MrOlokonla:

Don't mind those clowns supporting those thieves loan guys. They did same to me, I paid my debt but they didn't reconcile my account. Later an agent called and was blowing hot telling me to pay before so so time if I like my reputation. Told him I had paid but he wasn't having any of it then he sent an account number for me to repay to. I was sceptical at first but i felt since the money wasn't really much (8k) then make I just try am. My brother naso my money waka o. I called him tire he no pick. Well later that night, they stylishly remove their money from my account coz my card was linked with them and you know what? They did it twice. In the dead of the night when I don sleep . Woke up to see two mysterious debit alerts. In all, I lost 32k just for 8k debt. Next day I called their customer they were all playing me.

So profound was my grief that I vowed to unleash mayhem on these stupid loan apps. Every one of them. I went to play store and ransacked them and borrowed from at least 17 of those apps. Yes 17. They plenty die for play store. Used fake contacts for all and that was it. They say they get craze for head abi.

The only legit ones are carbon and branch and fairmoney. Pls if u borrow from them, pay up but you see those Chinese bastards like sokoloan , gocash etc , I encourage the whole world to borrow from them and not pay back a dime. Let them go back to their country and continue their nonsense.

My own done reach 9 app and counting but which of the contact for the access your main phone contacts or the one linked to Google app??

Vernon26:
i don't think this works oo.someone jus confirmed

So you mean they have access to all contacts including the ones on Google app? Because like this I'm owning more the eight of them and the are threatening me already upon the high interest

culdady:


My own done reach 9 app and counting but which of the contact for the access your main phone contacts or the one linked to Google app??

Both.

miccoy:
There is another one. They called themselves Nextcredit. Once you repaid your loan, they will automatically initiate another loan for you without you asking. You will just wake up in the morning to see credit alert with outrageous interest.

You can check their reviews on playstore. Mind you, they have fake reviews too on playstore.

Not only nextcredit. Them plenty. They will disburse loan into your account without you confirming or requesting. Dey will now expect you to pay back with outrageous interest within 7 days haha. People who are just supporting these loan apps don't know anything. Na small pikin dey worry them

halogate:

I think we should fish out this loan shark apps on play store and give them negative reviews.
Atleast let's start from there
Sokoloan..gocash..imoney..9jacash..9credit.

There is wisdom there

MrOlokonla:

Both.

So after calling my contact they expect me to pay back.. but in other words it's not all the contacts they have access to it seem the system picks alphabetically and save to their data

culdady:

Bro abeg how can I do that?

download contacts from playstore,use it to delete your important contacts you don't want them to message then sync your contacts,those guys have been on my neck for days now but no important person to message on my contacts anymore. Don't know how those guys who said it didn't work did theirs,it worked for me.

ekene101:
download contacts from playstore,use it to delete your important contacts you don't want them to message then sync your contacts,those guys have been on my neck for days now but no important person to message on my contacts anymore. Don't know how those guys who said it didn't work did theirs,it worked for me.

I have done that bro
What you are saying is that the only have access to those contacts on Google contact or does it includes the once saved oñ my phone.?

culdady:

So after calling my contact they expect me to pay back.. but in other words it's not all the contacts they have access to it seem the system picks alphabetically and save to their data

Yeah I think they message contacts at random. Plus they look for sensitive names like mum, mummy , sweet mum , aunty this, bro this, uncle that, daddy..

You get what I'm trying to say,. They look for sensitive names on your contacts list to message. They don't message everyone.

@ekene that thing works. Seems they aren't doing it correctly.

culdady:

So after calling my contact they expect me to pay back.. but in other words it's not all the contacts they have access to it seem the system picks alphabetically and save to their data

Na weytin dey always funny me too. How will you message someone contacts calling him and his family all sorts of thrash and still expect him to pay lol. Just forget about that money. You don use the messages collect am be that.

culdady:

I have done that bro
What you are saying is that the only have access to those contacts on Google contact or does it includes the once saved oñ my phone.?

what's on your google account is what's on your phone,so they have access to both.

Coldshisha:


What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

I skimmed the entire post and got here. This is one sensible comments.

ekene101:
what's on your google account is what's on your phone,so they have access to both.

I Hardly back up contacts so I only have a few to my Google account maybe 30 or 40 but many of my contacts on phone are not on my backup account...so can they still access those too? No vex

Coldshisha:


What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

You need to do more research.

Bounty hunters in America go after criminals and fugitives ( after they must have gotten necessary approval from the authorities) Thereafter, hand them over to the authorities.

They don't go about sending defamatory or threatening messages to you or your contacts.

You blackmailed me, threatened me, pronounced me and my families criminals, you're still expecting me to pay up, with accrued interest. Are you mad ni?!?!

culdady:

I Hardly back up contacts so I only have a few to my Google account maybe 30 or 40 but many of my contacts on phone are not on my backup account...so can they still access those too? No vex

As long as it's on that same phone,it can be accessible.

miccoy:


You need to do more research.

Bounty hunters in America go after criminals and fugitives ( after they must have gotten necessary approval from the authorities) Thereafter, hand them over to the authorities.

They don't go about sending defamatory or threatening messages to you or your contacts.

You blackmailed me, threatened me, pronounced me and my families criminals, you're still expecting me to pay up, with accrued interest. Are you mad ni?!?!

There's one called quickcredit.. not quickcheck o don't mix them up. Quickcheck are legit like branch and carbon.. but this quickcredit I'm talking about allows loan extension but it comes at a price . 3,000 to extend your loan for another 7 days. And their interest na die. 10k to pay 14700 in seven days. If you can't meet up, you can apply for extension at a cost of 3k. So in total you go borrow 10k to pay 17,700.

Now tell me who is the thief? Those apps don't deserve mercy. And if you default Dem go dey add interest o.

Coldshisha ekene101 Vernon26 NaijaBoy213

oranget:

MrFollowFollow, your name is really following you.
You followed more than 200 members on nairaland and all of them are female. Wow

He'll be a chronic asslicker in real life

Mrxawe:

There's one called quickcredit.. not quickcheck o don't mix them up. Quickcheck are legit like branch and carbon.. but this quickcredit I'm talking about allows loan extension but it comes at a price . 3,000 to extend your loan for another 7 days. And their interest na die. 10k to pay 14700 in seven days. If you can't meet up, you can apply for extension at a cost of 3k. So in total you go borrow 10k to pay 17,700.

Now tell me who is the thief? Those apps don't deserve mercy. And if you default Dem go dey add interest o.

Coldshisha ekene101 Vernon26 NaijaBoy213

can you imagine gocash enter my alarm go set reminder to pay them today. Na d alarm even wake me up,dey never see anything na we go remove them from business,stupid people.

Bekermann:


He'll be a chronic asslicker in real life

That guy na sokoloan agent,very useless person both day and night.

ekene101:
can you imagine gocash enter my alarm go set reminder to pay them today. Na d alarm even wake me up,dey never see anything na we go remove them from business,stupid people.

na im be say na today e due. That na how dem dey do.

ekene101:
can you imagine gocash enter my alarm go set reminder to pay them today. Na d alarm even wake me up,dey never see anything na we go remove them from business,stupid people.

U grant dem access to your calender, contacts, phone calls, messages. So don't be surprised.

Coldshisha:


What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

Bro, haba.... you fall my hand. You just decided to comment on what you know nothing about. You calling bounty hunters? Haba, at least dey do research before dropping comments na... Your fourth and fifth paragraphs should be deleted.

iLegendd:


I skimmed the entire post and got here. This is one sensible comments.

That comment fits your definition of sensible ?

Israel6767:


That comment fits your definition of sensible ?

You're just like your kinds. Don't worry asking. I won't reply.

In abroad, borrowing without paying could affect your credit score. And once your credit score is affected, it will be pretty hard for you to even see anyone to rent you a house because they look at your credit score before granting you anything.

If you must borrow, borrow with the mindset to pay back to avoid embrassment. Nobody will give anyone free money.

I hate borrowing. I hardly do that. And if I must borrow money from someone, I make sure I pay back before the due date.

I asked one of my exchangers to send me 100k. I told him I will pay back in few days time. He sent the money. It didn't even get to the due date, I paid him back. I did that just to build trust with him. Now , if I wish to borrow another money from him, tell me why he won't send me.

Life is all about building trust with people so that in dire situations, they can easily help you out with the intention that you've been a trusted fellow who always keeps to his words.

Money don't grow on trees. So when you borrow, pay back on time to avoid embrassment.

Mcslize:
In abroad, borrowing without paying could affect your credit score. And once your credit score is affected, it will be pretty hard for you to even see anyone to rent you a house because they look at your credit score before granting you anything.

If you must borrow, borrow with the mindset to pay back to avoid embrassment. Nobody will give anyone free money.

I hate borrowing. I hardly do that. And if I must borrow money from someone, I make sure I pay back before the due date.

I asked one of my exchangers to send me 100k. I told him I will pay back in few days time. He sent the money. It didn't even get to the due date, I paid him back. I did that just to build trust with him. Now , if I wish to borrow another money from him, tell me why he won't send me.

Life is all about building trust with people so that in dire situations, they can easily help you out with the intention that you've been a trusted fellow who always keeps to his words.

Money don't grow on trees. So when you borrow, pay back on time to avoid embrassment.

we done hear u mr credibility

NaijaBoy213:
U grant dem access to your calender, contacts, phone calls, messages. So don't be surprised.

Exactly.
Not supporting borrowing without repaying as and when due but circumstance may warrant default with genuine intention to repay.

Having done all @ekene listed, you still need to remove the already granted permissions for sms and phone calls at the initial stage of registration because if they tried woefully to reach your contacts via your Google contacts or phone contacs they can read the call logs and randomly send to those you make calls to or receive from. Same applies to sms too

Mcslize:
In abroad, borrowing without paying could affect your credit score. And once your credit score is affected, it will be pretty hard for you to even see anyone to rent you a house because they look at your credit score before granting you anything.

If you must borrow, borrow with the mindset to pay back to avoid embrassment. Nobody will give anyone free money.

I hate borrowing. I hardly do that. And if I must borrow money from someone, I make sure I pay back before the due date.

I asked one of my exchangers to send me 100k. I told him I will pay back in few days time. He sent the money. It didn't even get to the due date, I paid him back. I did that just to build trust with him. Now , if I wish to borrow another money from him, tell me why he won't send me.

Life is all about building trust with people so that in dire situations, they can easily help you out with the intention that you've been a trusted fellow who always keeps to his words.

Money don't grow on trees. So when you borrow, pay back on time to avoid embrassment.

You're not getting the point!?!

Nobody, having supplied your bvn and other vital details on these apps borrowed with the intention not to pay back. Everyone knows LIFE HAPPENS! Unexpected events might hinder you from meeting up the due date.

Now, the cristism is that these Chinese apps give 7 days loan and they do not want to know whether you just lost your job, or you got robbed, or your kid is in the hospital, or your salary was delayed. Once it's due day, even a day before...and they haven't receive your payment, they start labeling you all sort of names.

You don't resort to worst behaviour because someone fails to meet up his/her end of the agreement. We have laws in Nigeria. Disputes like this, you report to Credit Bureau and subsequently, get a demand notice from court. And not bullying people up and down.

miccoy:


You're not getting the point!?!

Nobody, having supplied your bvn and other vital details on these apps borrowed with the intention not to pay back. Everyone knows LIFE HAPPENS! Unexpected events might hinder you from meeting up the due date.

Now, the cristism is that these Chinese apps give 7 days loan and they do not want to know whether you just lost your job, or you got robbed, or your kid is in the hospital, or your salary was delayed. Once it's due day, even a day before...and they haven't receive your payment, they start labeling you all sort of names.

You don't resort to worst behaviour because someone fails to meet up his/her end of the agreement. We have laws in Nigeria. Disputes like this, you report to Credit Bureau and subsequently, get a demand notice from court. And not bullying people up and down.

I get your point. The best they could have done was to give some days of grace to pay back. They behaved so unprofessional no doubt. That's not the best way to retrieve a debt. I see no difference between them and typical thugs. The more reason why people shouldn't be borrowing from such loan companies that act like thugs.

Vernon26:
we done hear u mr credibility

I am not advising you to build trust with women o. When it comes to money issue, people can behave animalistically. I just showed you a secret. If you want someone to keep borrowing you money, the first time you borrow, pay up on time. I am talking about borrowing from individuals. For the fact that you paid up the first one, if you intend to borrow another from that same person, he won't hesitate to borrow you any amount you want if the person has the money. Try and learn from people's experiences and stopped sounding like a perpetual debtor.

Mcslize:


I am not advising you to build trust with women o. When it comes to money issue, people can behave animalistically. I just showed you a secret. If you want someone to keep borrowing you money, the first time you borrow, pay up on time. I am talking about borrowing from individuals. For the fact that you paid up the first one, if you intend to borrow another from that same person, he won't hesitate to borrow you any amount you want if the person has the money. Try and learn from people's experiences and stopped sounding like a perpetual debtor.

ok Weldon mr credibility

Some persons just like bringing problems to their lives. Why borrow when you know you can't meet up the pay back period?

Some are even boasting they won't pay. That's the typical Nigeria mentality. This country is messed up that people behave the way they like. No orderliness, and this is what some called freedom.

If you know you can't pay back your debts, stop borrowing to avoid disgracing the whole of your family. Pay up your debt before the due date and stop the unwarranted boastfulness.