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Travel / Re: Canadian Student Visa Thread Part 23 by Agent765: 2:33pm On Oct 28, 2023
Chibudinho55:
NBCC is no longer accepting applications from Nigeria until 2025. As for Cambrian College, you cannot apply for admission directly, you need to use an agent for that, and you can find the list of agents from their website.

Why don’t NBCC no longer accepting applications from Nigeria. Looking at Jan 2025. Pls tell me the reason
Travel / Re: Canadian Student Visa Thread Part 23 by Agent765: 2:40pm On Oct 02, 2023
Favouralltheway:


Pls guys I equally need a response to this. Is it that nobody has used flutter wave to pay their fees?
The site uses bank rate for tuition payment.

Is this for real

Pls what other means is available for tuition paument?

Pls is this true that they use bank rate. I’ve been changing my money to dollars to save up pending when I want to put in my application. Abi should I leave it in naira this one tuition by flutter charges bank rate
Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 6:39am On Jun 23, 2023
Atinukemi23:


I just feel you should wait a little bit longer before re applying and work on your monthly expenditure but before re applying it will be good if you can go travel to somewhere in Africa.

They definitely look at inflow and outflow, the illustration I used if your outgoing is half or over half of your monthly income you definitely won’t be able to afford the trip to them even though you submitted a decent bank account.

When was your recent refusal ?
it was in January. Since Feb I have not spent more than 170k on that account so the account will be ready by end of July. That’s why I’m asking when the account is ready do I try the Uk for the 3rd time or do shenghen visa or i don’t know?
Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 9:26pm On Jun 22, 2023
Atinukemi23:



Basically you are refused mainly on financial grounds which is very common.
Invitation letter or no invitation letter, if the prince of England invites you and he is not sponsoring your trip you will still be refused based on your personal financial circumstances.

Now third time in the same visa category will now be classified as desperate.
Simple arithmetic.
You Earn 50k monthly.
Your monthly expenditure is 20k ( you are left with 30k)
Let’s assume you are saving that 30k monthly so in 3 months you have (90k savings to do whatever you want ).
Now you apply for U.K. visa

Your flight is 70k
Your feeding for a week or 2weeks cost 15k
Transportation cost 5k
Shopping/ sightseeing cost 10k
In total we have 100k.

You don’t even earn over 100k monthly that is the total cost of your travelling.
Let’s assume you have savings of 90k yet that can’t cover your all trip you have minus 10k
Please who will cover that ? It may seems as not much difference but it means you have nothing left you are basically destitute.?
That is where your sponsor comes in or your employer to assist but when you have none it means you can’t afford that trip based on your monthly wages.
Not until your circumstances changes let’s say you can now earn 150-200k monthly
After your regular expenditure you are still left with a substantial of money so in 3-6months you have up to 500k it means you can afford 100k vacation and still come back with some change without going to borrow to survive before your next salary.
Hope that makes sense.
Forget re applying for now, visit other African countries that are visa free and work on your finances and expenditure and you may re apply without an invitation letter ( I don’t really think they carry much weight like in the past).
When was your last refusal ?
When did you do your biometrics ?
Thanks.
Views expressed is mine alone.
I earn over 800k o. I think maybe I need to post the rejections for you to get the story. So it’s not like I didn’t have money. The first time I didn’t know that disposable income story and I was earning 600k plus then so I was thinking since I have saved money so I put about 2,200,000 to travel so they used oanda rate at 400+ to calculate so imagine it in pounds and my monthly spend was 250k they said why will I want to spend half of my savings to travel. I had over 4m in my account then. The second rejection in January I was earning 800k plus, used an agent so I had over 6m in my acc but the last 6months I was spending a lot, I didn’t think they will focus on my outflow. I used an agent so she said they only look at inflow. I was spending like 400-500k monthly and cause issues were coming up and I put 170k as my monthly spend. So even though my opening balance was over 6m, at the end of 6months my balance only grew by 1m or so. So they didn’t believe I had money to travel. So I moved some money out of my acc and kept my monthly spend at minimum of 170k range for 6months now so wondering If i should try a 3rd time?

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Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 5:36pm On Jun 22, 2023
Please I want to ask a question? If I’m a ist time applicant for uk visa and I have been rejected twice, ist cause my travel expenses was much compared to my salary cause they were using OANDA calculation and also I didn’t have enough proof that my invitee was my uncle since he is from my dad’s maternal side and we don’t bear same surname. The second refusal was my expenses was so much in the last 6months so I didn’t save much even if I had sufficient money in my account before the 6months, my acc didn’t show enough money for my trip, even tho I said my expenses was way less than what I was spending. Please after wait for 6months and arranging my account do I still apply a 3rd time for same uk visa?
Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 9:44pm On Mar 07, 2023
Thegamingorca:


You don turn agent kuma. It's sounds like you are just fishing for info
Pls just shutup if you dont know what to say.
Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 10:07pm On Mar 06, 2023
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Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:50pm On Mar 06, 2023
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Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:44pm On Mar 06, 2023
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Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:22pm On Mar 06, 2023
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Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:15pm On Mar 06, 2023
Mrmoney90:


A very avoidable error.. “the ECO doesn’t check withdrawals”, just shows how daft most agents are. As long as you supplied how much monthly expenditure you make, they always check to verify. It is based on the information you provide they use to access your application. Sometimes, I feel less information, but properly presented, speaks volume.

Also, having a huge opening balance is not the Koko, they check your inflow and outflow and see if it corresponds with your opening balance.. there has to be a rhythm.
please can you help delete this post you quoted on because of my name. i just opened a new acc. nairaland doesnt help with editing username if you go to page 365 -368 you will see the name. pls and all mentions. thanks
Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:14pm On Mar 06, 2023
infosoftlife:


Stop declaring and be truthful.
It wasn't written anywhere the money you should spend as monthly expenses.
Your financial statement was used against you because it doesn't add up to what you declared.
Why are you crying when you have a good sum of money in your account? Is the trip that significant?!
pls can you help delete this post because of my name. plsss. i just opened a new acc.

1 Like

Travel / Re: General UK Visa Enquiries - Part 5 by Agent765: 8:12pm On Mar 06, 2023
AskGod07:

Try and post the refusal letter so people can advise you


pls can you help me delete this post because of my name. i had to open a new acc. Nairaland doesnt help with editing username and other mentions with my name Abelpre. thanks

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