Born2conquer:

I saw this late Sha, UK is pretty straightforward and so far you can defend your transactions with evidence, and you have a balance of like 15M that hasn't been touched in the last 28days, you will get the visa. You already have a business and they know you will come back

hunee:
Good. I like when people bring themselves to this level of understanding.
Saves you from a potential refusal.
Now you have canceled, Let us look at correcting the loopholes.
1. Ensure your cac is active, make sure anyone who processes it for you, gives you the acknwledgement letters from the corporate affairs commission as it will form part of the documents you will submit on your next application.
2. Open a special account. The reason i tagged it as a special is because, it is mainly for visa applications. dont load too many monies in it, some can refer to it as salary account.
3. Create a very simple and less payment process for the account, let say annually you earn 5m, pay between 3/400k there monthly(I just sighted an example) Your annual income must or must not exceed what is in your bank statement, ONLY IF, you can explain quintessentially reasons for the discrepancies as seen in many refusal notes.
4.Your supporting documents should be solid enough to prove you are ingenuine. Evidences of contract or deals, your brother who resides in the US can help you with some personal documents too as support, Family pictures, Properties, Shares and Investments receipt, Others.
5. Please take note, what we aim by all this is to give a straight information about yourself, you do not want to be presenting lump sums again. so take it easy on the accounts which you will be opening as regards transactions, so you dont have to start explaining and explaining with cover letters(Which i am not even going to support as you are a first time applicant)

Lastly, you can do 1 country if you can before you apply again, sometime around March.
Maybe Kenya or Sa (If you have the resources)
Please, we sure will be glad to guide you through and be free to come again here for more inputs if the need arises.
Goodevening and Enjoy Lagos!

Newbiein2016:
Cancelling was the best decision as this was getting complicated.

Instead of March, may I suggest you take the next 6 months to just cleanup your account. Get an account where you pay yourself a monthly salary (could be one of the personal accounts you mentioned). Do ensure only your salary is being paid in and only your estimated monthly expenditures are being deducted/withdrawn from here.

Whilst your earning potential demonstrates financial ties, there's just a lot going on with your accounts & given that you don't have a strong travel history to indicate frequent leisure trips of this nature, you need to ensure your application is well put together & can convince the VO that you are a genuine traveller.

sanyaolurilwan:
me

sanyaolurilwan:
That's from what he would have learnt, reschedule your biometrics appointment to a later date that would give you sufficient time to fix all these errors instead of cancelling and wasting ₦250k, with this he'd have just lost the flight fee to and fro your location.

sanyaolurilwan:
Honestly, after reading your contributions to his issues, I felt obliged to comment here, I was also in this same issue in October and I was refused based on CAC issues and my financial positions, I made corrections to this and reapplied and I was approved.

I had commented for him to come and I put him through as I'm not someone who can type for long, I can only explain via a phone call and send him samples of the corrections I made so he can use them as guidelines. But I saw he say I was of no use to him and I kept my mute.

I wish him best of luck in his application. Thanks Boss

hunee:
In cases like this, it would interest readers to understand the processes involved for applications do not mostly evolve around the highlighted. A straight application void off many commas is usually the best. if i saw your post earlier , i would advise you not to apply yet. Many would say, who am i to say such? Well, they are right, i am not a visa officer , neither do i work for the UK embassy. But for someone who has valid visas for some of these countries and have gone through the process a number of times, i think i can have some say on issues like this. This application is hurriedly done, and it is just 24hrs , what can we even begin to correct?
My recommendations
I would advise you to write an explanation or a cover for your finances in details.
I would advise you fix your cac concerns
I would advise you to draft a convincing letter of introduction
I would also suggest senior men and women in the house , the experienced ones to come and assist this person.

Thank you.

AmeliaT:
3. Oh wow. So you used personal accounts and not a business account? Hmmm. I’m honestly not sure about this. @hunee please shed some more light.

I’m not sure it shows you to be a legitimate business owner who pays himself a salary. I would honestly prefer you clean up the accounts and come back in three months to avoid the taint in your record.

Or are you going for something urgent?

5. Awesome!

8. Well done!

You’re most welcome!

AmeliaT:
1. Well done. Fix the CAC issue urgently.

2. You can worry about tax later. CAC is the most pressing concern.

3. I noted that you did include an explanation for large deposits. I hope you included your own personal account and not just business. If it was just business, I seriously advise that you get your personal account statement, Explain any discrepancies and upload. You can’t float with just a business account. Many times, they have rejected people for this and say “while we note that your business account has a balance of 10m, we do not believe that these funds are accessible to you for personal use. If you can’t submit your personal account because it’s not fit, I advise you immediately withdraw, postpone your ticket and get your personal account in order and reapply in March. Or what do you think @hunee and @giselle?

4. Okay. Evidence of your relationship with your siblings, any property, the impact your business makes, charities, Church etc.

8. Nice itinerary. Well done. I however think it needs to be more realistic. There’s no time accounted for shopping, meeting up or visiting markets, meeting people? No lie-ins ? I also trust that you verified the prices of these tours you included and these aren’t old? Did you also check that they’re all open the time of the year you want to visit ? Some activities are closed over winter and many of them not frequented during winter due to the harsh weather conditions. Be mindful of that.

hunee:
Sharing contact here is one of the most difficult things to do. People read meanings to everything, however, with the emergency at hand, i do not know if you are familiar with Lagos. Please find your way to Jobi Feli, CAC office, Alausa, Ikeja. You will find people outside that fixes issues that concerns cac . Tell the person you meet, it is urgent. Just put cac office , ikeja, jobi feli on your map and order your ride. They are working there today. I think that is what is most important for now, for tax payments , subsequently you can do that with your state IRS office or visit FIRS when you get back. The timing is close and it is important you make that business active,since you are submitting company registration documents.
Goodluck

hunee:
Sharing contact here is one of the most difficult things to do. People read meanings to everything, however, with the emergency at hand, i do not know if you are familiar with Lagos. Please find your way to Jobi Feli, CAC office, Alausa, Ikeja. You will find people outside that fixes issues that concerns cac . Tell the person you meet, it is urgent. Just put cac office , ikeja, jobi feli on your map and order your ride. They are working there today. I think that is what is most important for now, for tax payments , subsequently you can do that with your state IRS office or visit FIRS when you get back. The timing is close and it is important you make that business active,since you are submitting company registration documents.
Goodluck

AmeliaT:
Hiya,

Looks like you’re doing well for yourself but to have a Straightforward application, I’d like to advise the following:

1. Register your business if you haven’t already.

2. Open a business account and use this for all your business transactions. Make sure they’re clearly documented, you pay tax etc.

3. Maintain a clean and separate personal account where you will pay yourself a standard monthly salary from the business. Make sure there are no other deposits into this personal account. From this personal account, make your personal expenditure and make sure you’re saving an amount monthly, let’s assume 30%. You can leave the 50% in the account monthly or transfer to a savings account.

So, imagine you pay yourself 1m a month and you spend 500 monthly and the other 500k is left there, then after 6 months, you’ll have 3m.

4. Provide a strong cover letter explaining the nature of your business and the transactions, how much you pay yourself, your family ties etc.

5. Add all your supporting evidence for the business.

6. Add evidence of ties to Nigeria.

7. To increase your chances, you may want to travel somewhere else first. E.g. Kenya, Morocco, South Africa etc

8. For this First time trip, don’t plan to stay more than 2 weeks. Because this impacts the budget you need to take. I’m not sure why people plan/declare long stays. I’ve lived in Nigeria for 10 years and have never been out of the country for more than 4 weeks at a time. No productive person plans to vacation for such long periods unless retired or faced with extenuating circumstances.

Do all this and I believe you can apply in another 6 months just to be on the safe side.

I hope this is helpful! Goodluck !

Arry110:
Good people of Nairaland travel section please help me

My bank statement dey somehow,
A background- I’m a student (wrote my last university exams this December, haven’t defended my project or done my convocation )
I’m planning a Uk trip for tourism, I’m funding it myself
I own a gadget store, I buy these gadgets my self online from the us and ship them to 9ja and sell, so my bank statement for my naira account is big 100 million naira transactions in 6 months, these are payments from random customers, my dollar account I used for purchases has $44,000 transactions for 6 months too

My confusion is that neither of my statements proofs my actual income and expenditure
Looking forward to a swift reply thanks
My appointment is in 2 days

sanyaolurilwan:
Come let me teach you, I was in your shoes in October but I got approved after being refused.

Newbiein2016:
Firstly, if you want instant answers, get an immigration lawyer.

No one owes you a response on this crowd-sourced forum. Either you wait till folks with knowledge are online or you pay experts for this.

Let's always be mindful and respectful.



Is there a question that requires this on the form? I don't recall seeing any such thing.

You will be asked about refusals from other countries, but there's no provision to respond to a pending immigrant application.

Now, if you were thinking of including this to demonstrate ties, you might need to provide all documents including a stamped version from the USG stating your approval. But, I understand that you should have an immigrant visa as the evidence of a final approval (if you haven't gotten a greencard yet), so if you are still at the stage pending your interview, I'm unsure how helpful that will be.

Arry110:
Hi please I’m applying for a 6month visa to go to the uk for tourism this January
I wanted to know if it would make sense to notify them of my U.S. immigrant petition, my mother is a U.S. citizen and filed for me in 2019, and it was approved in 2020

hazinibones:
Hey Nairalanders!

Are these guys still reliable and trustworthy?

Also, someone commented some time back that they stopped shipping electronics. I want to ship a laptop from USA to Nigeria. Have they resumed shipping electronics? Any response would be appreciated.

Arry110:
I import apple products from the US and I have some items for sale

Series 5 44mm - 135,000
Series 6 44mm - 158,000

2017 MacBook Pro 13 - 380,000

abubakarolatunj:



Please how can I apply for emergency appointment? Can you send me message on my Gmail

abubakarolatunji30@gmail.com


Looking forward to hear from you bro

I went for my mums funeral, expedited appointments are available for only few cases

KingRabota:
SARS has been abolished but up till date , no action has been taken against this murderous blood sucking bastard.

Where is this animal hiding

sonssyo:

Please share the number to call for chipper cash

sonssyo:

Please share the number to call for chipper cash

Gentledizzle:


Do you mean it.