Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 11:45am On Apr 25 |
VisaZest: Hi,
If you stated on the form that your monthly income is 1.5m and they took that as your annual income, then I think you should definitely write a complaint.
Two of their reasons for denial were based on the assumption about your annual income i.e. they said credits exceeded the stated annual and you intend to spend 44 times what you earn monthly.
That said, for the 3m, how would a customer "mistakenly" pay it into your private instead of corporate? Do you have a corresponding outflow that shows you "refunded" your business after the error? This is a point you need to be able to clarify.
Furthermore, why is there an assumption that you use your personal account for business? Whatever patterns they saw that made them think this, I hope you have a good explanation. Address this in your complaint.
Finally, emphasise your travel history and the fact that for all 13 countries, you have abided (I hope so o!) by their visa regulations and never overstayed your visa duration.
All the best! Thank you so much, will do this |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 11:44am On Apr 25 |
Taal17: I think you should look at your application again in about say 2 weeks time. Then look at your statement and th reasons for refusal. Look at it objectively and see if what the VO put is right.
Do this before you make a new application.
If this visit isn't necessary try another schengen country if you want to travel.
All the best Thank you do much |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:14pm On Apr 21 |
giselle237: Don’t reapply. Re-try France or any other Schenghen territories, truth is the whole Europe is aware of the ‘third world invasion’ and everyone is tightening up. Alright 🙏 |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 1:53pm On Apr 21 |
giselle237: Sorry about that. To be honest, they are not calm at this moment. Please out of the 13 countries you say you visited, which one is from a 1st world nation? Then we can know how to help. Us - 2022, France - 2024 |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 10:46am On Apr 21 |
giselle237: Don’t reapply. They have denied your application twice.
At the moment, decisions are very strict due to the current situation in the UK. As a result, it is unlikely they will grant a visa at this time.
It is worst case to power 1 million if you are a youngman and of fighting age, 25 years you said. Nah. They won’t give you. The system is under a big pressure from Reform and Restore as people are claiming asylum left right and centre and the average British citizen is upset with the government. The government is trying their best so that they understand that they are not supporting visit visas from 3rd world countries in great numbers.
Sorry to say Alright Thank you You, I’ve only been refused once though, this is my first |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:30am On Apr 21 |
Cashmadam: It has been stated here repeatedly - separate your business from your personal account.
And why did you send 7 months statement? You don't need more than 6 months at the maximum.
Also, forget the 13 Countries you claim to have visited. UK does not care if you have been to the moon and back. They need to be sure you will not stay in the UK illegally. Also, there is abroad and there is abroad. Many Countries don't qualify as abroad in the real sense of the word. I'm saying all this so that you don't continue having the mind set that your purported travel history will add value to your UK visa application. What will add value is a carefully filled form and a clear source of income - backed by your documents.
To me, all the figures in your narration are all over the place and don't add up. Next time, be more intentional with your application as it becomes more difficult once you have a refusal. Y’all are getting me wrong, My business and personal accounts are actually very much seperate, Like I said in a post I made the day I submitted, I requested for 6 months statements and the bank gave me 7 months, I realized after biometrics and vented out here. The one time payment is 3,000,000 that was not explained from 7 months ago was from a customer who mistakenly paid directly to me (I didn’t explain this lump sum because I didnt know the bank gave me 7 months). The second reason the ECO gave was miscalculation and an error on his end, my disposable income is 1,450,000 Your abroad is abroad statement is really really condescending, I’ve been to the U.S. for my mother funeral, France, China, turkey and few African countries, I don’t know why you’re being passive aggressive |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:24am On Apr 21 |
mojisolani: Do you look at your refused letter very well,it was stated that your Annual income and not montly reason the officer stated that 44 times your disposable income which means your montly income is 125k amd yearly(Annual) is 1.5M. Look at your letter very well and go back to the form you filled. Noo, that’s an error on their end LoL, I still have my form, I never put that as my annual income |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 7:10am On Apr 21 |
Oluhgbengaa: You're the one that cause this
Why you're using the same bank account to pay yourself salary No, I’m paying myself salary from my corporate account, i submitted both statements |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 11:02pm On Apr 20 |
Cashmadam: Don't worry about it. I don't think it will be an issue. You have explained for 6 months. One month will not be a deal breaker. I was refused because of the transaction of 7 months ago 😥, it’s really painful that the bank caused this. My disposable income is 1,450,000 - so the claim that my trip was 44 times my disposable income was bogus. I’m self employed and and pay myself 1,500,000 monthly, additional income of 77k because I’m a Corper, im 25 years old, I run an electronic store, and 2 landed properties(included everything) I also explained why my expenditure is 50,000 is low is because, the office covers most meals me and my staffs have and my parents still send me raw food stuffs they buy in bulk from home. My closing balance was 15 million naira, and I’ve been to 13 countries and been abroad like 17 times I’m planning of reapplying asap. The 3,000,000 lump some was from my customer 7 months ago
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Crime › Re: Gunmen Kill Driver And Abduct Passengers Along Benin–lagos Expressway(video) by Arry110(m): 12:15pm On Apr 20 |
Geez hdjdjdjjdkdkdkdjdkdkdj |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 2:08pm On Apr 15 |
nickvanilla: Seems I made an error on my UK Evisa Application.
I uploaded only the data page of my international passport and did biometrics this morning. How can I rectify this please? Vfs themselves also scan your passports and previous stamps and upload, apart from the one you do and add to your supporting documents |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 12:54pm On Apr 14 |
Cashmadam: Don't worry about it. I don't think it will be an issue. You have explained for 6 months. One month will not be a deal breaker. thank you, just been scared |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:02am On Apr 14 |
jmoore: You can get the 6 months statement and upload it.
Uploading stops after you have done your biometrics. I used the premium service so I already did my biometrics yesterday |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 4:14am On Apr 14*. Modified: 4:30am On Apr 14 |
Hi, I submitted yesterday as I just decided to check my documents again tonight out of curiosity and noticed something that has really pissed me off, it was also my fault for not cross checking, I am self employed and requested for a 6 months bank statement from GTB, the lady that attended to me gave me 7 months and I didn’t know !, and the issue now is that I only provided lump sum explanations for only 6 months, this other lump sum was 7 months ago. Does this pose a really serious issue?. |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 11:45am On Mar 25 |
Funani: Good morning, Please i need assistance in my visa application. I have 5 US visa denials, 2 were study visas and the other 3 were visiting visas. I'm applying for UK study visa and this is my first visa application to the UK, please should i indicate my US refusal during my visa application process? do i need to indicate all 5 US visa refusals? Also i read of some people saying there's a need to write a strong cover letter, should i include my visa refusal details in the cover letter or should i write a separate letter for the refusal details? Please i need this to work for me. I'm scared that my chances have gone low due to my US Visa refusals.
I hope someone responds to me soon as I'm really anxious right now. NOTE: I DON'T INTEND TO USE AN AGENT PLEASE, SO I DON'T WANT AGENTS SENDING THEIR NUMBERS THAT I SHOULD REACH OUT TO THEM COS I WON'T. THANK YOU you’d indicate all and the dates, and also reasons for refusal, and don’t be scared, your chances aren’t low, Make your application tight and honest |
Travel › Re: I Raised ₦8 Million To Japa. I Was Deported The Next Day by Arry110(m): 1:14pm On Mar 14 |
Asia wey nothing de for illegal migrant |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:07pm On Mar 05 |
Goodluck70000: Hello good people in the house
Please has anybody no why C.A.C public search is no more working,I try to confirm the status of my company name,but nothing was displayed.
What can we do I just searched and mine is working |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 10:44am On Feb 02 |
Blackgriselda: Thank you. Please do you know how long this process usually takes? I have never seen an orange clock before. It has been on that stage since last Tuesday. how was it? |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 11:49am On Jan 12 |
Blackgriselda: Thank you. Please do you know how long this process usually takes? I have never seen an orange clock before. It has been on that stage since last Tuesday. hopefully before month end, you’d get significant updates via email too |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 3:16pm On Jan 11 |
Blackgriselda: Please what does this step mean ? that your Application is in queue for a decision |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 6:47pm On Dec 16, 2025 |
nakoks: I had various doubts when i was applying for my French visa. I didn't use any agent, got my travel insurance from AXA Mansard through the help of a cool guy for less than15K cos cover period was one week. Got dummy ticketfrom wakanow also .My visa came out at exactly 3 weeks. I made sure to add Adron land allocation with current valuation from their website. And it was my first time schengen although i have a current UK visa wow congratulations |
Travel › Re: Ghana To Nigeria Fake Border Stamps by Arry110(op): 4:37pm On Dec 16, 2025 |
tym92: Then use your National ID card as means of identity then I planned on going to Abidjan for my former house mates wedding, I didn’t know if they’d let me in with NIN too, so I just gave out that ticket to WhatsApp and paid for air fare |
Travel › Ghana To Nigeria Fake Border Stamps by Arry110(op): 9:48am On Dec 13, 2025 |
I’m 25 and I’ve been to about 12 countries, planned a road trip to Accra and Abidjan scheduled for late December, paid for return my flight tickets from my state to Lagos ( which is my point of exit) then proceeded to buy guo bus tickets from Lagos to Accra (I love planning ahead), only to stumble across few posts of people who have done similar road trips that their passports were seized after this genuine road trips by embassies who accused them of fake visa stamps - here on Nairaland , it just made lose interest in going by road, I’ve had several visas in my passport, 2 of which are still valid. I wouldn’t want saving 300k by not using flight to destroy things for me And I just read online that guo has no refund policy, I’m about heading to their office here to plead for my ticket to be canceled.
What do y’all think ? |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 7:30pm On Dec 08, 2025 |
MsAnonymous: Pls has any first timer been given recently?
I want to know if I should go for my appointment scheduled for this week or just reschedule given the huge refusals lately. you can never travel history yourself out of visa refusals completely as a Nigerian, try your luck and go. |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 11:53am On Dec 02, 2025 |
hunee: no doubts, but the reality is not far-fetched.
You can visit odeku to confirm from the people on ground what i have said, not the ones after applications fees.
They will confirm my statement. yea I did. I know denial is at the all time high |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 4:48am On Dec 02, 2025 |
hunee: You guys do not take my update seriously.
I told you they released an internal memo amongst schengen countries last week.
It is not only France, they are all denying visas now. my very close friend who is a first timer to schengen got Finnish visa 2 weeks ago, people are still getting |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 5:10pm On Nov 12, 2025 |
MsAnonymous: No travel history outside Africa personally I’d appeal |
Travel › Re: General UK Visa Enquiries - Part 5 by Arry110(m): 9:42am On Nov 12, 2025 |
MsAnonymous: Can I submit complaint? or ? does he have travel history? |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 5:17pm On Nov 08, 2025 |
Deyo1234: ..
Try again frm 5pm or At Night I’ve not even seen a date this whole week
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Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 1:12pm On Oct 30, 2025 |
MsAnonymous: Thank you for this. I hope its ok to submit a booking that has expired (given i'm not actually paying for the flight) sure. It’s okay |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 7:25pm On Oct 29, 2025*. Modified: 7:33am On Nov 02, 2025 |
. |
Travel › Re: Securing Visa To France, Applying From Nigeria... by Arry110(m): 7:22pm On Oct 29, 2025 |
MsAnonymous: Pls how do I do dummy flight booking to support my application? Is there any free option or one that's affordable. I will appreciate its free on Ethiopian airlines, it lasts 24 hours |