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Nairaland Forum / Nairaland / General / Business / CBN Grants Banks’ Approval To Debit Loan Defaulters (17890 Views)
Regulatory Compliance: CBN Grants Fountainpay Commercial License / CBN Grants Flutterwave Switching And Processing Licence / Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters (2) (3) (4)
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Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Cocao(f): 12:03pm On Oct 05, 2019 |
davodyguy: Collecting collaterals will not work for all classes of loans. Collaterals in this case is also very dicey. Moreover, CBN also debited banks for not giving out enough loans recently. I think in this light CBN should protect the banks' position by giving them this right. 6 Likes 2 Shares |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by NORSIYK(m): 12:05pm On Oct 05, 2019 |
mercyviv: Is Emefieli from Southeast? Why do you lots always involving Southeast in your misery |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by wazobia68: 12:06pm On Oct 05, 2019 |
Good. This is how it's done in advanced world. 3 Likes 1 Share
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Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Duggedised12(f): 12:06pm On Oct 05, 2019 |
OLisaMacaulay:This rule was specifically made for people like you,especially those who use codes to borrow from bank thinking they can stop funding the account with the said bank and run to another bank. 1 Like |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by edoman2016: 12:07pm On Oct 05, 2019 |
davodyguy:You wrote nonsense. Collateral is not liquidity to banks. You think it's easy for banks to sell collateral to recover their money instantly. Go to AMCON website, you will see so many collateral put up for sale for several months and no buyer yet. 3 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Virus99: 12:07pm On Oct 05, 2019 |
2 Likes |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Bennycollins: 12:08pm On Oct 05, 2019 |
What is collateral? Colateral refers to assets which could be liquid or not. Cash in other banks inclusive. davodyguy: 3 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by khalids: 12:08pm On Oct 05, 2019 |
From alot of comments above, it appears a lot of people have a criminal mindset.... So you want to borrow money without paying back....which kind of nonsense is that....Infact not just that, you have money to pay in another account but refuse to settle your debt...... Funny this is what nigerians do to each other, you borrow someone money they will refuse to payback, until the whole thing turn to fight...... TERRIBLE ATTITUDE 4 Likes 2 Shares |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Virus99: 12:09pm On Oct 05, 2019 |
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Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Stillthebest: 12:10pm On Oct 05, 2019 |
Virus99: How much do u expect from a partner? And I am assuming there is going to be a need for an office space n coy reg sooner than later. |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Virus99: 12:13pm On Oct 05, 2019 |
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Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Lakeshizu(m): 12:15pm On Oct 05, 2019 |
OLisaMacaulay:they will quick credit is already doing it. |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Stillthebest: 12:19pm On Oct 05, 2019 |
Virus99:Will email you. 2 Likes |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Virus99: 12:19pm On Oct 05, 2019 |
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Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Rich4god(m): 12:23pm On Oct 05, 2019 |
hisexcellency34:it's obvious you don't know anything. |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by Bluntemperor: 12:23pm On Oct 05, 2019 |
Is CBN ready for Legal implications of all these?. Are loans,especially before this CBN directives not legally binding as you cannot change goal post in the middle of the march This is beyond NL here,the truth be told, much as I quite agree that it is wrong to rob Peter for Paul by many unscrupulous Customers, all over the world banks are being challenged in the Court of Law.Any way,Appeal Courts and Supreme Courts-the Bars and Bench over to you. |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:25pm On Oct 05, 2019 |
davodyguy: You don't know what you are saying. We are too fraudulent to be handled with kid gloves. Why borrow from one bank and go hide your money in another bank? This is what major businesses do and then hide behind the wall of lawyers and courtrooms. Who needs collateral when there is adequate measure for recoup. Lets help our economy. 4 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:27pm On Oct 05, 2019 |
KngGezy: If you have no integrity, then don't borrow. It is your warped thinking that make banks put lots of road blocks in the way of honest business people. 4 Likes 2 Shares |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:28pm On Oct 05, 2019 |
MiztaYouneek: Thank you. 2 Likes |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:29pm On Oct 05, 2019 |
jeffizy: The thieving populace you mean 3 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DeSepiero(m): 12:32pm On Oct 05, 2019 |
aybabz101: Which bank do you work with? |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:33pm On Oct 05, 2019 |
Alexgeneration: Collateral is nothing in a corrupt system. You think its easy for banks to realise a collateral on default? The policy is perfect. Afterall, the fintech lenders are already using BVN to fish out defaulters. And you lot are not complaining. 3 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:35pm On Oct 05, 2019 |
Mutemenot: Actually it does. It is targeted at them. |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by abbasajao(m): 12:38pm On Oct 05, 2019 |
Is there no way Seun can edit some comments before they are been posted here. Some ignorant commentors are just writing trash here. 1 Like 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by buhariguy(m): 12:41pm On Oct 05, 2019 |
davodyguy:this is the best way. Let bank withdraw their money and leave your balance for you. 2 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by DrDax: 12:41pm On Oct 05, 2019 |
Bluntemperor: Common sense. You cannot be proven to have enough to pay back a loan and still have a point. Once there is a law or policy, everything will fall in place. All these court shenanigans will end. is a simple sturv 2 Likes |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by buhariguy(m): 12:46pm On Oct 05, 2019 |
NORSIYK:but idiotic pigs claim delta to be part of SE 1 Like |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by seunoj: 12:53pm On Oct 05, 2019 |
MiztaYouneek: Pple get comprehension problem. Why will u owe a bank and be keeping money in another bank with deliberate refusal to pay your debt. BVN all the way 3 Likes 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by kelvxyn: 12:53pm On Oct 05, 2019 |
So what if I default and the little cash in my other a account is what I am using to source for funds and upkeep. Then by the time the bank takes all the money left with me. Then the reason I obtained the loan is destroyed and the bank's interest is still there.... You av said it all. KngGezy: |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by tatacherie: 12:53pm On Oct 05, 2019 |
davodyguy:Well said my brother.. 1 Like |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by kelvxyn: 12:54pm On Oct 05, 2019 |
Check Union Bank. De give loans to customers more than every other bank at the moment Virus99: 1 Like 1 Share |
Re: CBN Grants Banks’ Approval To Debit Loan Defaulters by seunoj: 12:55pm On Oct 05, 2019 |
That's the last option. No bank will run after your other bank account for a slight delay or change in circumstances beyond your control That's after series of engagement and dialogue. 2 Likes 1 Share |
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