Resurgent2016:


Depends on the industry. For a consultant in say a big4, he wont say much from that money. I have been there and I can tell you cutting too much corners to "save" will cost him his career in some industries.

Good thing is he can make 2-3x that amount in a few years if he invests in himself

crestedaguiyi:
Most of you on this thread have succeeded in making me feel my wife is not prudent or is not telling me the truth about feeding expenses.

I will not let his thread make me start a conversation that might not end in my favour.

I don sign out from here.

Una weldon

VTJN:
Interesting

Please how can i get into any of these big4?

Do you mind sharing or help a brother? Thanks

Innovia:
What a disaster, how can someone eats up 100% of their earnings consistently ?

OkuFaba:
He no dey fvck Hoelosho??

Where is the Hoelosho budget??

TarOrfeeek:



When the month ends let him give his biological Mother N300,000.


By the end of the year his savings should be in excess of N1,000,000.

15 years 15 million? Nah!


Just try it.

JIREN01:
what kind of investment?

Elxandre:

I don't agree with the dstv part o.
Shey man won't watch ball again ni

podium:
Na wooo. I work in a school. My salary na 20k.. with a wife and 1 mnths plus daughter.. wife is not working. Took 50k loan to buy things when baby was born and hospital bill. Now I am paid 12k a month..... But we are still giving God the glory.. just that I am so much in debt..

chatinent:


He lives a pennywise-man-foolish lifestyle. How can you be paying rents almost thrice your monthly net income?

Just look at the whole expenses listed there!

If I were earning ₦400k, I'd relocate to a flat where I can pay at maximum, ₦250k yearly (and that's because I want to have a family). A two bedroom flat is okay for a start.

I'd use my first monthly to pay it off, doing a little refurbishment too. I like to buy foodstuff in bulk so I am definitely going to spend up to ₦80k for it. If I don't have a freezer, I wouldn't bother buying goods that are too perishable. I would save for a freezer and a generator together.

I have to buy the major things so as to enable me begin to save. Sorry I didn't tell you, I don't save. I actually invest. I'd start up sth else with the saving..rather than leaving it lying adamant.

It's not a must to live a big boy life!

Look at the figures he uses to flex. To spend on top drink and woman!

So e no fit wash cloth or save up for a washing machine and drier?

Data for ₦10k? E should kuku send a CV to PornHub. Abi free WiFi no dey workplace?

Recharge card for ₦15k? Sure this uncle want to live long in this life? Even Elon Musk doesn't recharge ₦15k.

Cleaner ₦5k? En hand dey pain am? Why can't he marry and send this to his wife instead?


In fact, let me stop analysing. How old is his stupidity if I may ask?

Tell him to use the savings of ₦7800 to buy GO90 and Snipper and drink! He doesn't deserve to waste the oxygen others need. Better still, make una call Cele people to flog out the Aso-Rock demon in him.

It's nice to cloth your clothes according to your cloth size.

No go dey compete with people who depend on their family when your family depends on you!

Jaqenhghar:

If you are busy enough you wont have time for DSTV. I've been there. I had to disconnect it because I wasnt using it. If na to watch ball , joints dey. Some really nice joints with good service. A bottle of beer and you can watch as long as you like.

Romanoff:
For one person.

This person is living a large life.

A family of two feeds on 50k per month conveniently.

His feeding bill is off the roof.

He needs to cut down on data and airtime usage.

He needs to get an inverter, with 250k, he can get one that will serve him well for a long period of time. I've used mine for over a year without servicing, I only replaced the water.

He needs to cut down on his hangout expenses.

If he's a commuter that goes from work to house, his fueling bill will reduce.

OkuFaba:
He no dey fvck Hoelosho??

Where is the Hoelosho budget??

chatinent:


He lives a pennywise-man-foolish lifestyle. How can you be paying rents almost thrice your monthly net income?

Just look at the whole expenses listed there!

If I were earning ₦400k, I'd relocate to a flat where I can pay at maximum, ₦250k yearly (and that's because I want to have a family). A two bedroom flat is okay for a start.

I'd use my first monthly to pay it off, doing a little refurbishment too. I like to buy foodstuff in bulk so I am definitely going to spend up to ₦80k for it. If I don't have a freezer, I wouldn't bother buying goods that are too perishable. I would save for a freezer and a generator together.

I have to buy the major things so as to enable me begin to save. Sorry I didn't tell you, I don't save. I actually invest. I'd start up sth else with the saving..rather than leaving it lying adamant.

It's not a must to live a big boy life!

Look at the figures he uses to flex. To spend on top drink and woman!

So e no fit wash cloth or save up for a washing machine and drier?

Data for ₦10k? E should kuku send a CV to PornHub. Abi free WiFi no dey workplace?

Recharge card for ₦15k? Sure this uncle want to live long in this life? Even Elon Musk doesn't recharge ₦15k.

Cleaner ₦5k? En hand dey pain am? Why can't he marry and send this to his wife instead?


In fact, let me stop analysing. How old is his stupidity if I may ask?

Tell him to use the savings of ₦7800 to buy GO90 and Snipper and drink! He doesn't deserve to waste the oxygen others need. Better still, make una call Cele people to flog out the Aso-Rock demon in him.

It's nice to cloth your clothes according to your cloth size.

No go dey compete with people who depend on their family when your family depends on you!

Gfskw:
He is a simp and can never make it

I turned 1m to 40m doing business

inoki247:
if you can't manage 400k laik diz in diz Economy dat means you're living above your earning...


Wetin u go come talk abt someone collecting 30k N Power money married with 2kid...

if you can't survive with 400k monthly den even if u du blood money u no go still survive....

why will you be living in a place that cost almost 3month of your salary..

thorpido:
N1m rent per annum is much for a salary of N400k per month.
If he doesn't cook, he can still cut down on feeding.Bread and tea/coffee sometimes, make noodles etc. He could also get a cook to make meals weekly and he stores in the freezer and microwaves.
There are other places he can cut expenses.

EhisChelsea1:


I can assure you, and I am 100% convinced that, this guy will still not save up to 10k monthly, if his salary is suddenly increased to 850k let’s say, by next month.

The issue is not the amount he is earning, the issue is his financial literacy level. I was in this guy’s shoe for a very long time. I was earning 30k monthly, d money nor Dey reach. I start Dey earn 50k, e nor still reach. 80k, na same story... until 1 girl I met on 2go that year (when social media was still social, not now that it is vicious) helped me re-organized my life. With my 50k salary, I was about to save 120k in 12month and funnily enough, my life style nor depreciate... rather, e appreciate cos it was planned.

Devil be make me leave that gal Dey find wetin I nor even know and I go back to wastage... thank God, I don get sense back now. Though we nor Dey togeda (she is married now), but u Dey apply her principles wen she teach me way back now

Presently, I earn less than 150k a month yet, I save approximately, 40k monthly. No sir, I am not living in a face me I face you apartment. I live in a 3bedroom flat but rather than pay 750k in Sapele RD or GRA as most guys in my office Dey do, I sufry carry myself go Aduwawa where I Dey pay 200k. I chose GOTV and Dey do 2,460 sub. I run my clothes myself, I Dey cook and why I go use 500naira recharge a day when Watsapp Dey there?

I will recommend this book for you OP, “THE RICHEST MAN IN BABYLON”. Buy and make that book your companion for the next 6 months. Put am near ya pillow and go thru am, at least, once every week if you truly care about your future

Innovia:
What a disaster, how can someone eats up 100% of their earnings consistently ?

chatinent:


He lives a pennywise-man-foolish lifestyle. How can you be paying rents almost thrice your monthly net income?

Just look at the whole expenses listed there!

If I were earning ₦400k, I'd relocate to a flat where I can pay at maximum, ₦250k yearly (and that's because I want to have a family). A two bedroom flat is okay for a start.

I'd use my first monthly to pay it off, doing a little refurbishment too. I like to buy foodstuff in bulk so I am definitely going to spend up to ₦80k for it. If I don't have a freezer, I wouldn't bother buying goods that are too perishable. I would save for a freezer and a generator together.

I have to buy the major things so as to enable me begin to save. Sorry I didn't tell you, I don't save. I actually invest. I'd start up sth else with the saving..rather than leaving it lying adamant.

It's not a must to live a big boy life!

Look at the figures he uses to flex. To spend on top drink and woman!

So e no fit wash cloth or save up for a washing machine and drier?

Data for ₦10k? E should kuku send a CV to PornHub. Abi free WiFi no dey workplace?

Recharge card for ₦15k? Sure this uncle want to live long in this life? Even Elon Musk doesn't recharge ₦15k.

Cleaner ₦5k? En hand dey pain am? Why can't he marry and send this to his wife instead?


In fact, let me stop analysing. How old is his stupidity if I may ask?

Tell him to use the savings of ₦7800 to buy GO90 and Snipper and drink! He doesn't deserve to waste the oxygen others need. Better still, make una call Cele people to flog out the Aso-Rock demon in him.

It's nice to cloth your clothes according to your cloth size.

No go dey compete with people who depend on their family when your family depends on you!

cucumbar:
why did you marry with 20k salary?

Gfskw:
He is a simp and can never make it

I turned 1m to 40m doing business