₦airaland Forum

Malamkwabo:
Is this accord still available?

Awube:
Hello I have a few items for sale: selling because of relocation.

1. 1HP Panasonic AC in good condition 65k
2. 1.5 HP Scanfrost AC in good condition 70k
3. 4 burner gas cooker with oven, one of the burners has small issues 40k
4. 6 x 3 ft wardrobe 70k
5. 12.5kg cylinder 8k
6. 1KVA stabilizer 5k
7. Set of wrought iron chairs 40k
9. 6 x 4 mattress 15k
9. 2005 Honda Accord with 2 doors 700k

Location : Chika, airport road.
Call 08023646778

Maryam1234:
Please post the items let's see,I am interested in the gascooker and cylinder, and mattress.

Awube:
Hello I have a few items for sale: selling because of relocation.
1. 2HP Panasonic AC in good condition 80k
2. 1.5 HP Scanfrost AC in good condition 70k
3. 4 burner gas cooker with oven, one of the burners has small issues 40k
4. 6 x 3 ft wardrobe 70k
5. 12.5kg cylinder 8k
6. 1KVA stabilizer 5k
7. Set of wrought iron chairs 40k
9. 6 x 4 mattress 15k
9. 2005 Honda Accord with 2 doors 700k

Location : Chika, airport road.
Call 08023646778

Viscy:
I'm interested in the 1.5hp AC. If you will sell for 50k i will pick it up tomorrow afternoon

eddiense:
please can I see the picture of the honda accord

jsnowy98:
Hello, someone in the US wants to help me sort it out.

jsnowy98:
Good morning. No, I didn't try it. I am going with another option.

olutop:
Sincerely I dont know, I feel we don't have a snitch sha but if we have please for the sake of easing Migration for future lawful applicants we should stop and we might also have Some paid snitchers here too so Nairalanders should watch what they post on Nairaland even up to pictures of mail and other sensitive stuffs that we post, let's help ourselves please, sometimes I wish Nigeria serves us better we wont all be desperate to leave the country.May God grant us the future that we all dream of.

sweetoma:
Please guys how much is TB test in naira I’m getting conflicting rates. I thought it was N57,800 ? I’m seeing 150USD on the UK gov website. Same with the visa and IHS fees. I’m seeing it in pounds on the site and when I go by the dollar rate or naira equivalent it’s different so I’m quite confused. For example when I calculate in pounds IHS and visa fee for family of 3 is about 3.4m while in dollars it is 3.1m is this accurate ? Also TB test for family of 3 including a child is about N204k is this also accurate ?

Wahabuuu:
You need to have a GTB account and after that , request for online banking and a token


Then tell the customer care rep you also want to get a virtual prepaid card


It’s quite easy

cutelekush01:
You might be lucky to see someone in the Uk that can help you at a cheaper rate. Let’s say 500-530 per dollar.

Wahabuuu:
Try the GT Virtual prepaid card, it works and it is normal official rate

cutelekush01:
Bros the card now as $500 monthly limit. It was $3000 before later they changed it to$2000 and now $500. I have the card and I can’t even use it to pay both IHs and Visa fee.

yourfavourite:
You can use access xclusive card

em7even:
Not in Abuja, like never.
Everything I say here about IOM or TLS is Abuja, kindly note.

Amazoner01:
I’d advice you wait and apply together..

Amazoner01:
Biometrics 6th of dec (priority)
Collection mail : 14th mail.
Awaiting dependant application
Biometrics was done on 9th of dec(standard)
.

I asked a question about uploading wrong statement but got no response on here. While applying a wrong statement was mistakenly uploaded instead of the recent, tho the statement is genuine and still have its money intact, it wasn’t what we wanted to upload as we wanted to upload a statement that also include dependant maintenance. It was really worrisome cos I read on here an applicant that got denied cos dependant money wasn’t included in his pof even-though the dependant wasnt going with him immediately.. so I had to latee send a paid mail and also sent the recent statement to Sheffield team even though they didn’t request that from me on the 8th.I also called them on the 12th only to be told the decision was already made on the 9th.
Not sure if they got the mail or not...God is awesome.
Kindly double check your applications before submitting or uploading.

Adesquare6666:
All of you travelling without dependants how una dey cope sef? I can’t even risk it if they give me make them give all my family together

Oggg:
biometrics

Oggg:
u need to count only working days.. no weekends, no public holidays.. u are about 13-14 working days in… standard application is minimum 15 working days..

arinze198:
https://pmexpressng.com/possibility-specialists-ponzi-scheme-boss-abraham-in-police-net-for-swindling-customer-n39m/

Favour9ja:
Recently, the famous PSL announced the reduction in the monthly payment from 20% of initial capital to 10%. The payment plan that used to span for 15 months has now been increased to 30 months. However, this announcement didn't go down well with investors in the scheme, especially the new entrants. The proponents of the scheme saw the handwriting and never notified the general public. Instead, they intensified efforts in encouraging people to join in order to swindle them of their money. Cross-section of the new investors who spoke under anonymity said some of the uplines stopped talking to them immediately the new 10% payment was announced. Particular new investors who just invested almost 40 million Naira with the assurance of 20% monthly payment promised to run for 15 months lamented about the sudden decision. Now, he will directly only be paid 10% of his investment for 30 months. Efforts made to recover his investment proved abortive as none of the PSL officials could respond to him. The financial implication of this is that an investor can only get back his initial capital after 10 months of investment, provided the payment percentage is not reviewed downward.
Obviously, the scheme has practically crashed, but the scheme's operators launched late hour propaganda to make innocent people entered the scheme and changed the rule, immediately they attained a particular amount of money that can satisfy their gluttonous appetite for wealth. New investors are now lamenting their foolish decision to join the Ponzi scheme while the scheme operators are smiling to the bank. Those who joined the scheme are naïve and ignorant of the cunny disposition of the operators of the scheme. Members were made to tag their bank deposit reference "donation", thus, the scheme's organizer used this approach to shield themselves from backlash and litigations. The Bible is clear about Ponzi and the pyramid scheme. People should know better, but unfortunately, there are many gullible people in the world. Most of these schemes are run by people who do not care about the other participants. They know that many of them will lose money, but since their motivation is greed, that doesn't stop them.
PSL operators presented themselves as Christians, and this deceived a lot of people. A particular new investor claimed that she was introduced by a church member she trusted to the extent that she didn't even bother to ask about the terms and conditions. The Bible says, "Be not deceived, God is not mocked, whatsoever a man sows, that he shall also reap" (Galatians 6:7). If you sow your time, energy or money into a program that ultimately causes financial loss, suffering and confusion to others, even if you made money temporarily, you will ultimately reap suffering, confusion and financial loss as a result.

sillysassysally:
Nairaland Fam!
Thank you all for the congratulatory messages
The past couple of weeks has been an emotional rollercoaster! But knowing that we were all on a similar journey - each one at a different stage - was some sort of comfort.

My Timeline
Applied with upfront medicals – April 14th
Medical Request – May 6th (I was surprised when I got this medical request because I did upfront medicals, so I was wondering why they were still telling me to do medicals). I sent a web form with my e-medical slip attached and I also sent emails to Lagos, London, and Kenya. On May 7th (the day after receiving medical request), I went to the hospital to see the doctor who attended to me and doctor told me that he sent IRCC a message to link my upfront medical ID to my medical request ID.
Medicals passed – May 8th
Correspondence letter and Passport request – May 9th
Overall, my study permit took less than a month to be approved! Specifically, it took 25 days!

Things I believe that worked in my favour
1. The Grace of God that covered all my errors and colored all my efforts.
2. My resumption date (June 17th). I sort of feel that they give priority to people with nearer resumption dates. If you look at the timeline we have, you’d all notice that people resuming closer tend to get their decisions quickly – this does not mean that you should intentionally delay your application. At the end of the day, no one really knows the minds of these VO’s.
3. I have a strong international travel history (USA, UK, Brazil, South Africa, etc)
4. I made my submissions as organized as possible. Infact, I did a table of content for each pdf I merged so that whoever was working on my application would easily understand it.
5. I explained all lump sums with proof… (Sometimes, I see people saying things like “they’ll increase the money in their account from 5 million to 10 million” and I feel this raises eyebrows as it would question whether those funds are really available to the applicant.
6. I wrote a banging SOP… details below
7. I was truthful in my application. I have like 5 half-siblings (one living in the US and one living in the UK). I mentioned all of them in my family information form even though I was scared that it could potentially weaken my home ties.

Things I believe were the weak points of my application and how I addressed them
1. This was what I perceived to be the main weakness of my application. I was using student loans as proof of funds for my tuition. Mind you, these loans were from a reputable and internationally recognized company called Prodigy Finance. I addressed this perceived weakness by using a sponsor who was financially capable of paying off all my loans (even though most of her asset were illiquid (land and truck). Also, I believe I was able to show a strong academic and professional track record that indicated that I was financially capable of personally paying off the loans on an installment basis.
2. The name of my sponsor across all her documents was not consistent because she is a divorcee. I addressed this by submitting an affidavit of change of name with a newspaper publication

My advice to prospective PO’s
The truth is that you have to do the hard work yourself... Even though you can easily get guidance here, you still have a lot of homework to do yourself... Understand your profile – its weakness and its strengths and address them.

Documents I submitted
CAQ (Mandatory for students schooling in Quebec)
CIC Forms
Digital Photo
My passport showing all previous visas and stamps
Proof of upfront medical exam
Evidence of work requirement in study (my program comes with co-op)
Letter of Acceptance (Unconditional – though I sent the conditional one via a web form. I also begged them to process my application speedily considering my close resumption. However, my web form was never acknowledged). The other documents I merged with my Letter of Acceptance includes; acceptance deposit receipt, academic qualification documents (such as my certificate, transcript, WAEC certificate and TOEFL results), professional qualification documents (such as my CFA level 1 badge, letter of introduction from current employer, my bio page on my company’s website, work ID, and letters of employment from internships I had done in the past), then other documents (such as my NYSC certificate and my birth certificate).
Proof of financial support – Prodigy Finance loan of about CAD 36k (30K for school fees and 6k for living expenses), Paid acceptance deposit of CAD 5K, Scholarship of CAD 8.5K, Dorm account statement with living expenses of CAD 11K… These were the funds that were budgeted for my studies. Apart from the aforementioned, I had about NGN 1m in stocks, NGN 100k naira in T-bills, NGN 250k in RSA, and NGN 70K in my salary account – all of which I showed. In addition, my sponsor (who was my mother) also had NGN 1.9m in her account, NGN 5m in T-bills and NGN 4 m in RSA. I also showed my sponsors illiquid assets such as landed property with valuation worth NGN 40m and sponsors business asset ownership (trucks) worth NGN 20m. The essence of all of these other funds and documents was just to show that my sponsor could actually pay off my loan. Someone (an Indian) told me that if I was using loans as proof of funds, it was important to use a sponsor whose financial situation showed that they could handle the loan.
Finally, under client information, I included the birth certificates of my siblings, as well as the international passport data page of my sponsor (mother). I also included a letter and affidavit of sponsorship, Sponsors business certificate of incorporation and memorandum of association, and sponsors affidavit of change of name with newspaper publication. Finally, my “banging” SOP was in this section.

SOP
Unfortunately, I cannot share my SOP on this forum because I don’t want a case of copy and paste. My SOP also contains personal information… Nonetheless, I can share the structure.
- I started out with an Intro about myself, as well as my academic and professional trajectory.
- Then I moved to another paragraph I called “my purpose” where I spoke about my motivation for the course I wanted to do
- Then I moved to another paragraph I called “Why I chose McGill University” where I spoke about why I decided to opt for Mcgill as opposed to other options in Nigeria and in other countries.
- Then I moved to another paragraph called “Justifying the cost of my program”. This was important for me to do because – as I mentioned earlier, I was using student loans to finance my education and my school fees is freaking expensive (CAD $ 47,500) so it was important for me to “justify” the cost of my studies to the VO.
- Then I moved to another paragraph called “Family & Economic ties to Nigeria” where I spoke about my home ties being all my family in Nigeria. I also explained things that would make me return to my home country such as the amazing career I had started in Nigeria (evidenced by all the documents I submitted in my Letter of acceptance). I also spoke about specific things I wanted to use the Msc to achieve in Nigeria.
- Then I moved to another paragraph called “Funds available” where I showed a table of funds I had available.
- Finally, I finished with a section called “My responsibilities as a student” where I explained that I fully understood my responsibilities as an international student in Canada – bounded by the conditions of my student visa and by McGill University. I also wholeheartedly committed to abiding by all the rules and responsibilities that would apply to me as an International student in Canada and at McGill University.
- Then I ended SOP by telling them that their support is very essential to my dreams. I also humbly requested for the issuance of a study permit that was effective on or before the 1st of June 2019, as I wanted to travel to Canada by the 10th of June 2019 to acclimatize and get ready for my schools’ orientation on the 17th of June.

I have gotten so many emails today alone and I’m afraid that I may not be able to reply all in due time, but I would encourage us to share the questions here. There are so many amazing people on this forum that are committed to helping people! Special shout out to all the people doing this! Cc JustMellow, Bracha, etc. I can’t mention you all, but it gives me great joy when I see how selfless you all are to helping out willingly! Only God can reward you all!
On this note, I want to especially thank Frankrobbn1 - this guy is so amazing! He was so interested and committed to helping me that I started to think he was working for IRCC as a spy… I want to also specially thank AAO7 – amazing person! First time I sent her an email, we moved to WhatsApp and chatted all through the night to about 1 am. It was nice having someone to gist with and to both share all the frustrations we faced with the entire process.

Finally, I want to say a word of prayer to all TRV hopefuls…
Dear God,
You are in control of every situation of our lives and you know every one of our needs, as well as the dear desires of our heart.
I pray that in your grace, mercy, favour, and love, you would allow the application of the hopefuls of this thread to be approved quickly and without delay.
Thank You because you are a God who hears and answers the prayers of your children when we come to You with open hands and a humble heart.
I pray in Jesus name, Amen.

IT SHALL END IN PRAISE!

blessedvisky:
This is a scam, a very cheap one at that. At best, these possibility specialist is nothing more than a Ponzi scheme using money from new Investors to pay off old ones.

Now the thread itself is simply a means of raising awareness and luring in Gullible people. You want proof? I'll give you 4

1) All except one of those saying nice things about the scheme commented within one hour of creating the topic. Experienced and observant nairalanders would tell you it's not possible for a topic created in a remote section like this to gather so many comments within a short period.


2) All, except one of the beneficiaries, are ghost accounts. I took my time to check out all the accounts that commented and only one had over a hundred posts. All the others have less than 5 posts and zero topics on nairaland.


3) You can also check the time spent online compared with time of registering on nairaland and you'll see these accounts were simply used for this purpose of promoting this scam

4) The Areas of investment. They claim to have as much 9 areas of investment and are duly registered. Experienced online users know it's not possible for a company to have "experts" in as much 9 areas of investment and be making enough money to pay "investors" regularly. If you doubt this, try and think of any billion-dollar company that has as much as 9 different areas of investment they make money from. Most have just 1 or 2.

5) Relativity and Obscurity
One comment above claimed they have been operational since May 2015. Well, those who are familiar with online investment know MMM was the first and the most popular "online investment platform in Nigeria and it has folded up since. Meanwhile, this PSL has remained unknown and has no online presence, no posts, no nothing since May 2015.


I'll advise all those considering this scheme to look before they leap. Thank you

Cc Dominique DrTom1 lalasticlala