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Nairaland Forum / Nairaland / General / Autos / Comprehensive/Third Party/NO CLAIMS Auto Insurance (61557 Views)
Comprehensive & third party car insurance, contact me through my signature. / Get Your "No Claims Insurance" Now! / How To Get Third-party Auto Insurance For Just N3000 Yearly (2) (3) (4)
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Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 5:26pm On Jan 02, 2019 |
What is Comprehensive Insurance Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes. BREAKING DOWN Comprehensive Insurance Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance. Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle For more details call 08033539981 or 08182880902 |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 6:02pm On Jan 02, 2019 |
A comprehensive policy, as the name suggests, offers overall protection against damages to your car. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 7:00pm On Jan 02, 2019 |
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium We look forward to hearing from you. Thank you. FOR ENQUIRES CALL: 08033539981 or 08182880902 Email: owolabiakinniyi01@yahoo.com |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 7:42pm On Jan 02, 2019 |
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium We look forward to hearing from you. Thanks |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 8:03pm On Jan 02, 2019 |
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT The following pragmatic steps are essential in processing a claim to satisfactory conclusions i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim. ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others: a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim. b) Estimates of Repairs in accidental damage cases. c) Payment Receipts evidencing towing or recovery fees following an accident. d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase e) Statement of claim from third parties in the event of death, bodily injury or third party property damage. f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 8:33pm On Jan 02, 2019 |
WHAT TO DO WHEN AN INSURANCE COMPANY IS DELAYING YOUR CLAIM In the event of any delay in claims processing with an insurance company, the first step to take is to ascertain the cause of the delay, and find out if the claims have been fully documented or if there has been a breach of any of the contract/policy terms or conditions. Notwithstanding the findings, from the above enquiries, the insured or claimant has the following options of redress or pursuing their rights. i) A formal report could be made to the relevant body of Insurers Trade Association-NIA that has in place an OMBUDSMAN panel saddled with the responsibility to investigate and resolve such cases. ii) A formal report can also be made to the sectors Regulators-The National Insurance Commission (NAICOM) that has always handled and resolved cases brought before the commission. iii) The insured or claimant at his discretion can also institute a legal action in pursuance of their right under the motor insurance policy contract. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by Benez: 8:48pm On Jan 02, 2019 |
Pls sir, what did you mean when you wrote "other than collision"? Are you saying accident occasioned by collision is excluded? Kindly educate us. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 12:57am On Jan 03, 2019 |
WHAT ARE THE BENEFITS OF HAVING A COMPREHENSIVE COVERS? Being an all-embracing and the most protective motor cover, insureds minds are at peace, and are able to pursue their business endeavors without stress or any anxiety having been maximally protected under their comprehensive motor insurance. It has also been very useful as a collateral or security required to guarantee financier where vehicles were acquired under a lease or by a loan. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 1:01am On Jan 03, 2019 |
Benez: if you want to be covered from accident/collision a very small (1%) premium is added. Thanks! |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 2:12am On Jan 03, 2019 |
WHY COMPREHENSIVE COVER IS IMPORTANT OR EVEN BETTER THAN THE THIRD PARTY Its importance is better appreciated by the fact that it offers the widest scope of covers, among all other types of motor insurance covers, while it leaves room for a number of rights and privileges – which are added-values to compensate buyers in this class. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 8:51am On Jan 03, 2019 |
GOOD MORNING |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 2:22pm On Jan 03, 2019 |
INSURANCE IS A POOL OF RISK. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 3:05pm On Jan 03, 2019 |
FOR FURTHER ENQUIRES, VISIT US @: V.I.O OFFICE, OPPOSITE OWODE ONIRIN MARKET, OWODE ONIRIN, ALONG IKORODU ROAD, LAGOS |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 3:18pm On Jan 03, 2019 |
FOR ENQUIRES CALL: 08033539981 or 08182880902 Email: owolabiakinniyi01@yahoo.com |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 3:41pm On Jan 03, 2019 |
Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail). If you're financing or leasing your car, your lender likely requires comprehensive coverage. If you own your vehicle outright, it's an optional coverage on your car insurance policy. WHAT IS COVERED BY COMPREHENSIVE INSURANCE? Comprehensive helps cover damage to your car that's not the result of a collision, such as: Theft Vandalism Fire Natural disasters (like a hurricane or a tornado) Falling objects Damage done to your car by animals A civil disturbance (like a riot that results in damage or destruction of your car) WHAT'S NOT COVERED Damage to your car from a collision Damage to another person's vehicle from a collision Your (or your passengers') medical expenses after an accident |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 9:16pm On Jan 03, 2019 |
We look forward to hearing from you. Thanks |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 9:40pm On Jan 03, 2019 |
FOR FURTHER ENQUIRES, VISIT US @: V.I.O OFFICE, OPPOSITE OWODE ONIRIN MARKET, OWODE ONIRIN, ALONG IKORODU ROAD, LAGOS |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 10:33pm On Jan 03, 2019 |
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium We look forward to hearing from you. Thank you. FOR ENQUIRES CALL: 08033539981 or 08182880902 Email: owolabiakinniyi01@yahoo.com |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 11:13pm On Jan 03, 2019 |
DOCUMENTS REQUIRED BY A PRIVATE CAR LIKE TOYOTA CAMRY: 1. Allocation of Registration Number 2. Proof of Ownership Certificate 3. Central Motor Registry (CMR) paper 4. Road Worthiness Certificate 5. Auto Insurance (Third Party or Comprehensive) 6. Vehicle Licence |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by JhaayYoung: 3:59am On Jan 04, 2019 |
Please , which insurance company issues the 3% policy. I may be interested . |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 6:47am On Jan 04, 2019 |
GOOD MORNING |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 6:50am On Jan 04, 2019 |
JhaayYoung: Anchor Insurance Call 08033539981 OR 08182880902, lets discuss. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 7:08am On Jan 04, 2019 |
DOCUMENTS REQUIRED BY A PRIVATE CAR LIKE TOYOTA CAMRY: 1. Allocation of Registration Number 2. Proof of Ownership Certificate 3. Central Motor Registry (CMR) paper 4. Road Worthiness Certificate 5. Auto Insurance (Third Party or Comprehensive) 6. Vehicle Licence |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 8:38am On Jan 04, 2019 |
FOR ENQUIRES CALL: 08033539981 or 08182880902 Email: owolabiakinniyi01@yahoo.com |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by sola12(m): 9:17am On Jan 04, 2019 |
Whts d name of the insurance company 1 Like |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 10:47am On Jan 04, 2019 |
Comprehensive car insurance – also known as fully comp cover – is one of the higher levels of protection you can get for your motor. Third-party car policy covers damage to others as the result of an accident that was deemed your fault. Any damage to your own car is your own problem. |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 10:49am On Jan 04, 2019 |
sola12: Anchor Insurance Company Limited |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 1:05pm On Jan 04, 2019 |
DOCUMENTS THAT NEEDS TO BE RENEWED FOR PRIVATE VEHICLES: 1. Road Worthiness Certificate = Annually 2. Auto Insurance = Annually 3. Vehicle Licence = Annually |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 11:52pm On Jan 04, 2019 |
3% POLICY |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 1:19am On Jan 05, 2019 |
We offer 3% of car value Comprehensive Insurance cover |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 7:42am On Jan 05, 2019 |
FOR ENQUIRES CALL: 08033539981 or 08182880902 Email: owolabiakinniyi01@yahoo.com |
Re: Comprehensive/Third Party/NO CLAIMS Auto Insurance by owolabi5: 10:35am On Jan 05, 2019 |
GOOD MORNING |
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