i have registered on line ,paid for my visa fee in sterling bank now the problem is how do i book or sbmit my application and what do i go with.please does it waste time, if i must go to Abuja so that i will prepare well financially.

If you reside in lagos, there is no point going to Abuja. Just ensure you arive at UK Visa Centre in Lagos early enough I mean thier office at Billings Way, Oregun Ikeja. I have visited that place time without number. Go with all your documents and the Visa (Evedence of Visa Application fee issued to you by Sterling Bank, Passport Photographs with white background) that's all.

Once you have done it online, there is a section there that you will use for your booking, when you are there, you will see all the available days for submiting your form, then take one suitable for you, on that day, go to either their GRA office or VI office, they will attend to those that done their on online before they attend to anybody. And when your result is ready, you will also be notify online.