Why is everyone running away from nigeria?You people are the reason foreign embassy officials take nigerians for granted.

luckyDon1:
Dear Vicjustice and other gurus,I need ur advice on this pressing issue.
I intend visiting the US for 2-3 weeks but am worried about because of the financial docs that I have.
My business is registered with CAC but not yet incoporated but the biz current account enjoys a huge flow of funds.Specifically the balance has not been less than 3M for months now and I also have a savings acct of 280k.
My questions is,will the VO consider the only the certificate of biz registration only financially capable?Should I also include my land C of O to reinforce my financial capacity?I m asking because most applicants do apply with the cert of incorporation and other relevant CAC forms. Though before applying for visa,the account may reach over 4M.
I also don't have tax clearance certificate and I am the only signatory to the account.

Pls advise

I believe you're talking about ordinary business name registration. But, it's still a company just that it's sole proprietorship. I registered for one about a month ago.

They will require your tax clearance, especially if applying as a company. Go to your nearest FIRS or so to get your tax papers. They will charge you some percentage of incoming amount to your account. Anybody with info on the billing formula should state so.

interesting,Thanks alots!.....I google searched my name 4 d first time and I'm proud to tell you I'm the Vice president of the United kingdom Energy and Infrastructure at BNP paribas......My Visa sure die.......

Vicjustice:
Be aware that the number one priority of Visa Officers is the Homeland Security, therefore, the first resort of the officers is to google-search every applicant's name and to see what comes up.

A lot of people have never google-searched their own names and therefore, are not aware that in this age of internet social networking, a simple entering of one's name and surname into a search engine will produce numerous results whether related or unrelated to the very person.

You might not yet be aware of what comes out of your name when it is google searched: most of the featured results are not of your own voluntary information.

Take a moment after reading this article and Google-search your own name and surname, and you may be surprised to see what comes up.

I know a Nigerian someone who entered Ireland through the UK to seek political asylum, his claimed was foiled by google search results that did not favour his pleaded case and as a result, he was asked to leave Ireland: the point is, this is a regular guy (who fits the profile of a nobody) who never thought that anything about him could make it to google search.
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Visa Officers are trained to look for a single reason why a visa should be refused rather than to consider it for 99 other reasons. Therefore, for those who hold the opinion that their visa applications had been unjustifiably refused for what they consider "silly" reasons such as the "three times monthly salary" issue etc.

It is true that budgeting an amount of money that is "three times your monthly income" is actually not a good reason to refuse a visa application, yet this issue usually comes into consideration when a visa applicant does not have impressive amount of money as balance. For example, if a person earns N200k monthly, and he budgets N620k for the intended trip while he presents a bank statement with a balance of N650k, he stands a very high chance to be refused for reason of the vast impact that the amount of money will have on his account as it would take him more than three salaries to recover the amount that he intends to spend for a short trip, where as, a person who earns N120k monthly with an account balance of N1.5M can easily get the visa if the application is reasonably presented.

The formula.
Before applying for a visa, look at how much you earn monthly, consider it against your account balance and compare it to the amount that you intend to spend for the trip.

op u mean 2 say embassy Google search all d names of d countless multitude at visa interview *faints*

See as ordinary travel turn professional exam. God, take this country out of this embarrassment. This embassies ordinarily shld be where you walk to, get ur visa and fly away. But reality is, the stress you have to go thru but be denied at the end. And the endless que, my God, help us in this country.

Please do any one have idea how long it takes to procure student visa (master program) in Canada.

@Op thanks,av been searching for my names and numbers on net,still clean records.i never thought of that.

Imanda:
Please i want to apply for a UK visa and as a first timer, what do i need to know and go with.
please note that this application is based on an IV letter from a friend there.
please i need sincere information and how best to be successful as a first timer.

Go to ukba.gov and check for tourist visa section you will See all the requirements you need there.

Imanda:
Please i want to apply for a UK visa and as a first timer, what do i need to know and go with.
please note that this application is based on an IV letter from a friend there.
please i need sincere information and how best to be successful as a first timer.

Go to ukba.gov and check for tourist visa section you will See all the requirements you need there.

Got an invitation from my aunt over there to attend a conference in USA by July(just 2 weeks) ,i have applied for the visa and also scheduled for interview too,PLEASE[b][/b] house as a first timer ,apart from the my own statement of account,letter of appointment from work and my invitation card for the conference,what other tins will they require from me @ the embassy and likely questions they will ask me...please i need sincere answer. Thanks

There is just one golden rule when facing a VO, and that is “be comfortable and natural with the story and package you are presenting” even if the details u presented are false ,just make sure u are comfortable with it . U can't pretend to be what u are not and that is the signs they always look for.

jaybee3:
The affordability issue is actually pretty straightforward. Each applicant should be able to truthfully answer if they can afford the trip without recourse to public funds period.

I have no doubt in my mind that someone earning 700k per month with 6 months bank statement showing salary deposits but an account balance of 200K at the end of the 6 months will be gladly given a visa simply because they know it will be very stupid of him/her to leave that kind of job for lie of uncertainty.

Surprisingly I was never asked for my bank statement during my interview, in fact they never asked me for any document. I was simply asked a couple of question like, what other country have I been to in the past 5 years, I told him London, What I wanted to do in the US, where exactly I was going to that was it.

Surprisingly the visa officer happened to be a fan boy of my profession, we ended up having a friendly chat about what I do and how far technology has influenced my field and that was it.

Was given a visa with out stress. I think for US embassy the most important criteria aside having a good financial status, is having a solid reason to leave the country and been very confident and sincere in regards to your answers because it goes a long way in aiding once application. They are highly trained in the art of reading people.

Nice one!

Nicely written article.

OP, i'm sorry to digress, it is always worth noting that apart from foreign embassies checking the internet, most organisations now check the internet to get information about potential candidates.

Matthewbriggs:



Surprisingly I was never asked for my bank statement during my interview, in fact he never asked me for any document. He just asked me what other country have I been to in the past 5 years, I told him London, He also asked what I wanted to do in the US, where exactly I was going I told him. Surprisingly the visa officer happened to be a fan boy of my profession, we ended up having a friendly chat about what I do and how far technology has influenced my field and that was it.

Was given a visa with out stress. I think for US embassy the most important criteria aside have a good financial status, having a solid reason to leave the country and been very confident and sincere in regards to your answers goes a long way in aiding your application. They are highly trained in the art of reading people.

I think your travel history must have also played a significant role with the outcome.

Spotting inconsistencies and anomalies are actually easy pizzie for analysts hence the need to be able to combine affordability with genuine reason for travel

Please am about to apply for an F1 US visa next month (MBA program), and currently working as a call center agent in one of the major telecom company here in nigeria. I want to know if the embassy will ask for my bank statement of account or that of my sponsor that lives over there in America? pls I need guidelines.

They know many want to run and cause problems to their economy not add to it. Hence....
















DENIED!!!!.

Vicjustice:

This is explained here: "...where as, a person who earns N120k monthly with an account balance of N1.5M can easily get the visa if the application is reasonably presented".

People that earn 120,000 with an account balance of 900,000 and proposed expenses of 500,000 still get visas. It is not a cast in stone method. This guys have quotas

nenelistic:

Great tips. As much as I want to agree with you. I'd like to say that it really does not apply. Several people have budgeted over 5 times what they earn and still get it. I feel like it might have a little more to do with the officers state of mind cos it's so freaking ridiculous what these guys say to refuse you. How can you be asking me for assets when I havent even worked for over two years. How can you be asking for home tie when I have a job and they know how hard it is to lay your hands on a job in Nigeria. How can they be questioning how much I want to spend when my account balance clearly shows that I can afford it. Everybody knows that you can get good things when you travel. There is really no cast in stone method when it comes to refusal. Just be try your best to convince them and you shall get your visa. it is very unjust and I feel like there should be some form of government intervention. You can't keep giving absurd reasons why Nigerians shouldn't travel because you want to collect visa money from us. It's really unfair. There should be a standard. Enough said

Let me be straight with you. If am the VO in the case you cited above, I won't issue the visa EITHER. Here's why : If you haven't worked for over two years, there is the possibility you may not return to Nigeria (you may be genuine with your intentions but the VO would rather not risk it).
You have a job does not mean you have home ties my friend. If you travel abroad and see the potential to make more than what you make at your "less than 2 yr" job, you may be tempted to abscond and not return to Nigeria. The VO may not want to risk this.

Your account balance does not show you can afford anything unless your balance is at least 10 times the cost of your ticket and expected expenses. If you expect to spend 5000 dollars and have less than 10million in your account, you can't AFFORD it. You may have SOME change in your account but that does not mean you can afford it.

The VO's have a hard task. Even people that work for the best companies in Nigeria abscond all the time so why do you think the VO will regard, YOU, with less than 2 years with high regard? The said reality is that you may actually return but experience tells the VO otherwise.

Finally, if you are reading this thread to find out if you are qualified, you probably won't get it. Just being blunt.

Ties to the country includes stuff like family, tangible assets, documented work history etc.

obassey:

People that earn 120,000 with an account balance of 900,000 and proposed expenses of 500,000 still get visas. It is not a cast in stone method. This guys have quotas

They do because there is evidence that they can afford it. Your value is in your networth and not your account balance. If they have consistent transactions running into millions every other month in their account nko? The balance may be low but the account may have consistent deposits and withdrawals.

otunsman:
Why is everyone running away from nigeria?You people are the reason foreign embassy officials take nigerians for granted.

Like say if dem dash you citizenship, you no go forget your papa house for villa.....

musicwriter:


They will require your tax clearance, especially if applying as a company. Go to your nearest FIRS or so to get your tax papers. They will charge you some percentage of incoming amount to your account. Anybody with info on the billing formula should state so.

I will visit FIRS office here to inquire but I thought tax certs are for limited liability coys.(Pardon my ignorance).so am good to go once I can get the tax cert?Thanks so much.

jtjohn:
Please do any one have idea how long it takes to procure student visa (master program) in Canada.

If you have paid your fees or is sure to pay your fees while processing the application (provided the school can get in contact with the Embassy with evidence of tuition payment) it will take between, 15- 20 working days.

Please do any1 here have a tip about kenya visa

Nice info here

you are blessed for this wonderful writeup.

you are blessed for this wonderful writeup.

Nice write up ..well done bros.It is quite pathetic that only when you apply in Nigeria you find it extremely difficult to get Usa and Uk visa if you don't have large amount in your account and strong home ties .There is wide believe in most Embassies that most Nigerians won't return home .The case is different in other places .for instance Last year my friend(Nigerian) in SA apply for Usa visa he had 4krand only in his account he was granted visa within 3mins.

luckyDon1:
I will visit FIRS office here to inquire but I thought tax certs are for limited liability coys.(Pardon my ignorance).so am good to go once I can get the tax cert?Thanks so much.

Every company pay tax, whether Ltd, inc, unltd, Plc, enterprise, e.t.c.

First, you'll need to get a tax identification number from them. Once you have it, then use it to pay your VAT or whatever. They charge 5% or thereabout per month. So, since you'll be paying your backlog of unpaid taxes prepare to dish out a lot of money for unpaid taxes over the years. I think the taxes starts accumulating 6 months after the company is registered. With this information you can calculate your tax. Just print out your bank statement of account.

NB: You only pay tax for the month you did some business, i.e you'll not pay tax for any month you didn't earn any income. Don't worry, your statement of account will tell them. Get it?.

pinkygurl:



op u mean 2 say embassy Google search all d names of d countless multitude at visa interview *faints*

Compared to the time that it takes to write a letter with analytic details for every application that's refused, i would say, it takes no time to run an applicant's name in Google.

Hmm na wa o