ekpotek:


YES

feranmi84:
Justwise and inphoenix, thanks for your time and contributions. Just opted to crop where the ECO stressed in the acc statement. I've attached another picture for you to have a clearer view. Thank you!

ekpotek:


You would need your car business registration (CAC documents). Invoices and sales receipts. Business account showing remits of sales, tax clearance etc. The CAC registration must at least be more than one year old. However, if you can not provide these essenstial documents, it will be difficult to claim self employment! Having a fiance is not a home tie, as there is no provision in the application form to declare such relationship.

lalla89:
Hello everybody in the house,Justwise and other gurus please I want to apply for visiting visa to UK to witness my cousin wedding she will get marriage to a British citizen by early January 2018 both of them are currently in the UK schoolling.The groom is an Ivory coast National before he immigrate to UK and seek for asylum due to the crisis in his country at that time.I was delegated among the family to travel to ivory coast to confirm his origin to see his parents and also his relatives,and now I was still being delegated to represent the family to UK to witness their wedding which will be done early January 2018.my question here is that, my trip will be sponsored by my uncle who is former member of house of representatives and a regular traveller to UK and I'm still worked with local government council and earn 50k as my monthly salary and I'm also into car business which make me to earn more money than my salary I have a closing balance of 3m in my account which can be available for the duration of my visa processing time.please gurus in the house which documents should I provide to submit with my application for visiting visa to UK that will prove the reason of travel and also prove my employment and business.Thanks

Honestakay:
hey guys,
i am applying for a uk visit visa with my family. the trip is sponsored by my parents. i am working in a company, my salary ranges within 230- 290 monthly based on commission. the issue is my salary account is zero balance. i transferred 400k to the account. is it gonna raise a red flag?

Chibabe4Christ:
PRAISE THE LORD!!!!!!!!!!!!!! MAY HIS NAME ALWAYS BE PRAISED!!!!!!!!!!!!!
GOOD MORNING GURUS IN THE HOUSE!!
Am pleased to share to the house that God has finally remembered me and my family ooooooooo after 3x attempt to US(Oct 2016) visit visa, UK(Nov 2016) visit visa and Canada(May 2017) Student visa and were all denied.
I reluctantly decided to try again by this Sept 2017 to UK for a visit and God in His infinite mercy showed and proved Himself mighty.
Application sent on the 5th of September 2017
Biometrics done on the 11th of September 2017
Decision made on the 27th of September 2017
Got my passport from DHL on the 3rd of October 2017 due to independence holiday and VISA GRANTED!!!!!!!! Oh! GOD IS GREAT OOOO!!!!!!!!!
Thank you all for your support and advice!!!!!!!! This forum is really really helpful!!!!! I never believe that am part of those that are sharing their testimonies in this forum. Its just like a dream!!!!!!!!!!
UK HERE I COME!!!!!!!!! HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAAHAAHA

ijeshaoflondon:


so what do i do now justwise? please advise

Honestakay:
i am a lady. 70% percent of my income is saved up in a cooperative. how can one explain that? thanks for your reply.

Mubby4luv:
So basically if one is in anyway self employed, business man, he must provide a CAC document? Would you advice I do a CAC registration this month and apply somewhere around April with the Documents.?

lalla89:
Hello everybody in the house,Justwise and other gurus please I want to apply for visiting visa to UK to witness my cousin wedding she will get marriage to a British citizen by early January 2018 both of them are currently in the UK schoolling.The groom is an Ivory coast National before he immigrate to UK and seek for asylum due to the crisis in his country at that time.I was delegated among the family to travel to ivory coast to confirm his origin to see his parents and also his relatives,and now I was still being delegated to represent the family to UK to witness their wedding which will be done early January 2018.my question here is that, my trip will be sponsored by my uncle who is former member of house of representatives and a regular traveller to UK and I'm still worked with local government council and earn 50k as my monthly salary and [b]I'm also into car business which make me to earn more money than my salary I have a closing balance of 3m in my account [/b]which can be available for the duration of my visa processing time.please gurus in the house which documents should I provide to submit with my application for visiting visa to UK that will prove the reason of travel and also prove my employment and business.Thanks

feranmi84:
Justwise and inphoenix, thanks for your time and contributions. Just opted to crop where the ECO stressed in the acc statement. I've attached another picture for you to have a clearer view. Thank you!

Chibabe4Christ:


Thanks@ekpotek. Can you help me with the website or how do I go about with the booking??
I intend travelling in December but I want to do my booking immediately.
I hope Qatar is also safe to use?

Chibabe4Christ:
PRAISE THE LORD!!!!!!!!!!!!!! MAY HIS NAME ALWAYS BE PRAISED!!!!!!!!!!!!!
GOOD MORNING GURUS IN THE HOUSE!!
Am pleased to share to the house that God has finally remembered me and my family ooooooooo after 3x attempt to US(Oct 2016) visit visa, UK(Nov 2016) visit visa and Canada(May 2017) Student visa and were all denied.
I reluctantly decided to try again by this Sept 2017 to UK for a visit and God in His infinite mercy showed and proved Himself mighty.
Application sent on the 5th of September 2017
Biometrics done on the 11th of September 2017
Decision made on the 27th of September 2017
Got my passport from DHL on the 3rd of October 2017 due to independence holiday and VISA GRANTED!!!!!!!! Oh! GOD IS GREAT OOOO!!!!!!!!!
Thank you all for your support and advice!!!!!!!! This forum is really really helpful!!!!! I never believe that am part of those that are sharing their testimonies in this forum. Its just like a dream!!!!!!!!!!
UK HERE I COME!!!!!!!!! HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAAHAAHA

Tinybabs:
Good Day Everyone.
Pardon me if I posted this enquiry wrongly, just getting used to NL.
Please I will want to enquire email address or how does a candidate banned in UK visa application write to the embassy to plea or make his explanation, after expiration of his ban.
kindly send the email if there is any or advise on way to go about it.
All responses will be appreciated house.
thank you

omopapa:
Just passing by and I thought I shld say hello

August 2012 I was a regular member on this thread until I got my visa. I think the only person I still rmba is justwise. I must say this forum really really helped me and guided me through the whole process.

Y’all feel free to message me personally for any questions and concerns about life in the UK. I think I have had enough experience to guide people through.

Peace ✌️

inphoenix:


The 200k was a transfer I made from my account on 05/07/17. The 200k that appeared twice in my deposit were reversal of the money i transfered. Same date I tried transfering 150k, but the 150k was also returned immediately. So it's not as if the monies were deposited.

The acc statement I submitted was dated March to August.

So you advice I get another statement of account from May to October and explain the 200k.

Another thing is that I stated 16/10/17 as my travel date. If i decide to reapply this week, should I stick to this date in my new application or get another letter from my office?
Thank you.


I reckon the large deposits he's referring to are probably those ones between 3rd and 5th July. If you stated that your salary is your only source of income, then question remains how did those credits come about? If you stated that you have a side business or receive money from other sources, family, friends, gifts etc, you should explain the source convincingly in your application. Otherwise it is considered lodgement which they frown at. However, given that the ECO misread the debit and credit entries in the statement, you may wish to capitalize on the ECOs error on those dates and reapply. Stress it that the entries on those dates he mentioned are debits and not deposits and a decision based on the ECOs error is unfair and you want a reconsideration. Hopefully they wouldn't raise the issues of those multiple 200k lodgements in July. If you can explain them, you are good to reapply, (but January to June Statement is dated o! April/May to October statement is ideal) if not, I suggest you wait a few months and ensure no bulk funds is paid for the duration you're going to print the statement.

Flourishtemi:
Thank you @Brightingsus.

So I attached a sponsors statement- who is my fiancee, who was to provide 300k as his support....that was not mentioned.

I was to visit my older sister who is a uk citizen, she provided her payslips and her savings account. She supposed to provide accomodation and feeding.

I am COMPANY SECRETARY at my job as well as head of admin. Thats why i submitted the cac documents.

As per the payments into my account- my salary account reflected my monthly salaries. I only just got a review to that amount 3 months before.
My account receives a lot of cash, mostly payments for company incorporation which i do as a side hustle.
I am a lawyer, so I have legal consultancy i provide to friends and family.
I did not know i should have explained the source of funds.

Do you think i should reapply correcting all these bearing in mind that this application took 3 months and i have my salary dropping into my salary account.
I included another account before i have my savings in another account, as at date I have a savings account with about 700k balance. And i will still have my fiancee co sponsor the trip.

Whats your opinion...
quote author=Brightingsus post=61136435]


I have some observations...

I was wondering why you included CAC documents. CAC documents are for people that own businesses or self employed with a company registration. For a visit visa applicant who is an employee whose name is on a company's payroll, you do not need CAC. Too many documents that are irrelevant to an individual's application can be disastrous especially if they open new avenues for the ECO to seek verification.

I do not know why you included two bank statements. You said one is for salary account and the other for your previous earnings. While you changed your job, did you change your bank account as well?

Do you have an additional job or source of income apart from your employment which started in 2015? I think you confused the ECO. Remember it's not enough to just lump up documents and expect the ECO to figure which is which. It's on you to explain everything. I do not know to which extent you were able to do this. The refusal stated there were deposits in your account other than your salary. When you use bank statements, you must explain in writing; especially under 'additional comments' section of the application form, all transactions that do not reflect on your payslip. You must also provide the source, e.g. If it's gift from family or payment for services you rendered.

Let me shock you. The ECOs do not take time to study applications. It's on you to explain everything explicitly like you are talking to a 5 year old. If you expect an ECO to understand what you wanted to communicate, they will always assume the negative.

Also, your closing balance was N600k+ and you quoted to spend N300k; half of your closing balance Now, the ECO would weigh this against the importance of the visit to the UK. You quoted to see family and for tourism. You would have benefitted from saving up more before making the application.

More so, you did not provide enough ties to Nigeria. You being a young adult, I mean in active employment, must provide ties to Nigeria more than ties to the UK. If you provide more ties to the UK and less to Nigeria the ECO would doubt you. I do not know if you are married. If you are you wshoukd have included your marriage certificate.

ekpotek:


You would need your car business registration (CAC documents). Invoices and sales receipts. Business account showing remits of sales, tax clearance etc. The CAC registration must at least be more than one year old. However, if you can not provide these essenstial documents, it will be difficult to claim self employment! Having a fiance is not a home tie, as there is no provision in the application form to declare such relationship.

justwise:


Is that business registered and you have documents to support the source of that 3M?

justwise:


How about if they ask you those questions here?

inphoenix:



Why do you need your Honorable uncle to sponsor you if you have 3million of YOUR OWN money saved? It's contradictory of your status and would raise a red flag.

However, the purpose for which you want to travel, in view of your previous travel to Ivory coast seems convincing. I assume you are being COMPLETELY HONEST and have records of the trip in your passport with pictures? Get the couple to write a convincing invitation letter, stating that it's a honour to have you being that you're the only one who has met his family and you're the link between both families blah blah blah.

Your 50k salary is however low to be honest. It is not impossible, but other VERY STRONG factors must be involved. Pardon me, but is this car dealership you the real deal? I'm asking because a lot of people claim side hustle that are sometimes not registered, verifiable and considered by the ECOs as not legit. If you can prove it with proper documentation and a statement of account with inflows and outflows that are CONSISTENT with that line of business you are claiming, then you must be very clear and explanatory in your application. If not, please don't bother. It is better to be honest even if you're refused than to lie and still be refused. Remember any refusal will be considered even in future, so it's better to avoid it now by not being dishonest or making up side hustle stories as any refusal will limit your chances in future when your circumstances might have improved well enough to have earned you a visa.

justwise:




You have more outgoing that incoming in your account so without another source of income your final bank balance will be questionable.

A different ECO will treat your application if you reapplied, so its likely to be another issue. inconsistency in your bank statement will always raise an eye brow so its important that you sort that out.

If you believed that the ECO made a mistake and that you did not deposit huge amount in your account then reapply and point that out else think carefully about reapplication.

post=61195597:
congrats. Was it priority u did

feranmi84:


I did not deposit huge amount in my account and wish to reapply and point out the ECO's error like you said. But want to know if reapplying immediately won't be a sign of desperation.

2. Moreover, If I decide to reapply immediately, should I submit same leave/introduction letter (02/10/17 to 31/10/17) or get another one with new dates.
Thank you.

What's your current bank balance?