Are you a salary earner?
do you work for government or private organizations?
Have you at one time applied for loan fron any of the commercial banks?
Please share your experiences.
I am intending to apply for one, your experiences and advice highly appreciated.

Maybe you should just Google renmoney. I don't work with them though but I know they give loans to salary earners. Do the research yourself and as for banks, I doubt if any Bank still has her door open to loan for salary earners. Not discouraging you though. All these same, best of luck.

partnerus:
Maybe you should just Google renmoney. I don't work with them though but I know they give loans to salary earners. Do the research yourself and as for banks, I doubt if any Bank still has her door open to loan for salary earners. Not discouraging you though. All these same, best of luck.

Thank you for your timely post.
I still believe that banks still give loan to salary Earner customers but am only concern about their interest rates.

Anyone in the house who have taken loan from any bank as a Salary Earner should enlighten me how he got it.


Thanks NL

Ecobank charges 29% of your borrowing sum per annum....
First bank charges 23% of your borrowing sum per annum....
Access bank charges 26% of your borrowing sum per annum...
The steps involved are filling of the form, Giving the said form to a lawyer to sign as a guarantor, Your office will issue a letter to the bank authorizing them to deduct from your salary at when due.. this depends on your agreement with the bank if you're paying back the loan for 12months, 24months, or 36months...
Please note this: You can only get a loan from a bank your salary is been paid into so that deductions can be done at when due. The amount of salary you receive per annum determines how much you can get for your loan... I wish you a successful procurement.

Edetntia:
Ecobank charges 29% of your borrowing sum per annum....
First bank charges 23% of your borrowing sum per annum....
Access bank charges 26% of your borrowing sum per annum...
The steps involved are filling of the form, Giving the said form to a lawyer to sign as a guarantor, Your office will issue a letter to the bank authorizing them to deduct from your salary at when due.. this depends on your agreement with the bank if you're paying back the loan for 12months, 24months, or 36months...
Please note this: You can only get a loan from a bank your salary is been paid into so that deductions can be done at when due. The amount of salary you receive per annum determines how much you can get for your loan... I wish you a successful procurement.

Thanks my man!

Please anyone that knows about other banks, their interest, process........ should please contribute.


Thanks to all Nairalanders