There was a time I used about 5 loan apps, & honestly the interest is like 20% or more for 2weeks loan or less, & the sooner you pay, the higher your ratings to access higher loans. At a point in time, a popular loan app(used for over 3years) even offered me #90,000 loan to pay back monthly(high interest rate) within 6months. I was so engrossed in these apps that before I knew what was happening I was borrowing from one app to pay another loan, the interest rates are so ridiculous that if not careful, you will keep living in debts, To cut the long story short, I was oweing 5 loan apps about 250k. It took me nothing less than 7 months to pay off all the debts & I deleted all the apps & decided never to borrow again.

Even after I deleted the app, one of the major apps kept calling that I'm one of their good clients with good ratings, & kept asking why I don't take loans again, they kept on with sweet talks & even offered much higher loans , I just laughed yeye people

The only reason you could have owed so much is either you are an Addicted sport bettor or undisciplined crypto trader, one bad thing about sport betting is if addicted(talking from experience), you'll keep borrowing to chase losses hoping you will win to settle the debts but you would end up in more debts, & for crypto trading, never fomo or buy assets@ All time high,& most importantly don't invest more than you can lose.

Advice: Man up & look for a way to pay all the debts & delete those apps, Trust me the interest they offer are outrageous & it only takes the grace of God to remain sane once you are trapped in their debts.

Your life is far worth more than #700k.
I can offer to borrow you about #200k without interest to pay back either monthly at an agreed amount if you're genuine...

Tough time don't last, only tough people do

Sanity54321:
Hi All,

i have been in marriage for some years now with one child. My wife learnt fashion designing and excelled well at it except that one of her major professional drawbacks is the ability to be accountable and drawing the appropriate lines between business and emotions. Further to that is a major influence of her parents in her life.

I have invested so much in her and her business as a whole. i built the business and still didnt stop investing when need be. so it happened that when i got her a new location for the business as requested, i bought advanced sewing machines and all that she put to my ears that she needs to excel. Then i sat her down asking what the modalties are for her to take in apprentice. so she told me student will have to take up a form for 5k, apprenticeship for 60k and so on. These are things i know but i needed be sure that she is well informed.

Apparently, there have been a back and forth between her and the parents of one lady who was brought to her for apprenticeship. So, there came a day my dad came to my house and there was a need for him to see my wife before leaving which caused me to show up at her shop unexpectedly. This will be second time i have been to d shop since she opened the shop like 6 months ago. i saw legs wandering here and there in the shop and found out she had an apprentice. I then said to her, you even got an aprentice and didnt say a word to me. she replied that the apprentice had only just joined her a day ago. i said to her... didnt you come yesterday? told me sorry.

Then i proceeded to to ask her if she did got the rightful things from the apprentice, only for her to respond to me that the parents came and was begging her all through that the nation is hard. i had to say to her, as nigeria hard.. e no reach you or cos i have been putting money here, you think i dont have my own issues too. Las las, she responded to me by saying "Owo maa tan,eiyan loo maa kuu" meaning money go finish, na human being go remain. this got me mind as i didnt expect this from someone i invested so much in. I felt i was busy wasting my time and resource on someone who doesnt understand the value of my efforts. I jus said to her, did your landlord gave me this shop for free? were these machines gotten for free? did your boss not take money from me even for your freedom? i jus left her there before i misbehaved.

She got home later that night and was offering me noodles for dinner which i declined. later she saw me with bread and was trying to talk to me abt food. I told her that i will appreciate if i our eyes don't cross anymore that night. Next thing she did was take some clothes and that of my child. then left my house, called her father that she was coming home. the father as usual supported her and told her to go to my father's house instead. Then her proceeded to call me instead yelling at me asking me wah happend..i said nothing hapnd and e responded saying, anything better not happen. before i know it he has called my father and friends to warn me. Apparently, the dota told d father that i told her that i shldnt let me meet her at home. i called d father and voiced him to pls stay away from my family. its enof that yu jump in defence of yur dota always buit dont include my parents there anymore. the daughter went to sleep at her friend's house which i dont even know who d friend is according to d fada. I had the intention of mking sure she doesnt return here but pleadings here and there. she came home and still acted like niothing happend, no greetings or pleadings whatsoeveer.

I will leave this story at this stage as i had only come here to vent a bit before i mke rash decisions.

Thank you all as i await reasonable comments

Suruu la n fi soko obinrin(Being a husband requires adequate patience)She's your responsibility. For God's sake, she's your wife, take things easy, why decline food for such trivial matter that could have been resolved amicably.

You started highlighting all you have done for her...
And still continued @home. The only reason I sense you're angry is because you expected an apology which you could have gotten if you sat her down to correct & enlighten her in love. Kindly settle things with your wife. it's not even worth been posted & yet you tagged her ungrateful.

bereavedheart:

To get a big problem off my neck. Pls I will pay back. Have sent you a mail, so I can explain better.

Replied

andyblinks05:
Looking at the current situation of unemployment in the country I want to make a big decision of moving out of my comfort zone and try to hustle for my own but my family are skeptical about it. even though there is high level of insecurity in the country one can not continue to stay with his parent, eating thier food and collecting money from them. I feel I need to go out. Very soon I will be 30.

Take the bold step bro, sometimes you need to leave your comfort zone in order to think clearly as a man & plan ahead. As a matter of fact, you should have left long ago...

Why do you need a loan & what's the guarantee you will pay back within the stated time

udoji2021:


I'm not understanding this talk about pregnant women cos I was opportune to be with some of them but I have never seen this type of behavior before



did pregnant women always behave like this



My wife use to behave like she is possesed recently, imagine biting my hand with blood coming out, is that really normal

Get financially stable & take care of her, then you ll know she's not possessed. Marriage becomes sweet when there's money, forget that thing: I ll manage with you...

Most importantly, pay her bride price, get the necessary approval & blessings for your union, never build on a faulty foundation, it's for your own good & future

udoji2021:


I get the point now.

As a lady, what do suggest i should do? Cos no human can be able to endure this kind of situation for good nine months

Patience bro, double your hustle, try to calm her,
and assure her you understand what she's going through...Apparently, you're not financially, psychologically & emotionally prepared, hence the reason for your complaints. Expect more mood swings & irrational behaviours, it's not her fault.

PetsAirways:
Imported eight weeks old, fully inoculated, dewormed and microchipped female brown chow chow available to a good home in Nigeria. She is extremely loveable, playful and a great companion for kids. N320k with airport clearing. Holla while stock last.

Location?

Do you have lhasa pup available in Ibadan

Uthman2021:
I can't do this anymore, ive been thinking everything since and ive concluded that it's time to be a man and end this wretched life, goodbye everyone. Some people could have save me but nobody cares about anyone in this country, it is all a lie, i rest my case, i wish i have a better life in my next life

If this is true, let me advise you suicide is never an option...don't give up

Iamafinegirl:
Please I need your help or view point in this matter. Am I just over reacting at is this a red flag to which I need to run far away from?
My current boo asked me out for like one and half year, it was like it’s either me or no one else. His friends and bosses in his office had to speak to me to consider him as I might be missing a good man and how crazy he is about me.
I finally accepted.
I decided to move in with him after a while just to see what marriage to him would feel like with him. I have stayed a year with him and it’s void of sex and kissing.
When I came he would say they should put on the gen anytime there was no light for me and all, he was sweet.
With time he started complaining that he was buying all the food in the house and I wasn’t contributing as much as he wants.
He eats about 5 times a day while I eat twice or one and half times (fruit, oat and pap) a day because me I am watching my weight.
He would complain the milk he bought had finished and all...and it was with some level of anger or bitterness about buying the food stuff.
Pls note that I consume 25% - 30% of all he eats.
I later started buying my milk to avoid issues since I knew that’s what I consume most (with my oat or pap) which makes one of my meal for the day but he was angry about me buying it separately but I did that because I felt there would be peace that way. I would still buy milk and keep and he can say I am using more than he is using inside the milk
He complained about repairs (light), complained about buying dstv subscription, nepa light payment etc. You just list any house thing he started complained about doing it.
I on my path do contribute the way I spent before I came to stay with him. (I wasn’t a huge spender as I eat very small food) and so my money use to remain which he used to borrow from me when we werent together.
We had a him 60k and me 40k arrangement for food fuel light etc but we never put it together and so each week I did ensure I spend 10k. But apparently he wasn’t seeing it. I would come from market and he would say what is all this, this is worth 5k. It use to hurt so much because I wld show him the list but he would still say this same thing. I have never asked him how much he bought things if he goes to market talk less if say it’s not up to a certain amount.
He said later that he can’t marry a woman who works and won’t contribute for light, food, repair, gen etc....
So even today we contributed for dstv 4700, I paid half and he paid half.
It looks sort of absurd and a no no to me
Yesterday he bought apples 800 naira and I paid half and he paid half....
And so that’s how the current life would be....
I contributed to the rent also but he said no... that he would “dash me” rent.
I see it upside down for a man to be saying he is paying rent and see it that he is dashing me. When I can pay my rent by myself. If I was living alone the same way he has been living alone, won’t I do my repair, dstv subscription etc without asking anybody? So why is it a big deal the moment I stepped in? This are things if my friend came to live with me to God who made me I would do/ take responsibility for because the dstv subscription I would have paid for before won’t change with your presence...the only thing that may change is water and food.
This is dating phase, please what marriage would become of this.
Am I the one at fault?
I need honest reviews so I can know if I am having problem and if I need to work on myself or if I need to run.
My parents marriage wasn’t like this my dad bought food and mum did other investments for the family or so and it was never an issue or was there a specific fight that you, you are not buying enough milk on the house or I can’t see d 10k food u said you just bought...it doesn’t look it etc.
He would also say me I want to be saving my money and all.
Pls what’s d way forward or backward married folks, married men and women, what am I not seeing that you can see?

I rarely comment on subjects like this because getting just one view may birth sentimental contributions but reading through the whole pages, I sense a prudent, bright young lady with great plans for herself.

The first mistake you made was moving in to cohabitate, whatever decision you finally make on this relationship should come after you move out, I'm quite certain the man was more caring & loving when you initially moved in, but after sometime, he felt sexually frustrated, hence the sharing formula & laments on his perpetual provision for a lady who gets free shelter & love without offering him sex/kiss to say the least. Spending a whole 1year with him (unmarried) yet you set sexual rules/limits is too much for most men to bear, how do you sleep(lols)? You keep tempting him seeing you around, yet nothing, Go your house first , the 85% of his acts you complained is as a result of this.
Another point, he needs more sources of income, the constant borrowing will only bring more anger and frustration after marriage when more responsibilities arise, no reasonable financially buoyant man would want his wife to shoulder martial responsibilities, the woman is help meet (her contribution should be only when necessary) don't make it a routine, I detest the idea, what's sharing formula Just be a man & provide for your family but it's saddening the poor economic situation is fast changing our ideologies of marriage... Don't rush to conclusions, Move out first( forget boredom), observe & study him(encourage more communication) and then pray about it, Marriage is a life time institution you don't graduate from...most times, we manage each other's imperfections,hence compatibility. May God direct your path

Things are hard in the country and it's so unfortunate you have to resort to this means to survive, I sincerely hope you get back up & give your children a better life, you owe them that responsibility...How do you intend to sustain the growth of the business you proposed when your feeding & that of your kids will solely depend on it?