To me i think its all about complex

There is no way ,he has it all or else she is already in a relationship she is satisfied about.

and how do they see beyond the trouser during toastin?

apart from complex, the fear of loosin them very soon

Maybe your breath stinks

because there is a cuter, richer and better mannered guy somewhere.

Maybe she is richer, cuter, and more well more well mannered than the guy. She might also be lesbian.

she's just NOT ATTRACTED to you, if u try to find out she'd say she likes you as a friend.
Try be a JERK !

when d lady is having

Funny responses . I would say no if the guy had a bad attitude/no swag

I\ve seen a situation like that and i still can't phantom the reason she turned down this guy.

Maybe her mom warned her not to marry from that tribe / race / religion!

Perhaps, she's fronting or just not interested

They might be operating at different frequency.
Maybe the girl Is a christian the guy is not.
maybe the girl has not heard from God or maybe she had and the answer is not to go ahead and accept the guy.
marriage is more than cute, rich and well mannered. it is more than what we see with our eyes. The God factor must not be ommitted from it else u will be in crisis.
cute and rich are temporary things. Look for what is permanent.

or possibly despite your money, you reason from your nyash.

@poster
it might just boil down to the fact that there's some characteristics and traits that she knows she wont be able to change in you
and which she knows she cant tolerate
I for one have seen a girl turn down a rich and well mannered man because he was a Jehovah Witnesses,she wasn't willing to change and he wouldn't have anyways so that was there
there are other reasons too,that might be unknown to outsiders but are known to lovers and stuff
many times it's better not to start something that you wont finish
i would rather not get married if i didn't feel 100% right with it, then go into it thinking it will change and later have to get a divorce

she is not interested.

Despite having over 5.5 Billion Cows back in Nigeria, Ogugua turned down my marriage off

why will she? when you think like those Cows. (sighs)

or u mite not be as rich, cute n well mannered as u think

Maybe u'r too proud & lousy.

^^ Might be.
And again, maybe she's just not attracted to the guy.

And one more thing- being rich doesn't buy you class.

@poster
the fact that you would expect a woman to say "yes" to ANY rich/cute and well mannered man out there shows us all that YOU are part of the problem (aka dumbass mentality focussing on the wrong things in life)

@OP, say no to what? sex, a relationship or marriage,

shes letting her head make the decisions, in this day and age a guy that is too good to be true 9 times out of ten is prolly

Maybe there was no chemistry, you didn't click? Maybe she thought you were shallow, cocky perharps? Or maybe she thought you were dumb. Believe it or not but some of us require that a man bring more to the table than just pretty boy looks, money and the occasional 'please' and 'thank you'.