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Nairaland Forum / Nairaland / General / Career / How Much And How Do You Save From Work Every Month (29693 Views)
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Re: How Much And How Do You Save From Work Every Month by MadCow1: 10:43am On Mar 04, 2016 |
Jacinta44: I hope you saw where the OP said 'Salary'. I will give you time to feel stupid about your post by all by yourself. 1 Like |
Re: How Much And How Do You Save From Work Every Month by slirkmot: 10:43am On Mar 04, 2016 |
To save these days is hard. Not with the change buhari is serving us. 2 Likes |
Re: How Much And How Do You Save From Work Every Month by merxi55(f): 10:45am On Mar 04, 2016 |
Omonigeriarere:is that '@ least 100k ' i just saw? make we share and save together there is sweeter love in sharing...kikikiki...kidding though! |
Re: How Much And How Do You Save From Work Every Month by Nobody: 10:49am On Mar 04, 2016 |
I save over 80% of my salary. And I don't just let the money lie fallow just like that in my account. I buy treasury bills in order for the money to yield interest. Here's the secret: 1. If you have a penchant for luxuries, then you can never discipline yourself to achieve this. 2. There's a staff bus, so I don't have to spend money on transportation. 3. I don't eat in the company's restaurant. It's expensive. Albeit, incan afford but chose not to eat there. I go out of the company's premises to eat. I often patronize a popular buka in VI called Mojolayemi or so. Their food make sense and cheap. With 6H, you'll eat a very good food. 3. My girl friend is working, so I don't have to spend on her. The only time I spent on her was when she needed help with paying for her MSC tuition fee. Even, if she's isn't working, I'll still support her. 4. Spend less. Why do you need an iPad, laptop, android, phone? Human wants are unlimited and are insatiable. Focus mainly on your needs. An iPad and an android phone will serve the same purpose. Let go of one. Having both is redundancy and very unnecessary. Prioritize your needs 5. Lastly, don't spend on any lady that hasn't sow a sees in your life. Don't spend to impress them bitches. Don't pay for sex. Beware of the opportunist girlfriends - those that want to reap where they did not sow. Life's all about give and take. Them opportunist girl friend are good for $**.,Discard them when it's time to. My girl friend respects me for my financial discipline. She dare not ask me money for unnecessary and useless stuffs like Brazilian hair, Stine cold ice cream et al. Tell me you want to venture into a business or further your education, then I'm good. This I'll never do for an ordinary gf. gf get level. We know those that encouraged us and stood with us thru thick and thin. While those ladies who see themselves as trophies to be won, real niggaz know what we do them. play along and enjoy the... P.S: forgot to mention. Diversify your revenue base. In other words, have more than more revenue streams. It doesn't have to be a formal job. It could be a freelance work. for instance, I help foreign MSC students with their course work, assignments and all; and it's not for free. Identify your strengths and Leverage on them to earn yourself some cool cash. 40 Likes 9 Shares |
Re: How Much And How Do You Save From Work Every Month by Jacinta44(f): 10:51am On Mar 04, 2016 |
MadCow1: Are you saying that side business owners or even business owners don't pay themselves? feel sillier madcow 1 Like |
Re: How Much And How Do You Save From Work Every Month by emerged01(m): 10:51am On Mar 04, 2016 |
valdes00:same here! |
Re: How Much And How Do You Save From Work Every Month by akreest(m): 10:53am On Mar 04, 2016 |
Use the following steps: - Open an excel spread sheet or you can use a notebook and track your expenditure for at least 3 months so that you can get a trend - Analyse the data you have gathered to separate the 'must do' expenses (eg, Rent, transport, feeding, etc) from the 'nice-to-do' types (eg social outings, etc). Remember that how you classify the expenditure is entirely up to you. However, the classification has to be consistent. - Your ideal saving from your Salary = Salary - 'Must do' Exp. - x% 'Optional Exp.' where X can vary between 0-100% depending on your willingness to save, determination & self discipline Trust this helps 2 Likes |
Re: How Much And How Do You Save From Work Every Month by MotorConnectz(m): 10:53am On Mar 04, 2016 |
Well the company I work provides transportation and accommodation + health insurance so I save about 100k in naira. The remaining I hold for negotiations just groceries for feeding or one or two little things that I need 4 Likes |
Re: How Much And How Do You Save From Work Every Month by ammyluv2002(f): 10:54am On Mar 04, 2016 |
PiperAlpha:Well said! I really love dis 2 Likes |
Re: How Much And How Do You Save From Work Every Month by MadCow1: 10:56am On Mar 04, 2016 |
Jacinta44: It may interest you to find out the nature of my business first don't you think. |
Re: How Much And How Do You Save From Work Every Month by Nobody: 10:58am On Mar 04, 2016 |
Earn 15k save 1ok. Thanks to gala and sachet water and also, to my moccasin shoe for making trekking to work a wonderful hobby. 10 Likes |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 10:58am On Mar 04, 2016 |
demarc001:lolzz..... nah, I don't tink so..... She only wants d best for her guy 1 Like |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 10:59am On Mar 04, 2016 |
Bsquared:Dat was actually d plan of Bae, she wants me to either gt a land or invest in business..... she said d idea of relying on one source of income ain't a Gud idea |
Re: How Much And How Do You Save From Work Every Month by Omonigeriarere: 11:01am On Mar 04, 2016 |
merxi55: No qualm na: starting from February, you can be forwarding your salaries to my account for the outright sharing at the end of the year. I am a good 'money keeper': trust me |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:01am On Mar 04, 2016 |
debbydee:All tanks to Bae.... she has been supportive |
Re: How Much And How Do You Save From Work Every Month by tse1v1(m): 11:02am On Mar 04, 2016 |
I EARN 40K AND SAVE 27K NOT THAT EASY THOUGH BUT OLUWA IS INVOLVED 1 Like |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:03am On Mar 04, 2016 |
slirkmot:I did contribution of 50k monthly with 6ppl..... making me to collect 300k wen its my turn..... U will nid to cut cost, Bae actually stopped me from getting her anytin.... no useless spending... n she supports me wen its abt to hook me... 4 Likes |
Re: How Much And How Do You Save From Work Every Month by jaelz(m): 11:03am On Mar 04, 2016 |
Eddygourdo: Omo bros that olosho prices no be hear now and omo babe now go dey much more expensive for you. Omo just give me olosho make i bang dey go 3 Likes 2 Shares |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:05am On Mar 04, 2016 |
ekwuemendinso:Tanx boss 1 Like |
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:06am On Mar 04, 2016 |
Lovelynature:Am really trying nt to break her hrt, av been gtin distraction from diff angles buh I av promised myself to remain focus.... I pray I don't end up fucking up |
Re: How Much And How Do You Save From Work Every Month by EMEKA1MILLION(m): 11:10am On Mar 04, 2016 |
I save about 120k monthly which is 70%,of my earning. Once I settle my feeding, send to my siblings and transportation, the rest remains in the bank. Avoid impulse buying, drinking and having women that have nothing reasonable to offer to u. 8 Likes |
Re: How Much And How Do You Save From Work Every Month by Pillyportions(f): 11:12am On Mar 04, 2016 |
Interesting |
Re: How Much And How Do You Save From Work Every Month by Pillyportions(f): 11:13am On Mar 04, 2016 |
Abeg where una dey get this kind job wey una dey save up to this amount? Seriously i hav nt seen anyperson dat said he is paid 10k but saves 3 or 5k?! These kind jobs dey enugu? because i dey look 4 work. Or are most of you lying!! 9 Likes |
Re: How Much And How Do You Save From Work Every Month by Hydronium(m): 11:15am On Mar 04, 2016 |
Omagzee: Not for long broa. It shall be well very soon. 3 Likes |
Re: How Much And How Do You Save From Work Every Month by missKiffy(f): 11:17am On Mar 04, 2016 |
ThePeacemaker: 2 Likes |
Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:17am On Mar 04, 2016 |
Omonigeriarere:haba bros it hasn't gotten to that extent na...kikiki...how are you getting on? 1 Like |
Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:19am On Mar 04, 2016 |
EMEKA1MILLION:yes oh...good to have reasonable people here...that's a good one there.. thumb up! 1 Like |
Re: How Much And How Do You Save From Work Every Month by ThePeacemaker(m): 11:21am On Mar 04, 2016 |
missKiffy:Did i lie? |
Re: How Much And How Do You Save From Work Every Month by Neroski(f): 11:27am On Mar 04, 2016 |
MotorConnectz:This is the kind of company I hope to work in.They take care of you so that you can save enough for the future. 1 Like |
Re: How Much And How Do You Save From Work Every Month by Hydronium(m): 11:28am On Mar 04, 2016 |
akreest: Nice. Never thought of excel. These are handy things we can do on our phones instead of trolling all over Nairaland. 1 Like |
Re: How Much And How Do You Save From Work Every Month by Omonigeriarere: 11:32am On Mar 04, 2016 |
merxi55: It has not been all easy, but I have no choice than to save in an hardly way: I can't work for someone till eternity. 2 Likes |
Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:40am On Mar 04, 2016 |
Omonigeriarere:yeah, sure that's a good idea...may God endow you with viable ideas,knowledge,strategies and strength to execute them...Amen |
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