones like this one. Takes some effort to get recertified as roadworthy (compulsory before driving on-road) but often well worth it.

Yes, that's my interpretation which is different from what oga Lexus wrote.

justwise:


Personally i suggest that you look for job in a area you have experience already(if your retail banking experience is not from the UK) then switch after a year or two. You can check https://uk.indeed.com/q-retail-banking-l-london-jobs.html?vjk=65cba1bd6f2550a0

Are you on student visa or dependant?

Dependant

dustydee:

Yes, that's my interpretation which is different from what oga Lexus wrote.

Frankly I don't really understand what he wrote. Was just adding my interpretation. Sorry, probably should have quoted the OP instead of you.

igbsam:


Alright. Thank you, I'll speak with them and maybe book an appointment first. I know say dem go dey expensive wella. To treat president son wawu!

Yes it is expensive. Nigeria has good healthcare facilities but "na money kill am". It may be cheper than going abroad though, do the comparision.

Viruses:
I have a few questions, if you have an answer to any please provide:

* can I go to a private gynaecologist without NHS referral?
* what is the average cost for a private gynaecologist?
* if I do private health insurance, will they fund visits to private gynae?
* the wait time for NHS gynae is quite long (around one and half year) am I better off going to Nigeria or another EU country?
* if you have used a private gynae, please refer with any information that may be useful.

Thanks

Do private insurance..check what the plan covers.

Or go to Nigeria but you'd need to have sufficient leave days if there are tests or procedures that need to be done.

You can not do 20 hours each with 2 different companies (ie 40 hours). But you can do 20 hours cumulative for both companies each week.

lightofjoy:
Hello house, please I need to make a clarification, can a student do 20 hours in two different companies?

lilachiever:


I think the insurance company will take the vehicle if they were to pay the full 1830, correct?

I don confuse....... 🤣☀️

Me playing around eBay, I come go win auction for Merc c270 cdi for 790.

It’s non ULeZ compliant.
According to the owner, gear and engine sound. And it drives well.
Diesel

No MoT
Na play I dey thinking I’d be outbid, but I win am.

Now I don dey wonder. Motor for 790. Me sef shock.

Schoolhike:
Need advice for a friend.

She got a band 3 (mental health support) job from NHS and got another one as Administrative Officer with one government department both of the same salary.

Asking which offer a more progression.

Don’t consider sponsorship in advice.

I don’t also know what to advice, reason for posting here.

It depends on what field she wants to go into, for example: I got an Admin coordinator job then project coordinator then project manager. This was how I progressed my career.

You should ask her what she plans to do

Taal17:


Do private insurance..check what the plan covers.

Or go to Nigeria but you'd need to have sufficient leave days if there are tests or procedures that need to be done.

Thank you. Let me check the plans in private insurance.

Thanks to everyone for responding to my enquiries, I can't start quoting everybody but I appreciate you all.

Much love 🙏😘

igbsam:


I have a friend with similar situation. His wait time though is 9 months. This is crazy..she is considering going back to naija or check to see if she can go to any EU country but doesn't know how that works. Also, an aunt of mine back in nigeria needs spine surgery and knee replacement surgery, does anyone here have a knowledge on how one can get it done in either india or any reputable EU country that can give her a medical visa to get it done. Edakun!

Go to Cedarcrest Abuja. I worked there for 2 years and some of my Team members are still there. Save that travel money and get great care too. Make we dey believe naija too nah bikonu. My mum had her spine surgery multilevel decompression in Enugu sef. I didn't want her to go all the way to Abuja. We have great hands back home too.

justwise:
[/b]

The biggest problem, take out religion there will be peace and less corruption.

Churches in Nigeria is a crime scene.

Smh... this is very terrible of you sir.

Enjoy the moment!

Good morning to everyone.

Please, I would like to know how long it takes to get a decision email from UKVI after applying for a graduate visa.

I know on their website it says 8 weeks, but for people who applied recently, how long did it take before you got a decision email from the UKVI.

Please anyone..

Thanks

Please anyone..

gmacnoms:
Me playing around eBay, I come go win auction for Merc c270 cdi for 790.

It’s non ULeZ compliant.
According to the owner, gear and engine sound. And it drives well.
Diesel

No MoT
Na play I dey thinking I’d be outbid, but I win am.

Now I don dey wonder. Motor for 790. Me sef shock.

Insurance would be high

Geebee5:
Good morning everyone, please I need your help on something confusing.
My parents were issued a 6-month visit visa in 2013 and they came to the UK in May 2013 and used just a few days. Now, I want to apply for a visit visa for them as my partner and I are expecting our first child before December. My question is can they apply for a 2 years visit visa because it has been over 10 years since their first visa?

Whats the rest of their travel history like?

justwise:
[/b]

The biggest problem, take out religion there will be peace and less corruption.

Churches in Nigeria is a crime scene.

Unfortunately, they have extended this crime scene, to the UK ......

At least they have started to rebel...... Who remembers the funke visa saga ........ Slowly slowly, the charity commission and NCA, shall catch up with them ........😜😂

Samopex05:
Please who can explain this, asking for a friend whose car was involved in an accident. This message is from the insurance company.

This passage communicates the following information:

1. **Assessment Outcome**: After evaluating the damage to your vehicle, it's been determined that your vehicle is a total loss under category N. Category N is a classification of damage to a vehicle where the vehicle has not suffered any structural damage, but the cost of repair might be more than the vehicle's value.

2. **Vehicle's Value Before the Incident**: Before the incident occurred, the vehicle was worth £1,830.00.

3. **Initial Payment**: Banwell's engineers have advised that an initial payment of £1,409.10 be made. This amount is the pre-incident value minus the salvage value of the vehicle.

4. **Option to Dispose of the Vehicle**:
- If you decide to let the engineers dispose of your vehicle, an additional £420.90 will be paid to you once they receive the salvage pack.
- If you choose this option, you need to inform them where the vehicle is currently located so they can send Co-Part to pick it up. Co-Part will then contact you within 72 working hours to organize the collection.

5. **Option to Keep the Vehicle**:
- If you choose to keep the vehicle, the initial payment of £1,409.10 will be the final amount you receive, and it will settle the claim.

You are being asked to decide between these two options and let them know your decision.

gmacnoms:
Me playing around eBay, I come go win auction for Merc c270 cdi for 790.

It’s non ULeZ compliant.
According to the owner, gear and engine sound. And it drives well.
Diesel

No MoT
Na play I dey thinking I’d be outbid, but I win am.

Now I don dey wonder. Motor for 790. Me sef shock.

You and I, no dey fight again....... We don kiss and make up........ 🤣😘

I love to look after you........ Are you prepared for this........... 😜😂