if u must---only use ur disposable income to secure landed properties and not your investment funds.

Dont Fix your investment funds in banks for yearly percentage% interest.


Being a tenant is not entirely a bad idea, but own your own house before you die.


Never borrow money to a relative or a friend unless u can let go off that cash.


Dont gamble or put your money in probabilities the risk cant be calculated and is also higher than say buy a book for 5 naira and sell it for 20 naira, thats a better place to put your money.


Invest in your skills before u invest in any business.

u dont have to use ur money to do business all the time, owe people but make sure no one owes u

Quick smart lessons on investment.

A guy bought a Nigerian used Volkswagen bus 100k and uses it for public transportation. His net earning daily is 5k and he works from mon-sun. the annual sum up is 1,860,000. ROI= 1,760,000. investment starts recording its profits from first month.


Another guy invested in an estate business for 25,000,000 he put out for rent 10 flats worth 350k per year for each flat. meaning annual gross sum up is 3,500,000, ROI=0, investment starts recording its profits as from the 8th year.


Courtesy BadRadio

more to come. my lectures are free, u dont have to pay a dime. pls ask your questions