Bourne007:
Dem dey chase me for this amount self

Hahaha ;. Louder, please!

I’ve been chasing them for my own gbese since the end of the tax year, before they will send my bill after I don chop the money clean mouth, and put me for trouble. I will ring them again today to ask them how much I’m owing, then I’ll issue a banker’s cheque.

DeeOneBangin:


Someone gave a clear explanation and you just knocked it off by saying he is wrong.

To dey drop opinion for nairaland sef don dey fear person. Public forum oooooh!!!

FYI, I didn’t get taxed until after about 5-6 months in the uk and I was earning like 2k monthly. My only deduction was NI.

Don't worry you will pay the tax back. They will create a tax code to claw back any tax you didnt pay. You might not even realise they are doing it. My good friend just paid back about £6k

wonlasewonimi:


Don't worry you will pay the tax back. They will create a tax code to claw back any tax you didnt pay. You might not even realise they are doing it. My good friend just paid back about £6k

GBAM! I dey laugh o

wonlasewonimi:


Don't worry you will pay the tax back. They will create a tax code to claw back any tax you didnt pay. You might not even realise they are doing it. My good friend just paid back about £6k

Everybody knows HMRC will collect every dime owed to the last penny, nobody is disputing that. But the fact remains that I didn’t get taxed till about 5-6 months (only NI deduction was reflected on payslip, income tax was always 0.00) and I know a couple of newly arrived that this has happened to. How that happened, I don’t know.

And instead of someone just completely knocking off erico2k2 which I feel he is correct because it kinda applied to me.

And las las I got a letter saying i owed £138

deept:


HMRC money no dey lost. Of they don't collect it this tax year, they will collect it the next tax year

He will receive a P80 you have paid too little tax
.....

Hmrc own is way too much......

DeeOneBangin:


Everybody knows HMRC will collect every dime owed to the last penny, nobody is disputing that. But the fact remains that I didn’t get taxed till about 5-6 months (only NI deduction was reflected on payslip, income tax was always 0.00) and I know a couple of newly arrived that this has happened to. How that happened, I don’t know.


And las las I got a letter saying i owed £138

But you didn’t tell us that part before, did you?

That’s the exact point we were making. Yours is an exception (if it indeed happened), not the norm. A lot of mistakes happen due to laziness, high workload, and an array of other reasons. That it happened to you and a few others does not make it the norm, it often comes at a great cost when you have to refund the taxman from the money you have already spent the previous year. The fact is that tax is applied cumulatively from the first pay cycle (week or month - 1/52 or 1/12 as the case may be), not until after you have earned your full allowance for that tax year.

So, to answer the OP’s question again, tax is due for payment from the first wage/salary and their employer was right to have deducted and remitted their tax to HMRC from the first salary. This has nothing to do with tax code or gross earnings.

Waiting for the next person to quote me with the dictionary definition of tax code as if we are children that needed to be schooled

icon8:


But you didn’t tell us that part before, did you?

That’s the exact point we were making. Yours is an exception (if it indeed happened), not the norm. A lot of mistakes happen due to laziness, high workload, and an array of other reasons. That it happened to you and a few others does not make it the norm, it often comes at a great cost when you have to refund the taxman from the money you have already spent the previous year. The fact is that tax is applied cumulatively from the first pay cycle (week or month - 1/52 or 1/12 as the case may be), not until after you have earned your full allowance for that tax year.

So, to answer the OP’s question again, tax is due for payment from the first wage/salary and their employer was right to have deducted and remitted their tax to HMRC from the first salary. This has nothing to do with tax code or gross earnings.

Waiting for the next person to quote me with the dictionary definition of tax code as if we are children that needed to be schooled

Noted!

icon8:


Hahaha ;. Louder, please!

I’ve been chasing them for my own gbese since the end of the tax year, before they will send my bill after I don chop the money clean mouth, and put me for trouble. I will ring them again today to ask them how much I’m owing, then I’ll issue a banker’s cheque.

Take off like 3 hours from work before you do so.
HMRC and Nigerian High Commission are now almost the same thing.

DeeOneBangin:


Everybody knows HMRC will collect every dime owed to the last penny, nobody is disputing that. But the fact remains that I didn’t get taxed till about 5-6 months (only NI deduction was reflected on payslip, income tax was always 0.00) and I know a couple of newly arrived that this has happened to. How that happened, I don’t know.

And instead of someone just completely knocking off erico2k2 which I feel he is correct because it kinda applied to me.

And las las I got a letter saying i owed £138

As icon8 pointed out, you basically withheld this part from your tori.
Again, if you are earning 2k p.c.m as you say, there's no way 5 - 6 months unpaid PAYE tax will be 138 pounds.
Better hold fire on any spending plans first, HMRC fit still dey come.

Please is the amex card approval immediately, or do I have to wait a while before they let me know if I'm approved or not?

Mamatukwas:


I use the standard Gold card so can’t really advise. But if you decide and choose to go ahead please use my ref link http://amex.co.uk/refer/uGONNCjkWY?XL=MIMNS

(Insert puppy eyes) thank you.

Missposh:

Please is the amex card approval immediately, or do I have to wait a while before they let me know if I'm approved or not?

All credit card applications are instant, once you apply online, the computer will quickly answer yes or no.

TheGuyFromHR:


Take off like 3 hours from work before you do so.
HMRC and Nigerian High Commission are now almost the same thing.

I just search for an alternative number from saynoto0870.com. They always answer fast

DeeOneBangin:


Someone gave a clear explanation and you just knocked it off by saying he is wrong.

To dey drop opinion for nairaland sef don dey fear person. Public forum oooooh!!!

FYI, I didn’t get taxed until after about 5-6 months in the uk and I was earning like 2k monthly. My only deduction was NI.

same here. Was not taxed from December. My first tax was this April. Was only paying NI. But I think the reason is because the new tax year begins in April

mex551:
same here. Was not taxed from December. My first tax was this April. Was only paying NI. But I think the reason is because the new tax year begins in April

Was your total pay from December to March more than 12750? If it's not you won't be taxed.

Just to reiterate what others have warned. Credit card is not free money, to spend is easy na to pay back hard. let's all be cautious on spending. i saw someone saying he no get income but got approved by credit card.

No be anyone prayer to enter debt, keep eye clear, spend wisely cause this no be naija, they go take their money laslas. no do pass yourself at all.

I just say may I talk this one because as things dey go for this amex trend i see stories that touch forthcoming in the next few months.

TheGuyFromHR:


As icon8 pointed out, you basically withheld this part from your tori.
Again, if you are earning 2k p.c.m as you say, there's no way 5 - 6 months unpaid PAYE tax will be 138 pounds.
Better hold fire on any spending plans first, HMRC fit still dey come.

Lol.
Make you no give this oga BP, HMRC letters fit make man begin see period.

Also remember that the 12,570 personal allowance applies even if you start work in March (tax year M12), and your salary na 12,565 pounds for that month.

TheGuyFromHR:


Take off like 3 hours from work before you do so.
HMRC and Nigerian High Commission are now almost the same thing.

Wahala be like bicycle

TheGuyFromHR:


As icon8 pointed out, you basically withheld this part from your tori.
Again, if you are earning 2k p.c.m as you say, there's no way 5 - 6 months unpaid PAYE tax will be 138 pounds.
Better hold fire on any spending plans first, HMRC fit still dey come.

Oga HR, you no go kee pesin

MichaelUde:


Lol.
Make you no give this oga BP, HMRC letters fit make man begin see period.

Kikikikikiki Holy Michael

Abeg I get question here ooh.

A cousin of mine is studying in the UK and will graduate next (MSc-two year program), last month her employer (normal care 20 hours work week) told her she could sponsor her for full time job. She said she just told her boss that she is a student and not sure if that was possible.

I was discussing with her over the weekend and she told me. I told her it was possible that she should rush back and collect that offer.

But after our conversation I decided to bring it here for your wisdoms and advice.

My questions are:

1. Is it possible for her employer to sponsor her and change her status from student to worker without her finishing her program?

2. How is home office going to react to this?

3. Is her school going to write home office or something?

Please those of you with experience on matters like your wisdom will be of great help.

Missposh:

Please is the amex card approval immediately, or do I have to wait a while before they let me know if I'm approved or not?

It’s usually immediately. Some people are approved but have to wait to find out how much limit they are given.

spacyzuma:

cided about moving there, lol. I'd like to know if something about the place put you off.

Thanks in anticipation of your reply.

Yes I chose the London offer but only because I wanted to do my post grad studies as well.

I still prefer the island, it’s less stressful and your take home is higher due to the lesser tax charge

dettolgel:
Abeg I get question here ooh.

A cousin of mine is studying in the UK and will graduate next (MSc-two year program), last month her employer (normal care 20 hours work week) told her she could sponsor her for full time job. She said she just told her boss that she is a student and not sure if that was possible.

I was discussing with her over the weekend and she told me. I told her it was possible that she should rush back and collect that offer.

But after our conversation I decided to bring it here for your wisdoms and advice.

My questions are:

1. Is it possible for her employer to sponsor her and change her status from student to worker without her finishing her program?

2. How is home office going to react to this?

3. Is her school going to write home office or something?

Please those of you with experience on matters like your wisdom will be of great help.

We've had examples like this previously on this thread where someone converted from a student visa to Tier 2 directly. She should carry out her findings, I think it's possible.

phyl123:


It depends on your tax code, if you started work after the tax year has begun and you have got M1 after your code e.g 1200L M1 you will be taxed on a monthly basis but if your tax code is simply 1200L it will be accumulated until you have earned more than your personal allowance.

You my friend understands how the tax works, the problem with the newbies is the like to jump into conclusion without properly analysing the whole fact. Another fact is this two people might work in same place earn same 24k per year but mr A might take home more than Mr B cos of tax codes. Back in the early and late 200os you get a cheque back cos you have been overtaxed cos your tax code was based on BR 20% but these days HMRC have upgraded instead of returning your overtaxed money the simply adjust your tax code to reflect the money they owe you.

AlphaUno:
Hello house,

URGENT!
Anyone has a sure plug (an agent) for rented apartments (2 bed) in and round Ellesmere Port, Birkenhead, Chester and Liverpool for a family of 4 that just relocated to the UK about 2 weeks ago. The family is ready to cough out 3 months rent upfront.

Or better still, anyone with a 2 rooms in a flat to sublet for a short period of time (1 to 2 months)

NOTE: rightmove and other sites have not been helpful

Where exactly do you need this accommodation as this your request are miles apart

Viruses:


No thank am o. His explanation is wrong even though he sounded confident.

Tax allowance = 12k plus
Annual salary = 24k (assumption)
Monthly salary = 2k.
Taxable income = 12k (i.e 24k -12k)

You will be taxed monthly throughout the tax cycle (i.e one year). Meaning instead of paying tax on 2k monthly, you will be paying tax on 1k monthly. If your salary is less than the tax allowance (i.e 12k plus), you won't pay tax at all.

His explanation is you won't be taxed for the first 6 months till you have earned above 12k and that is wrong.

You are getting it wrong I never put a time scale on it, I just said when you earn above your tax code which is your taxfree money. for example if you start a new job May this year and you earn 2k B4 tax and you decide to quit and take a break and go to Nigeria by September and yor tax code is 12000L, howmuch tax would you pay lets see if we get thte gist

Viruses:
I want to apply for Amex credit card and I'm looking at Platinum Cashback Everyday Credit Card or The American Express® Rewards Credit Card. Does any one have review on any of these that can guide my decision?

What credit card do you already own and howlong is your credit history in the UK?

DeeOneBangin:


Someone gave a clear explanation and you just knocked it off by saying he is wrong.

To dey drop opinion for nairaland sef don dey fear person. Public forum oooooh!!!

FYI, I didn’t get taxed until after about 5-6 months in the uk and I was earning like 2k monthly. My only deduction was NI.

YOu will get to know that some people who talk like this are basically assuming and do not earn £1 in the UK, for the 15 years I have been on this Forum I have seen loads like that nothing surprises me these days

deept:


HMRC money no dey lost. Of they don't collect it this tax year, they will collect it the next tax year

He will receive a P80 you have paid too little tax
.....

These days they will just adjust your taxcode, however people do not spend time viewing thier P60s

wonlasewonimi:


Don't worry you will pay the tax back. They will create a tax code to claw back any tax you didnt pay. You might not even realise they are doing it. My good friend just paid back about £6k

Ask your friend very well if he is self Employed he is the one who failed to remit tax however if he is PAYE someone else's was working with his name knowingly or unknowingly

DeeOneBangin:


Everybody knows HMRC will collect every dime owed to the last penny, nobody is disputing that. But the fact remains that I didn’t get taxed till about 5-6 months (only NI deduction was reflected on payslip, income tax was always 0.00) and I know a couple of newly arrived that this has happened to. How that happened, I don’t know.

And instead of someone just completely knocking off erico2k2 which I feel he is correct because it kinda applied to me.

And las las I got a letter saying i owed £138

well at times its the fault of your employer. However you can challenge this if you check your tax code and work it out cos they are not always right, toomany people jst pay