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Nairaland Forum / Nairaland / General / Business / Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? (22879 Views)
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Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by drignet(m): 5:49pm On Oct 26, 2021 |
staga:try dey read 1 Like |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Romanoff(f): 5:49pm On Oct 26, 2021 |
The permission to access to you phone book will be requested and they will have access to your contacts. |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by khadaffi(m): 5:49pm On Oct 26, 2021 |
staga: I'm not sure you understand what the OP wrote. Please re-read. 3 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by marsup: 5:50pm On Oct 26, 2021 |
prosperioh:don't try it. It is your contacts they will have access to. 2 Likes 1 Share |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by B11la2b: 5:50pm On Oct 26, 2021 |
izzy4shizzy:Sorry I quoted u .. please ignore . |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by mcgaius: 5:51pm On Oct 26, 2021 |
bumait: Stop misinforming people.The only thing that you have to be sure is that your number and other of your details weren't used,otherwise there is no harm in it.The loan company will still call you if your friend defaults regardless of the fact that he used your phone or not because your friend has you in his phone contact. 2 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Japhtee(m): 5:52pm On Oct 26, 2021 |
bumait: You just lied. They can send your contacts message but will not call you or are you saying he registered with your no? 4 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by irunoko(m): 5:52pm On Oct 26, 2021 |
Continue.until they use your phone to do fraud and then they start running after you as if you are a criminal |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Kfg1: 5:53pm On Oct 26, 2021 |
How |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by house10s: 5:54pm On Oct 26, 2021 |
prosperioh: yes, wipe d sim clean of all contact use a bank account u not really using n then borrow 1 Like |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by decent2(m): 5:55pm On Oct 26, 2021 |
prosperioh:don't allow him oo ,ones u allow him all your contact,ur file will be saved to there database,if the guy didn't pay,u they will send message,to all contact that u dump them,I have experience dis kind of thing,when I lost my phone those people that steal my wipe all my in Money in my account through Internet banking then, they use my phone to borrow money even now I have been receiving threat for money that I didn't borrow all my contact,be wise don't u allow , |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Cognitivereason: 5:55pm On Oct 26, 2021 |
staga:
|
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by linearity: 5:57pm On Oct 26, 2021 |
DoggoneDogg: If you truly want to help the person. 1. Backup your contacts to your SIM card. 2. Remove your SIM. 4. Check contacts to ensure that, there is no contacts on the phone, if there is any, delete all of them. 5. Let him insert his SIM, since all he ‘need’ is a smartphone. If he doesn’t have a SIM card, let him go get one. 6. After completing the transaction, he can remove his SIM. 7. Insert your SIM and restore your contacts. 4 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by paskal16: 6:00pm On Oct 26, 2021 |
staga:weyrey Una go jst open mouth dey talk thrash 1 Like |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Antoeni(m): 6:04pm On Oct 26, 2021 |
Op I can See you in Police Cell , in the Special Anti Fraud Unit |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by kolasoft: 6:05pm On Oct 26, 2021 |
Yes if the loan was defaulted your phone could be inaccessible until the loan is paid |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Antoeni(m): 6:07pm On Oct 26, 2021 |
The Contract on your phone will be Synchronized by Fairmoney, Chalie wise up |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Newboss(m): 6:07pm On Oct 26, 2021 |
Mumu man! See question. Person no even suppose use your phone make call |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by therajah: 6:12pm On Oct 26, 2021 |
High risk!! Why would you want to put yourself in a mess |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by marwanafrica: 6:13pm On Oct 26, 2021 |
[quote author=Cognitivereason post=107085535][/quote]
So now how are you going to do regarding that threat?
Since u were not the one that borrow the money |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by VULCAN(m): 6:13pm On Oct 26, 2021 |
There is no crime in being ignorant on an issue. The crime is when you speak authoritatively on an issue you are completely ignorant about. Must you comment? So you don't know that the app collects data from his phone including his number and the entire contact list on his phone. When the debtor refuses to pay then the company will be calling him daily. Also they will be sending messages to all his contacts saying that so so and so with number so so and so borrowed money and has refused to repay. Although the messages sent to his contacts will bear the name of the debtor, the phone number attached to the debtor will be his. So his contacts will see him as a crook who took loan but give fake name. Who will believe his story that he allowed the debtor to register with his phone? Someone above suggested that he use the guys SIM to register the loan. That would only work if he has no contacts saved on his phone memory. Then the app will only access the contacts saved on the borrower's phone. B11la2b: 3 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by emmy512: 6:13pm On Oct 26, 2021 |
A freind did this to me and I'll tell you. Your data and location is what will be used to find you if he defaults. Na you dem go first rough before u provide d guy. Don't do it 3 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Nobody: 6:15pm On Oct 26, 2021 |
bumait:pls borrow me your phone make i loan small money since u have good heart to repay if i refuse to do so |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Calitoscassius(m): 6:15pm On Oct 26, 2021 |
bumait:I don't believe you! as long as the loan is not taken in your name, the loan company has no right! I mean no fucking right to harrass you, even if the borrower used your phone number and your phone, so what if you changed your number? Will, can they still contact you? NO!! What if you relocate to another town? Can they still find you? NO!!! You just wanted to pay the loan that is if i believe your story. |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by emmy512: 6:16pm On Oct 26, 2021 |
izzy4shizzy:This is just half of how loan apps work. He'll have to submit the phone data too which would be used 2 Likes |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by emmy512: 6:17pm On Oct 26, 2021 |
linearity: This won't work, They analyse the sim data and phone data, including sms to determine if you're worthy of a Lone. Even if they give, it won't pass 5k |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by fredie107(m): 6:20pm On Oct 26, 2021 |
prosperioh: Pls don't allow that..... Your contact will be accessed and when the person defaults, you will become the thief cos they will send messages to all your contacts labelling you a thief. 1 Like |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Calitoscassius(m): 6:20pm On Oct 26, 2021 |
No qualms! As long as the loan is not taken in your name, NO problemo!! Even if your phone number is used to obtain the loan as long as you didn't sign anything in your name or your name is used to borrow, NO qualms!! Infact, i can give the borrower my phone number to use in borrowing, if they call me i just ask, show me proofs that i borrowed any money from you. If they call harrass me more i change my number. Case closed! |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by demoBaba: 6:21pm On Oct 26, 2021 |
OP if the said friend didn't use your BVN, Mail, your phone to register don't allow him to use any of your financial details. With this please help him out this country is hard. |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Calitoscassius(m): 6:23pm On Oct 26, 2021 |
fredie107:So? they can label me prince of thieves if they like, am I a thief? NO! Did they lend me any money? NO! Can they prove they lent me money? NO! Fine! I will Just Change my Number!! Period!!! |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Yankee101: 6:24pm On Oct 26, 2021 |
Don't allow it They'll copy your contacts, messages and pictures 1 Like |
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Nauttyprof(m): 6:31pm On Oct 26, 2021 |
Is the OP trying to make us just comment here?Anyway, OP be your brother's keeper and help a brother in need. Then, wait till at least 2 to 3 weeks after your guy receives the loan. You will the see 7 wonders of the lending company. OP, expect some show of love from them just the way Soko loan and others do. Your life will never remain the same after this encounter. It's your turn to testify. 3 Likes |
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