Ayemileto:


I can see from the image that the first message was delivered on May 14, which meant the loan was already due on or before May 14.

From 14 may till today (that the second message was sent) is 24 days.

If you have any Intention of paying back the loan, you should have definitely paid it back.

Even right now, you are not concerned about paying back the loan, you're only concerned that your family is being dragged into the matter

EDIT:
Also, the fact that you claim (as a matter of fact) that Branch don't blackmail people, is probably a sign that you're owning Branch too OR have failed to pay their money within the specified period in the past.

But they didn't take the footsteps this guys are taking.

MrFollowFollow:


Instead of you to look for money and repay your loan you're here talking rubbish!

The fact of the matter is that you never had any intention of repaying this loan!

Mrporanir:

Kid how exactly do you reason? That particular message and image was from a Twitter thread. https://mobile.twitter.com/potam1304/status/1398013453403623430
They sent the first message on 14th of may then the second on the 16th of may. I'm just using that as an example because I get similar texts concerning defaulters on my phone and I can't post them here due to privacy reasons.

And who told you because I know branch doesn't texts contacts then I've been defaulting? You need to grow up okay? Your level of reasoning is alarming.

Ayemileto:


Then you should have attached the Twitter link to the original post.

If all the person's claims are true, then the company is 100% wrong.

Mrporanir:

So daft.. you couldn't even read well. Am I the defaulter? I only get such messages on my line and I'm wondering why they should tag the person's family. So if I'm the defaulter, I'll come online to post all the details including my full name right? Get quality education you said no

Ayemileto:


Then you should have attached the Twitter link to the original post.

If all the person's claims are true, then the company is 100% wrong.

But I can't see the Picture you uploaded here on that post/thread.

Ayemileto:


Then you should have attached the Twitter link to the original post.

If all the person's claims are true, then the company is 100% wrong.

But I can't see the Picture you uploaded here on that post/thread.

halogate:
..it to say FG never ban Twitter, we for start #BanSokoloan...#BanLoanSharkApps
..but ofcourse, u know the story

..God no go let me borrow from those baastarrds again.

Modafvckers nearly give my mama HBP, and no be say time don elaspe oh.
Robbosh!!

ekene101:
When taking loan, delete all your important contacts,goto your Gmail contacts and delete the important contacts,sync it and they won't have access to your important contacts..let them message the 99% fake contacts on my phone,I don't care
Once you call and start abusing me or sending stupid messages to my contact,I ain't paying,I will change all my contacts to fake contacts and sync it with their database.let them message unknown gun people.
God bless that guy that posted this secret last week. You are a genius bro..

Volkswagen90:
did that method work? Have deleted all even the entire contact +Gmail account+WhatsApp contacts.

Ayoemrys:
Very useless peaple
If they like make dem call from one generation to another

Once you Don call one of my contacts one kobo I no go pay again

Ayemileto:
Lol.

Go and pay your loan.

To the best of my knowledge, this loan apps won't go about tarnishing your image, even when you miss the deadline.

They will first give you a call and give you additional time to pay up.

Your reaction to that call/additional time is what will determine what next they will do.


I have a friend who told me he took loan from one of this apps (Branch specifically). After missing his deadline, they gave him a call and he told them he didn't have the money yet. Then they told him he can be paying back small small and it's not compulsory he has everything at once.

He started paying back gradually, 1k, 2k, 5h till he paid back his loan. They Never disgraced him because of his reaction.

But many Nigerians have zero intention of paying back the money they borrowed.

That's how one was asking me how he can borrow 50k or 100k from this apps. He wants to borrow a reasonable amount because he does not want to pay back.

Preshmane:

EmekaBlue:
Blame the useless chinese bosses who employ Poor nigerians to pay lil cash and force them to send these kinda uncalled for threats.

中国人不好

Volkswagen90:
did that method work? Have deleted all even the entire contact +Gmail account+WhatsApp contacts.

ekene101:
100% bro,after deleting sync your google contact,what's left of the contacts on your phone is what will be on their database.

Volkswagen90:
Bro i didnt sync,chai, but deleted every goddamn thing,but my data is on then,any hope?

Rockingsonman:
You lend money to someone who is desperate and you give the person only 6 days to pay back. Let's face reality, how feasible is that? Plus the outrageous interest rate. And when you default which they are almost certain you will, they start adding as much as N2000 per day and at the same time resort to gutter blackmail and telling wicked against you.

Is that not also an illegality on their part? After calling you names and lying to all your contacts that you used their profiles to collect money, they will still be disturbing you to pay the money. So how will they undo what they have done after you pay them?

Some regulatory agencies should wade into this issue before they drive some tender hearted people to suicide. As for me I have told them to do their worst and I an not scared of their blackmail. I simply tell my contacts to ignore them, even big companies take loans so it's not an abnomalty. I only pay because of principle and my conscience otherwise they can text their grand father.

If you know you don't have the capacity to give out loans and deal with five days delay which may arise in any human endeavor, why go about soliciting for people to come and borrow... without collateral, no documents, very easy, bla bla and not state it that you will resort to gutter blackmail and lies if they default by even one day?

Wicked and heartless loan shark operators feasting on the weak and vulnerable

MrFollowFollow:


Instead of you to look for money and repay your loan you're here talking rubbish!

The fact of the matter is that you never had any intention of repaying this loan!

Guynexttdoor:
Pay fire, once you start calling my contacts i will postpone the payment to the next 3 months, and they can't do shit...dont be intimidated with that.

ekene101:
sync it now or anytime,it will still work

ekene101:
sync it now or anytime,it will still work

Volkswagen90:
Sorry for disturbing,as in u no get have up root the gmail address/account containing all contacts ,even whatsapp,see pictures,that gmail account u last doesn't contain anything.

ekene101:
100% bro,after deleting sync your google contact,what's left of the contacts on your phone is what will be on their database.

ekene101:
sync it now or anytime,it will still work