Hi Nairalanites, I tried to apply for the ongoing Covid-19 TCF loan application via NIRSAL MicroFinance Bank website but this unfortunate message pop up each time i enter my Bank Verification Number (BVN) in the space provided. That "Sorry, our records shows that you have some non-performing loans. Application will not proceed." Please I need help on how to go about solving this problem. I have never collected a loan elsewhere either from the bank or any financial institution. If at all I have a debt issue, how do I access the information and clear the debts? I have checked with my banks and they confirm no debt issue anywhere. Pls mod move this to FP we need reasonable answers. Thank you.

Pls mod, do the needful

Go to Niirsal office with evidence you are not on any loan

Nawa o, let's wait for elders

You better check with a credit bureau ...although the first central credit bureau only knows how to collect my 100 Naira without sending Otp .. The other one CRC claim they were doing free promotion one time like that and I inserted their promo code, they also did not reply,but are busy spamming my mail,me I am just looking at them... So my advice is find a Good Credit Bureau company.

EroticJane:
Pls mod, do the needful

GO CLEAR THE LOAN YOU OWE A BANK. OR EVEN A MICRO FINANCE BANK.

WITHOUT CLEARING THE LOAN, YOUR BVN WILL ALWAYS BE FLAGGED.

obiekunie2:


GO CLEAR THE LOAN YOU OWE A BANK. OR EVEN A MICRO FINANCE BANK.

WITHOUT CLEARING THE LOAN, YOUR BVN WILL ALWAYS BE FLAGGED.

Only if I know which bank or microfinance bank am owing. I have never collected loan from any bank in my life. I have never even approached any bank for a loan. How do I know which bank I am owing in the first place?

uruba23:
You better check with a credit bureau ...although the first central credit bureau only knows how to collect my 100 Naira without sending Otp .. The other one CRC claim they were doing free promotion one time like that and I inserted their promo code, they also did not reply,but are busy spamming my mail,me I am just looking at them... So my advice is find a Good Credit Bureau company.

Ok thanks

EroticJane:
Only if I know which bank or microfinance bank am owing. I have never collected loan from any bank in my life. I have never even approached any bank for a loan. How do I know which bank I am owing in the first place?

Do you have any bank account which you haven't used in a long time? If yes, I advise that you start from there. The account may be in debit....

EroticJane:
Only if I know which bank or microfinance bank am owing. I have never collected loan from any bank in my life. I have never even approached any bank for a loan. How do I know which bank I am owing in the first place?

then you should quickly go to the bank you did your bvn thumbprint.

tell them you want to know why your bvn was flagged.

they will sort it out for you.

bsides, maybe your husband used your account for a loan that you are not aware of.

uboma:



Do you have any bank account which you haven't used in a long time? If yes, I advise that you start from there. The account may be in debit....

Yes exactly. I haven't operated my current account with First bank for long. when I checked, I was having -N84. But I have sort it out now. Thanks

EroticJane:

Yes exactly. I haven't operated my current account with First bank for long. when I checked, I was having -N84. But I have sort it out now. Thanks

You are welcome Ma'am.

uboma:



Do you have any bank account which you haven't used in a long time? If yes, I advise that you start from there. The account may be in debit....

How does that solve the problem?

She still needs to regularise that account by updating her KYC including BVN on it before she can re-start it

SavageResponse:


How does that solve the problem?

She still needs to regularise that account by updating her KYC including BVN on it before she can re-start it

Some things are beyond your scope of comprehension, this is one of them.

The Op, whom my earlier comment was addressed to, appreciates my piece of advice. This is all that matters...