What is a Salary?

Salary, is a specific amount of money that an employee is paid for
work done.

The big question is Which type do you earn?
1. *Onion Salary:* - You grab it, you open it, and you cry.

2. *Storm Salary:* - You don’t know when it’s coming or going.

3. *Menstrual Salary:* - It comes once a month and lasts only four
days.

4. *Magic Salary:* - You touch it and it disappears.

5. *Amnesia Salary:* - You can’t remember what you spent it on.

6. *Time Travelling Salary:* - You spend it paying various debts even
before you collect it.

7. *Active Salary* - Once you stop working, it stops.

But there is another one called
*RESIDUAL INCOME*

What is Residual Income?

*You work once, and it keeps paying you over and over and over again*
*even AFTER you have stopped working.*

Whether it's magic salary, amnesia salary or onion salary, the moment
it STOPS coming, your life becomes *unbearable*.

*Financial LITERACY is the tool needed to TRANSFORM your salary*
*into a RESIDUAL INCOME, so you can create financial freedom and time freedom.*

*ONLY YOUR INVESTMENT can keep you going even after all the onions, amnesty, traveling, active salaries have left you drenched.*

Research has it that the poorest group of people in the world are *Salary earners*
next to *beggars*.
They live in a vicious cycle of *poverty* managed on 30 days.
Salary is continuously being awaited every month and any slight delay brings about *heartbreaking anxiety, pressure and disappointment*.

*Salary Is a short term solution to a life time problem.*

Salary alone cannot solve your money problems. You need multiple
Sources of income to balance.

The tax returns form contains about 11 income streams, salary is just one. Don't live Your *Life* fishing with just one hook, there are many fishes in the ocean.

*Salary Is the value someone has put on your effort,*

*How much do you*
*value yourself ?*

You can't increase in value, unless you *VALUE* yourself differently.
Life Is a trade off between time, effort and reward. To be rewarded
more, you have to become more *valuable*.

Most salary earners end up *poor* in the long and short term.

*Salary is the bribe they gave you to forget your dreams*

Am not saying you shouldn't work, but at least, have a plan B
I wish everyone on this group a profitable season,...

The startup boasts it would sell off the products on behalf of its customers within a 7 to 10 days period, leaving customers with some unexpected side profit, long hours after they have made their first purchases.

‘‘It may be strange to African markets, but the simple truth is that over 20,000 e-commerce companies are already using new retail to run their businesses in China. You can trade as many times as you want with one-time principal.’’

‘‘Chymall is not opening up physical shops on its own. Chymall is opening up these physical shop through partnership or mini-franchising. These shops are called service centers. The centers are there to service our customers who can come and pick up these products. It is either you pay the company online or through these service centers. You can select your products online or you go to the service centers, give them your cash and carry your products. But the simple truth is that the products are going to be very affordable.Right now, we have many physical malls in Nigeria through what we call Service centers. We service our customers through our customers centers there. We have centers in Cameroun. We have in South Africa. Right now, we have in several African countries.’’

Across China and all over the world, grocery stores, shopping malls, supermarkets, hypermarkets and convenience stores are getting a digital upgrade designed to usher in the next generation of shopping experience.

Tomorrow’s supermarket can’t just be a place to shop but a place to live where you like to spend time.

*THE POWER OF DAILY INCOME!*

CHYSAIRUI MALL�� CHAMPIONS...GET READY TO EARN DAILY,WEEKLY & MONTHLY�

*It is very unfortunate that many of us are highly educated,* yet we know little or nothing about *cashflow or wealth-creation.*

*Every billionaire I have researched on, leverages on the power of daily cashflow.*

*Dangote makes daily income through his cement, salt, sugar, beverages, etc.* Hardly can you enter any *home in Nigeria* without *sighting at least 1 brand of Dangote product.*

*Similarly, Femi Otedola makes daily income through his Forte Oil filing stations & lubricants across nations.* Now, do you think you can *supersede these individuals* through your once in a *month inflow called salary?*

One fundamental truth you must understand today is that *your expenses are incurred daily* and *if your income is once a month, this is what we called CASHFLOW MIS-MATCH!*

Congrats you have a job and earn either big or small salary, however, you need to create a platform that would be delivering DAILY CASHFLOW.

Register in a Company that manufactures and have online marketing stream worldwide merchandise with,for & through them. *(CHYSAIRUIMALL is already giving you that platform)*

*In summary, secure additional/multiple income flows. You can not be on that paid employment forever.* On daily basis, you're approaching your *retirement /disengagement.*

*Your employer is smarter than you,* as soon as your performance is skewed, they show you the exit door.

*Just take a deep thought and see how you can better your fortune. Remember, It is God, then afterwards you... are the one that helps your financial Freedom .*

*.*
*Talk to your invitee to activate your residual income stream through CHYSAIRUIMALL Company this week �*

We don’t see that changing: we believe in a future where technology enables retailers to create a seamless experience between the physical store and the internet. To thrive, the physical store simply needs to adopt technologies in order to provide consumers with more of an experience.

New Retail takes the power of digitization and big data beyond current applications in e-commerce and creates new dynamics between consumers, producers, wholesalers, and retailers in the physical commerce space. This plays out across several dimensions:

Supply chain and distribution logistics
Value-added services to producers and retailers
Integrated shopping experiences for consumers.

Perhaps one of the most immediate benefit of New Retail, being able to synthesize and cross-analyze data from retailers and consumers across online and offline channels is optimized logistics. By drawing on a vast pool of data that may include sales as well as social media and other types of digital footprints, New Retail companies can go beyond analyzing past sales to forecast demand to making accurate predictions about future changes in demand. This enhanced perspective can be based on many different factors, such as the number of people who have viewed or liked a product online, the ratings it is getting on e-commerce or comparison sites, and the extent to which it is being shared socially. The predictions could go beyond the market level and could capture shifts in specific locations or customer segments.

*If you're absent on earth today what will be missing?*

Will the world be a much better place for others as a result of your efforts? That is how we live a purposeful life.

Whatever you enjoy today is the result of people who are absent from the earth . Think about Thomas Edison, think about Henry Ford, think about John Reckeffeller etc.

Touch somebody with what is available today which is Chymall. Get into this industry thinking about the opportunity you will create from it to help others up.

Another Firm Practicing the New Retail model as Chymall

Another firm practicing the new retail model as Chymall is Pinduoduo. Pinduoduo, the $1.5B Chinese startup is also another Chinese e-commerce company, engaged in new retail. The startup is challenging the giant Alibaba in China’s towns and villages. In January, Pinduoduo had 114 million active users, surpassing that of New York-listed Chinese discount retailer Vipshop. Currently, the startup has captured a projected 7.0% of all retail e-commerce sales in China this year, not a bad showing for a firm that launched in 2015. In three short years, Pinduoduo has emerged as one of China’s fastest growing shopping startups, with as many as 55 million users accessing the site per day.

Pinduoduo’s idea of new retail comes by way of offering group discounts..

Why Alibaba’s ‘New Retail’ revolution is all about AI
Artificial intelligence (AI) is increasingly being implemented as a part of Alibaba’s New Retail strategy, blending the online and offline worlds to create seamless experiences for consumers.

“New Retail is instrumental to the strategy in providing consumers with more choice and experiences that benefit the traditional shopping model,” says Alibaba. “By using AI technologies, one can be able to enhance New Retail offerings and lead innovation across the global retail sector.”

The Chinese ecommerce giant’s Ali Smart Supply Chain taps into AI to help merchants predict regional demand for certain products – something that is vital for same or next-day delivery services. Building on this is the company’s logistics affiliate, Cainiao, which uses AI to speed up parcel deliveries.

Through a specially designed computer model and other AI techniques, the Cainiao platform is able to determine the fastest and most cost-effective delivery routes, and also to predict what size box should be used to ensure that orders are efficiently packed.

Quotes on the future of Retail
If history repeats itself, ecommerce is in for a treat. The industry has seen incredible growth in just a little over a decade, and many analysts see it overtaking their brick and mortar counterparts in the near future.
“I can’t overstate how mobile is changing how we interact with our consumers,” -Joel Anderson, CEO of Wal-Mart.

"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case."

Investing is all about making money, and that's pretty tough to do if you're afraid to venture off the safe path. Never be afraid to take chances. The bottom line is if you're trying to build wealth, you can't afford to keep all your funds in savings accounts that are barely earning interest. To earn money, there is some risk you will need to take on (only you can decide how much you can tolerate). After all, when there's no risk, there's no reward.

“With New Retail, goal is to allow businesses to succeed in the digital era. This means helping traditional retailers to restructure and enhance the way they operate, which can touch everything from customer experience, to inventory management, and retail spaces,” .

To help illustrate how it works, think of recently set up two temporary pop-up stores in Sydney and Melbourne featuring augmented reality mirrors, facial recognition payment and interactive in-store mobile phone games.

“This has the potential to reshape what retailers can offer and how they interact with their customers,”.

Recently, Tmall partnered with Ford to unveil the Super Test-Drive Center. Customers were able to choose from up to 100 Ford cars from an unmanned vehicle vending machine for a three-day test driving using the Tmall or Taobao app. All up, the experience of ordering a test drive vehicle took less than 10 minutes.

“This created a new and convenient way for a traditional retailer to engage with their customers through digital and mobile technology,”.

New Retail: Adopt A Customer First Approach

In new retail, products are important, but the customer is key. A lot of effort and resources are dedicated to sourcing products of the highest quality at the lowest cost. Even more resources go into optimising logistical and distribution strategies. But how much do retailers know their customer and their individual needs?

Leading eCommerce players adopt a contrarian approach to retail, by placing their consumer at the core of their operations and expansion strategies.

For instance, Amazon is known for identifying Customer Obsession as one of their 4 Pillars of Success. Its founder Jeff Bezos has also been especially vocal about his “obsessive compulsive focus” on customer service. When asked about predicting customer needs, he believes that “it is difficult for us to imagine that ten years from now, customers will want higher prices, less selection or slower delivery. Our belief in the durability of these pillars gives us the confidence required to invest in strengthening them.”

Likewise, the customer lies at the heart of Alibaba’s ‘New Retail’ strategy. For example, Alibaba’s Hema Supermarkets will deliver groceries to customers in 30 minutes if they live within a 3km radius of a Hema Supermarket. Alibaba Founder Jack Ma is renown for being a people-oriented businessman who once said that he would “do everything to make sure [his] customer is happy,” and his philosophy is evident in Alibaba’s ‘New Retail’ strategy.

New Retail: Focus on Convenience
With this consumer-first approach, products and retail services are then tailored around the customer’s lives, instead of vice versa.
Traditional modes of retail force consumers to carve out a time in their daily schedules to shop for groceries, visit a mall to return a product, or even devote a weekend to purchasing a new car.
However, this new mode of retail comprise of systems and services that empathise with the consumer’s busier lifestyles and personalised needs, therefore delivering a more seamless shopping process for the customer.

*CHYMALL PACKAGES & EARNING*�����

� *VIP 1 Total Pack cost = $25* (N9,500)
Products are phone stickers only. This plan is not tradable and does not generate any profit.

� *VIP 2 Total Pack cost: $140* (N53,200)
Every 10 days Profit = $7..(#2,660).
Every Month Profit = $21..(7,900)..
Plus product:...$150..(57,000)


� *VIP 3 Total Pack cost: $280*
(N106,400)
Every 10 days Profit = $14 (#5,320)
Every Month Profit = $42.(#15,960)
Plus product:..$300..(#114,000)


� *VIP 4 Total Pack cost: $840* (N319,,200)
Every 10 days Profit = $42 (#15,960)
Every Month Profit = $127 (#47,880)
Plus product:..$900..(#342,000)


� *VIP 5 Total Pack cost: $1680*
(N638,400)
Every 10 days Profit = $84 (#31,920)
Every Month Profit = $252 (#95,760)

The profile of chymall Ecommerce*

: Welcome! �Welcome!! �Welcome��!!

*CENTURY HENG YUE INTERNATIONAL HOLDING GROUP*

Country:Malaysia/China
Office:in Malaysia and Ghana, Cameron, etc and active is 86 countries all over the world.

Business Model: *E-commerce*

*WHAT IS CHYMALL ??*
Chymall is the perfect E-commerce company that link the manufacturers and customers together to create a shopping link between them...base on the internet marketing in a way to integrate productions,sales and circulation of goods through a big data.

Chymall....is adopting the concept of a new retails and wholesale system... That enable any individuals in respective of your knowledge in internet..accommodate every Individuals.

The new concept comprises of two major fold.
#1...Traditional.. E-commerce
#2....Social E-commerce.
This system involved a big data operation.

*What is E-commerce?*

Is the exchange of goods commercially transact through internet..eg. jumia, konga,etc.

TRADITIONAL.. COMMERCE.
Is a branch of business which focuses on the exchange of products and services, and includes all those activities which encourages exchange in some way or the other. Goods can be inspected before purchase but limited to some area.

Chymall company create enabling environment for the customers to get a high quality products and allowed the customers to participate in the new retails and wholesale , equally trades to make more money.

The customers will purchase from the new retails and enjoy the benefit of the wholesale price...

Each of the wholesale purchase gives a total of (2)quota...at which you will re-sale it at the retail price on the internet.

KEY INNOVATIONS OF NEW RETAIL

Extreme Digitalization:
New Retail stores allow users to try on clothes virtually, fill a virtual cart that will then be delivered to their home, or pay via facial recognition without going to a checkout counter.
During Alibaba’s Singles’ Day, the company partnered with brands to bring pop-up stores to its consumers, where Artificial Reality mirrors and smart speakers could initially be connected to personal shopping accounts on retail websites Tmall and Taobao.

Thanks to the technology, consumers could see themselves “wearing” the desired garments without having to try them on.

Data hunger:

New Retail makes stores omniscient. They collect phone numbers, purchase history, payment activities, financial transactions and addresses for their customers…, so they know everything about customers.

Data is the most important element in redefining retail. With big data, multi-dimensional digital marketing can help increase the monetization rate of advertisements as well as the conversion rate of the online and offline merchants with the platforms.

China’s biggest fast-food operation, Yum China is harvesting data from the more than 180 million Chinese who belong to KFC and Pizza Hut loyalty programs and use artificial intelligence to customize a menu for each diner based on preferences and local tastes.

The AI-powered menu has already boosted average per-order spending by 1 percent—the equivalent of about $840 million worth of fried chicken and pan pizzas each year.

Immediate shopping:

You see a product, you scan it, you leave, and it arrives at your home. Or even more convenient, while watching a showcase of products, you can directly choose to have one on your plate or shopping cart.

To meet the need of immediacy, the whole supply chain has been transformed excessively. As a result, the production cycle is faster, reducing the risk of excess inventory, therefore, optimizing margins.

This is a fundamental change for the current retail model, but it meets the immediate needs of consumers and would, therefore, lead to better customer satisfaction.

CHY Mall e-commerce allows members of its community (VIP subscribers) to buy products from its New Retail platform. By virtue of this purchase, they qualify to buy two of the same product at a wholesale price of 60% less the retail price from the wholesale shop of the e-commerce.
The two additional products bought at wholesale price are then featured on the e-commerce at 100% retail price and would be sold for you by the company within 10 ten days. Nonetheless, the company also gives you another option of shipping the products to you if choose not to sell the products on the CHY Mall platform.
In a situation whereby the products are sold for you by the company, your profit after tax deductions plus your trading capital will be automatically credited to your account. The profit after tax of each trade cycle (10 days) is 5% of your of your total investment (VIP Package plus trading capital).
Hence, to trade on CHY Mall would require two things; your VIP package registration

‘‘Chymall is not a B2B company. Chymall deals directly with end users. We are dealing directly with the end users; people that are consuming these products. We are not dealing with business owners . We are making the end users business owners and also consumers linking them up directly with the manufacturers of these products, removing the middle person involved.

With new retail model, Consumers will no longer think in terms of separate purchasing channels, but use all of them at the same time for various purposes: product research, comparison, click and collect, store to home, delivery or customer service.
The ultimate purpose of New Retail is to bring customers a highly personalized, interactive, convenient and satisfying retail experience by utilizing the power of new technologies and data science..

Crown Level Chain Store Profit
And the Chain Store profit continues… As your team grows even more and your best performing team can make $200.000 or more in one month, the platform automatically pays you an additional bonus by paying you 3% of the trading value of all your teams excluding your best and your worst teams. This Chain Store profit is known as the Crown Level profit.

Service Profit
Chymall also offers an additional profit/bonus called Service Profit this bonus is calculated on the weaker of your two legs. This means that every day, 12% of all transactions on your weaker leg are paid to you. For instance, if on a given day your left leg generates $1000 while your right leg generates $1200, a bonus of $1000 x 12% = $120 will be paid to you.

By new retail, it will no longer be about online shopping malls.
They will also have offline shopping malls or offline distribution centers where people can go, select what they want, pay online and if they don’t want to pay online, they can go to the mall offline and make payment and collect the goods, with the coupon they present to the owner of the shop.’’

CHY Mall e-commerce allows members of its community (VIP subscribers) to buy products from its New Retail platform. By virtue of this purchase, they qualify to buy two of the same product at a wholesale price of 60% less the retail price from the wholesale shop of the e-commerce.
The two additional products bought at wholesale price are then featured on the e-commerce at 100% retail price and would be sold for you by the company within 10 ten days.
Nonetheless, the company also gives you another option of shipping the products to you if choose not to sell the products on the CHY Mall platform.
In a situation whereby the products are sold for you by the company, your profit after tax deductions plus your trading capital will be automatically credited to your account. The profit after tax of each trade cycle (10 days) is 5% of your of your total investment (VIP Package plus trading capital).
Hence, to trade on CHY Mall would require two things; your VIP package registration and your trading capital