zebszebs:


Now, do #4m.

They will make you the Ataoja of Oshogbo.

You and the Ooni will be bumping shoulders in the club.

Una too get mouth for this Nairaland sha.
Which one be Ataoja of Oshogbo again

Oyindamolah:
When you start your own business
Stop building someone's else empire build yours

Would you employ people or you will stick to your principle of discouraging people to work for others, hence work alone to build your empire?

ravensckar:
Una don start with una lies abi? Una no dey tire ni?

30k for contributory gift & Charity? Just talk sey na money wey you take dey bang Hoe.losho monthly.

30K for clothing? So, you buy clothes for your wife & children monthly? Bros, lie no go kill you.

Medicals 15k monthly? Shey you be Sickle Cell patient ni (apologies to all sickle cell carriers).

In summary, you want us to believe that you only save 10% of your monthly earnings? Na him be sey you no suppose to open mouth insult any government official because you too aren't great at managing resources.

Mind you, I also have a family of 4 (myself, my wife & two kids) and we no dey spend reach half of wetin you type there. Make una suffery suffery dey lie for public forum. You guys will keep scaring the fresh & upcoming graduates into thinking that they won't survive.


Haba?

Everybody no dey struggling class

ravensckar:
Una don start with una lies abi? Una no dey tire ni?

30k for contributory gift & Charity? Just talk sey na money wey you take dey bang Hoe.losho monthly.

30K for clothing? So, you buy clothes for your wife & children monthly? Bros, lie no go kill you.

Medicals 15k monthly? Shey you be Sickle Cell patient ni (apologies to all sickle cell carriers).

In summary, you want us to believe that you only save 10% of your monthly earnings? Na him be sey you no suppose to open mouth insult any government official because you too aren't great at managing resources.

Mind you, I also have a family of 4 (myself, my wife & two kids) and we no dey spend reach half of wetin you type there. Make una suffery suffery dey lie for public forum. You guys will keep scaring the fresh & upcoming graduates into thinking that they won't survive.

Haba?

You just came and disputed all what the guy said but never bothered to table how you spend your monthly expenditures.

I stay alone but my monthly expense is always 350-450k

Birniwa:
For a family of four like myself, 500k looks good. Below is how I break it down, on monthly basis.

Food and other provisions - 100k
Rent - 30k
Domestic Water - 10k
Drinking Water - 15k
Electricity - 10k
School fees for two kids (after taking average as 1st term is always higher) - 45k
Car Fueling and Maintenance - 75k
Cooking Gas - 9.5k
Contributory, Gift and Charity - 30k
Clothing - 30k
Occasional Outing With Family - 15k
Medicals - 15k
Save for the rainy day - 50k
Online Skills Learning - 10k
Internet and cable subscriptions - 15k

My expenses on monthly basis are to the tune of N429,500

If you think this is too high, just know that every individual cuts their suit according to their size. Moreover, if this appears too little to barely cater for your monthly provisions, I pray one day I match this type of stability and beyond.

LOL this doesn't even make any sense.
Car fueling and maintenance 75k? I don't think you have a car....
occasional family outing 15k do you take your family to mama put?
Medical 15k? You work in a firm that pays 500k but they can't afford an HMO that covers you and your kids?
Ok let's say you company doesn't do HMO, how much does it cost to have a health insurance cover for you entire Family, this is just insane manh
Can someone actually learn a proper useful skill online for 10k?
And you learn a new skill every month?
You save 45k monthly for you two kids, a term is 3 months that's 135k, are you sure your kids are in a proper school? Cos I mean 67k per term wouldn't provide quality education.

Just my observation tho....

And sorry but with this your budget you may be slaving for the rest of your life and still retire poor.
You obviously don't have any plans for investment or starting up your own shit.....
Remember your rent will be increased and school fees will increase as the kids move up in their classes but your salary may not be increased for another 2 years.
I know companies that do salary review bianually, some companies mad....

Powersurge:


U dey mind am. 75k for fuel. That one na per week na

You self observe am ba
I bought full tank last Sunday 47k, I still bought full tank yesterday Friday evening 45k just to move from VGC to VI, that's two fill up in a week, the children car for school runs no dey inside ohh
Ahhh I wonder the car he drives ohhh, even if na corolla or Kia Picanto...75k a whole month doesn't add up

Birniwa:
For a family of four like myself, 500k looks good. Below is how I break it down, on monthly basis.

Food and other provisions - 100k
Rent - 30k
Domestic Water - 10k
Drinking Water - 15k
Electricity - 10k
School fees for two kids (after taking average as 1st term is always higher) - 45k
Car Fueling and Maintenance - 75k
Cooking Gas - 9.5k
Contributory, Gift and Charity - 30k
Clothing - 30k
Occasional Outing With Family - 15k
Medicals - 15k
Save for the rainy day - 50k
Online Skills Learning - 10k
Internet and cable subscriptions - 15k

My expenses on monthly basis are to the tune of N429,500

If you think this is too high, just know that every individual cuts their suit according to their size. Moreover, if this appears too little to barely cater for your monthly provisions, I pray one day I match this type of stability and beyond.

75k to fuel and maintain a car in big 2023? Lol, I don't think you have a car unless na okada.

I'm sorry, your analysis is not plausible at all.

15k for medical bills? why not HMO considering how much you're being paid.

Hahahaha....nairaland and bobo juice, name a better duo.

ravensckar:
Una don start with una lies abi? Una no dey tire ni?

30k for contributory gift & Charity? Just talk sey na money wey you take dey bang Hoe.losho monthly.

30K for clothing? So, you buy clothes for your wife & children monthly? Bros, lie no go kill you.

Medicals 15k monthly? Shey you be Sickle Cell patient ni (apologies to all sickle cell carriers).

In summary, you want us to believe that you only save 10% of your monthly earnings? Na him be sey you no suppose to open mouth insult any government official because you too aren't great at managing resources.

Mind you, I also have a family of 4 (myself, my wife & two kids) and we no dey spend reach half of wetin you type there. Make una suffery suffery dey lie for public forum. You guys will keep scaring the fresh & upcoming graduates into thinking that they won't survive.

Haba?

Don't mind him. You can't even be earning above 500k and your company won't have health insurance package, and he's still budgeting 15k for medicals monthly?

Very very old

Curse777:
350 to 500

What Police pay

Funny you. I want you to know that in a state like Sokoto things are more expensive than in ilorin

KingAzubuike:
Depends on the location.

200k in ilorin for example is like 500k in lagos. In a place like kebbi state, you'll live well on a 50k salary self.

In lagos, as a single guy, anything below 450 is suffering. If you earn like 300, you can still manage well a bit but you might suffer

Most health NGO's pay more than that and do not have anything like health insurance package

DeOTR:

Don't mind him. You can't even be earning above 500k and your company won't have health insurance package, and he's still budgeting 15k for medicals monthly?

Why can't you just understand that his calculation is average per month e.g if he spends 120k per year for online training average is 10k per month.

This month alone have done CSM online Training and Certification for 320 USD, I did PSPO 1 certification exam for 200 usd... How much is that in Naira? Figure it out.

Why are you guys hell bent on invalidating someone comment because it is something you can't relate with? Is 500k too much to earn when people in this same Nigeria earn over 5k usd per month.

Your attack will not even encourage people like me to post mine because in your head we are all earning less than 100k earners per month.

If you don't understand why not simply ask rather than concluding ignorantly.

EXOUSIAng:


LOL this doesn't even make any sense.
Car fueling and maintenance 75k? I don't think you have a car....
occasional family outing 15k do you take your family to mama put?
Medical 15k? You work in a firm that pays 500k but they can't afford an HMO that covers you and your kids?
Ok let's say you company doesn't do HMO, how much does it cost to have a health insurance cover for you entire Family, this is just insane manh
Can someone actually learn a proper useful skill online for 10k?
And you learn a new skill every month?
You save 45k monthly for you two kids, a term is 3 months that's 135k, are you sure your kids are in a proper school? Cos I mean 67k per term wouldn't provide quality education.

Just my observation tho....

And sorry but with this your budget you may be slaving for the rest of your life and still retire poor.
You obviously don't have any plans for investment or starting up your own shit.....
Remember your rent will be increased and school fees will increase as the kids move up in their classes but your salary may not be increased for another 2 years.
I know companies that do salary review bianually, some companies mad....

I believe you jare as this is the least every Nigerian should leave but the state of the nation has made people believe we re all leaving on 50k budget, they won't understand.

My advice is for you to start looking at long term investment.

Try see how you can acquire real estate properties, try relocation to saner clime (if your mind can carry it).

Because the future is real. You don't want to be caught up in retirement and you can't longer afford the things you can now.

Birniwa:
For a family of four like myself, 500k looks good. Below is how I break it down, on monthly basis.

Food and other provisions - 100k
Rent - 30k
Domestic Water - 10k
Drinking Water - 15k
Electricity - 10k
School fees for two kids (after taking average as 1st term is always higher) - 45k
Car Fueling and Maintenance - 75k
Cooking Gas - 9.5k
Contributory, Gift and Charity - 30k
Clothing - 30k
Occasional Outing With Family - 15k
Medicals - 15k
Save for the rainy day - 50k
Online Skills Learning - 10k
Internet and cable subscriptions - 15k

My expenses on monthly basis are to the tune of N429,500

If you think this is too high, just know that every individual cuts their suit according to their size. Moreover, if this appears too little to barely cater for your monthly provisions, I pray one day I match this type of stability and beyond.

[color=#990000][/color]start trading forex and change ur financial for ever .DM to known more

Haa....wetin this one dey talk. How many people dey earn that much?

GanagiBitrus:
500k for family of 4.
By this standard, over 75% of Nigerians are on poor salary.

500k per month is a bit ok…. At least when I was earning such amount 6 years ago, I did so much out of it.

Now where man dey earn 1million plus, person no fit carry am do anything, all thanks to Buhari and Tinubu

Na now I discover say the more you earn, the more your spending and responsibilities.

zebszebs:


Now, do #4m.

They will make you the Ataoja of Oshogbo.

You and the Ooni will be bumping shoulders in the club.

Ataoja lwkmd. I swear Bro.

bikefab:
The private sector discreetly operate a slavery kind of employment. Some people are paid as low as 30k, I'm talking office secretaries and bsc holders at that. Except you're in tech, if you receive 150k as monthly salary you are getting a good payment.

You just hit the nail on the head

MrTuns:
Entry Level / Fresh Graduate - Anything less than 200k is slavery
Mid Level - Anything less than 350k, be in the job market and look for better offers
Senior - If you are a senior person in your career, anything less than 500k is slavery. Rethink your options.

People are earning N2M and above monthly with less than 10 years experience. Its all about gaining skills, certifications and experience in the right companies.

The best industries to work are Banking, BIG 4, Oil and Gas and Telecommunications. Forget Tech, unless you have years of experience, entry level pay is peanuts.

The truth is most entry level are paying only 50-70k

Curse777:


That's with allowance but here is police last pay structure

Don't be stewpid & ridiculous at the same time.....get your facts right before displaying your folly.
Have you deemed it necessary to actually check the figures you posted above?

Birniwa:
For a family of four like myself, 500k looks good. Below is how I break it down, on monthly basis.

Food and other provisions - 100k
Rent - 30k
Domestic Water - 10k
Drinking Water - 15k
Electricity - 10k
School fees for two kids (after taking average as 1st term is always higher) - 45k
Car Fueling and Maintenance - 75k
Cooking Gas - 9.5k
Contributory, Gift and Charity - 30k
Clothing - 30k
Occasional Outing With Family - 15k
Medicals - 15k
Save for the rainy day - 50k
Online Skills Learning - 10k
Internet and cable subscriptions - 15k

My expenses on monthly basis are to the tune of N429,500

If you think this is too high, just know that every individual cuts their suit according to their size. Moreover, if this appears too little to barely cater for your monthly provisions, I pray one day I match this type of stability and beyond.

Baba, I screenshot to save this breakdown

ravensckar:
Una don start with una lies abi? Una no dey tire ni?

30k for contributory gift & Charity? Just talk sey na money wey you take dey bang Hoe.losho monthly.

30K for clothing? So, you buy clothes for your wife & children monthly? Bros, lie no go kill you.

Medicals 15k monthly? Shey you be Sickle Cell patient ni (apologies to all sickle cell carriers).

In summary, you want us to believe that you only save 10% of your monthly earnings? Na him be sey you no suppose to open mouth insult any government official because you too aren't great at managing resources.

Mind you, I also have a family of 4 (myself, my wife & two kids) and we no dey spend reach half of wetin you type there. Make una suffery suffery dey lie for public forum. You guys will keep scaring the fresh & upcoming graduates into thinking that they won't survive.

Haba?

Don't mind the idiat......reality has not visited the clown who is yet to drag a goat to a girl's family, talk less of buying a motorcycle.....Real bread winners dont come online with figures,you stomach whatever you see inside Nigeria .....
.....figment of wild imaginations 🙄

Lisaint:


The truth is most entry level are paying only 50-70k

That's a lie. Most GT pay well above 150k, unless you are doing GT in a farm. When I was doing GT, I was earning around 200k.

Curse777:
350 to 500

What Police pay

😂😆 ,police is the highest paid civil service job now, if I may educate u. A recruit in police salary as at today is 70k. Level 7 of police is 130 . Level 8 is 180, Level 9 is earning 230k

Trojan8:


That's a lie. Most GT pay well above 150k, unless you are doing GT in a farm. When I was doing GT, I was earning around 200k.

Youb don't get what im saying sir
I mean most entry level in lagos is around 50-70 for graduates

Don't tell us talk about countless of graduates,
That has applied for countless of GT prog and nothing come out of it...

They had no choice than to take that entry level offer like that

Im not trying to discredit GT program and how much they pay!

Im just saying
So many apply and didn't get picked

Lisaint:



Youb don't get what im saying sir
I mean most entry level in lagos is around 50-70 for graduates

Don't tell us talk about countless of graduates,
That has applied for countless of GT prog and nothing come out of it...

They had no choice than to take that entry level offer like that

Im not trying to discredit GT program and how much they pay!

Im just saying
So many apply and didn't get picked

Again, this is a lie. Most GT roles in Lagos do not pay such. What do you derive from spreading false information on the internet?

Trojan8:


Again, this is a lie. Most GT roles in Lagos do not pay such. What do you derive from spreading false information on the internet?

I said Entry level Bros
Normal employment nah
Entry level
Normal employment as staff
Not graduate trainee or internship na

Oyindamolah:
When you start your own business
Stop building someone's else empire build yours

How many businesses have you built... naso e easy .. or can one build alone ...

EXOUSIAng:

You self observe am ba
I bought full tank last Sunday 47k, I still bought full tank yesterday Friday evening 45k just to move from VGC to VI, that's two fill up in a week, the children car for school runs no dey inside ohh
Ahhh I wonder the car he drives ohhh, even if na corolla or Kia Picanto...75k a whole month doesn't add up

I use I estimate of 60k. My child school is along my way to work to and fro. And my office is just 35 minutes away from home. Luckily I am always against traffic.

Lisaint:



I said Entry level Bros
Normal employment nah
Entry level
Normal employment as staff
Not graduate trainee or internship na

Exactly why that salary is not true. Even NYSC interns earn around that range. Why would a GT program pay 50-70k as net pay? That's BS

ravensckar:
Una don start with una lies abi? Una no dey tire ni?

30k for contributory gift & Charity? Just talk sey na money wey you take dey bang Hoe.losho monthly.

30K for clothing? So, you buy clothes for your wife & children monthly? Bros, lie no go kill you.

Medicals 15k monthly? Shey you be Sickle Cell patient ni (apologies to all sickle cell carriers).

In summary, you want us to believe that you only save 10% of your monthly earnings? Na him be sey you no suppose to open mouth insult any government official because you too aren't great at managing resources.

Mind you, I also have a family of 4 (myself, my wife & two kids) and we no dey spend reach half of wetin you type there. Make una suffery suffery dey lie for public forum. You guys will keep scaring the fresh & upcoming graduates into thinking that they won't survive.

Haba?

25k water monthly... lolzzzz

Trojan8:


Exactly why that salary is not true. Even NYSC interns earn around that range. Why would a GT program pay 50-70k as net pay? That's BS

Why don't you understand
That normal employment means
Im not talking about GT at all

I say normal employment
Or are you saying normal employment is that same as GT program ni