₦airaland Forum

“Only one who devotes himself to a cause with his whole strength and soul can be a true master. For this reason mastery demands all of a person.” – Albert Einstein.


The first is mastery. Mastery demands the devotion of the whole of you; body, mind and soul to a cause, which you have identified as the purpose for your existence.


The identification of one’s life purpose is not possible without having a clear picture of your dream. When you’ve a beautiful dream and a burning desire to live it, you become motivated to work hard to realize it.


Distractions become powerless over you.


Roy T. Bennett encouraged, “


The combination of mastery and purpose may not effectively motivate you to work hard and achieve your life goals.


For instance, it would be difficult to maintain a consistently high level of motivation in an environment where you must work according to standards that contrast with your core beliefs and take away your freedom to be you. Why?


“Because to take away a man’s freedom of choice,” Madeline L’Engle pointed out, “even his freedom to make the wrong choice, is to manipulate him as though he were a puppet and not a person.”


Therefore, freedom is one of the three non-monetary drivers of motivation. The freedom to choose when, what and where works best for you puts you on your highest level of productivity.


The freedom to create and innovate in the absence of constraint of the demand to maintain status quo, is a big motivation to do one’s best.


https://ayietim.com/2022/03/03/what-motivates-people-to-work/

Information contained in financial statements is organized and presented to enable users of financial statements draw conclusions about the financial well being and performance of the reporting business. Unfortunately, financial statements have limitations.


Financial statements are usually prepared on the historical cost basis. What this means is that transactions are recorded at their original cost at the date of transaction.


Historical costs will not give a true reflection of profits and values of assets in the balance sheet during period of inflation. Inflation causes changes in the purchasing power of money. This is just one of the limitations of financial statements.


The following are other limitations of financial statements;

Fixed assets are shown at their original low cost, although some are revalued.
2.. The maintenance of fixed assets at their original low cost causes the overstatement of ratio of return on capital employed. This is misleading to those who may depend on the information for investment and management decisions.

3. The possibility of overstating profit as an ‘expense’ is understated. This is because depreciation, an expense in the profit and loss account will be low since it is based on low asset values.

4. The overstatement of profit may cause a company to pay out so much dividends.

5. The paying out of too much dividends on the basis of untrue profits may lead to liquidity problems.


https://ayietim.com/2022/02/28/10-limitations-of-financial-statements/

It’s a big relief to know that you don’t have to be perfect to make it.

You just have to be good at overcoming the fear that keeps many back from beginning and begin;


Be good at knowing that the best place to start is right where you are and with what you have.


You have to be good at taking untoward events in your strides.
You have to be good at learning new things and learning them fast


And you have to be good at focusng on each step at a time,


not to achieve perfection
but to do enough to move you progressively forward.


https://ayietim.com/2022/02/27/and-now-that-you-dont-have-to-be-perfect-john-steinbeck/

Introduction:


The sources and applications of funds statement shows the manner operations of a business have been financed (sources) and how these financial resources have been utilized (applications).


The sources and applications of funds statement is also known as either statement of changes in financial position or funds flow statement.


Why is the statement useful?


The statement of funds and applications of funds statement is useful for the following reasons;

It points out the actual movement of cash during a financial year and thus, establishes a useful connection between the profit statement and the balance sheet.
This connection is highly important because accounting profit is calculated on accruals basis and not on receipt and payment basis.

2. The funds flow statement shows how funds generated from operations and other sources are utilized.

3. The funds floe statement is a source of additional information (others being balance sheet and profit and loss account) to guide investors, shareholders, management and others take better decisions.

4. The funds flow statement will reveal sources of new funds and how they have been applied. It will also reveal the level of risk associated with sources of financing assets acquisitions.

5. The funds flow statement draws the line of demarcation between funds used for expansion and funds used in boosting working capital and,

6. The statement will show how a surplus working capital is employed (invested) and how dearth in working capital is funded....

https://ayietim.com/2022/02/25/what-are-sources-and-applications-of-funds-statements/

What if your ex wants to come back?

Find out;

1. Independently what your ex has been up to, who he has been with and why he is quitting to come back to you,

2. Your level of commitment to a new relationship, that is, if you are in a new one,

3. If you are in a new relationship and whether or not you are deep into it, assess the following:

a. Having experienced both worlds, you should be better placed to gauge their level of seriousness with you in terms of the quality of time devoted to you,

b. Accessibility and quality of communication. You could be with someone without having access to the person’s inner recesses where the true person lives. This could be because he doesn’t talk much about himself, his interests and his fears. He neither volunteers nor answers.

3. Why you? Find out from him. Take your time to study the development before you say ‘No’ or ‘Yes’,

it is alright to give someone a second chance when they realize their mistakes, come back to apologize because they are remorseful and want you back be cause they now appreciate you worth. But be careful how you handle it. You wouldn’t want to fall a victim the second time, would you?

https://ayietim.com/2017/06/04/q-what-if-your-ex-wants-to-come-back-relationship/

The answers is, ‘No.’


There are two reasons why you shouldn’t be concerned about what others think of you?

You’re your thoughts.

“We are shaped by our thoughts; we become what we think. When the mind is pure, joy follows like a shadow that never leaves.” – Buddha.


You’re a creation of your thoughts. You’re shaped into either joy or sadness by the quality of your thoughts.


When you dwell on negative thoughts, you attract fear, anxiety and sadness. When you focus your mind on positive thoughts, joy flows into your mind like a shadow that never leaves.


You must also know that you can change the trajectory of your life by changing your thoughts. You can dissolve a negative aura about you by replacing negative thoughts with positive ones.


Willie Nelson put it this way. “Once you replace negative thoughts with positive ones, you’ll start having positive results.”

2. Others seldom think of you.

Human beings are self-centered and are addicted to their thoughts. They’re often preoccupied with their needs and wants and, spare little or no time to think of others.


David Foster Wallace captured it perfectly, “You will become way less concerned with what other people think of you when you realize how seldom they do.”

https://ayietim.com/2022/02/21/should-you-be-concerned-about-what-others-think-of-you/

It’s the hardest ending to accept, when you’re told that what you thought was going to last a lifetime is over.


You would want to believe that it’s a bad nightmare you’re going to wake up from. It’s not a nightmare, it’s real. The one you loved from the bottom of your heart and still desperately in love with is moving on and is suggesting, “You either move on too or rut’.


Well, the real nightmare is about to begin if you don’t know what choice to make. You’ve the choice to go agonize about it forever or cry a little bit then begin the process of healing your heart.


Choose the latter. Choose to love yourself whether someone else loves you or not. Choose to always take care of yourself because if you don’t, no one will.


The one, who has decided to leave you in the lurch and move on with life, will not spare the time to care at all to look back and empathize. Their focus is on happy moments there are probably sharing with someone else while you’re agonizing and weeping over spilt milk.


When a relationship is ended when you’re still in love, gather your mind, body and soul and move on. Immerse yourself in your work. Work harder than before, read inspirational books and try new things. Just do something productive that will challenge you mentally and physically. Set big goals and go for them.


The aftermath of a relationship breakup is definitely no time to get into a situationship. That would be increasing the chances of yet another relationship breakup. The aftermath of a relationship breakup is the time to choose to live; to live a good life.


In the aftermath of relationship breakup, choose self-acceptance over self-rejection and choose self-love over self-hatred...


https://ayietim.com/2021/09/20/how-to-get-over-a-relationship-breakup-when-youre-still-in-love/

What do you want? You can have it and more,
It depends on how far you’re willing to go,


how far are you willing to learn and know more
about those secrets which are now unknown to you?


for the things we desire the most are in the unknown,
but held back by fear of the unknown and feeling totally safe in the comfort zone,


most of us refuse to take the risk to venture outside
where we know and go too far;


but it’s riskier to go through life without finding out how far you can go,
and in case you didn’t know;


https://ayietim.com/2021/09/25/t-s-eliot-only-those-who-will-risk-going-too-far-how-far-are-you-willing-to-go/

You can only own your life when you master life.

Life mastery has it rewards. It rewards are real success, good health, peace of mind and happiness.

What is life all about?

It is about finding where you are best fit, most comfortable and most capable of solving the problems of life for yourself and by extension, for others.

All you have to do to master life is to;

1. Be yourself. Originality is only available in being yourself.

Originators are the innovators and creators of tools that answer life’s frequently asked questions.

People follow originators for leadership in life. They are not only followed, they are also paid to lead and to set the trend.

So you find where you are most useful in.life, most outstanding and most successful by being yourself,

2.  Love who you are. The love for self sbifts the focus from trying to be a fake of someone else to working hard to be the best of yourself.

In the process of working hard to be the best of yourself, you are lost to distractions that plague many people. You naturally, live outside the zone of aimless search for the things that are within you. What are these? Real happiness and peace of mind.

JoinThe Life mastery Course

With the search for what shouldn’t be searched for out of the way, the focus is completely on enjoying who you are. And also enjoying those rewards of real success, enduring happiness and good health that come with this life mastery.

Master your life and own it.

Life is lived,

after it’s first learnt,

learn to live

and live well.


https://ayietim.com/2020/08/01/how-do-i-own-my-life/

We dream to give ourselves hope. It’s a world where many nightmarish things happen everyday to suggest that life is meaningless.


Is life really .meaningless?


No, it’s not. Those who dare to dream and are not afraid to pursue their dreams find the meaning of life.


How? The way to the realization of a dream is paved with failures and challenges. And everything else that makes seem hopeless and meaningless.


For the ‘non dreamers’, failure is their fate and final destination. But for dreamers and goal getters, failure inspire the curiosity to find out about the life on the opposite side of failure. So they dream on.


The dream of success lifts the determined person above challenges and hopelessness. It gives them the belief and the hope that if they persisted and worked hard enough, they would succeed.


As the dreamer persists, breaks down barriers and approaches success, they begin to find the true meaning of life.


What is it?


The meaning of life doesn’t exist on its own. We give meaning to life when we dream and work hard to live our dream lives.


Joseph Campbell summed it up beautifully in the following words;

“Life has no meaning. Each of us has meaning and we bring it to life. It is a waste to be asking the question when you are the answer.”

https://ayietim.com/2022/02/19/why-do-we-dream/

helinues:
And what if she saves your name with weird name, una go still complain

Yes. not in a way that gives comfort and security?

Kunglao917:
Thrash


If you are my friend and you see me not saving your digit

Just know that I memorise it already

How would feel if your girlfriend doesn't save your digits?

Yes, it’s bad. Friendship is a relationship between people willing to trust each other completely. And committed to protect the mental and emotional health of each other.


Total trust is the bond which makes friends grow into each other and become one. As one, they treat themselves in completely special ways different from the way they treat others.

These ways exclude the keeping of secrets from each other and include the sharing of almost everything.


They share happy moments, support each other through hard times, save memories and connections in special ways that comfort, protect and strengthen the total trust they have in each other,


So, a friend who is truly a friend in deed will save your number in a manner and way that remove all doubts and strengthen the assurance that your place is secured in their heart.


If your friend doesn’t save your number at all or in a special way, it means that you don’t have a special place in their heart.


If they don’t save your number, then they’re avoiding a conflict with someone else they love more, cherish more and wouldn’t want to lose.



https://ayietim.com/2022/02/18/my-friend-doesnt-save-my-number-is-it-bad/

As the deciduous tree sheds leaves seasonally to conserve resources and protect itself, you’ve to occasionally free yourself of friends who have become a clog in the wheel of your progress..


Though, the period after shedding the burden of some unhelpful friends would be tough, it would definitely give way to clarity of vision and progress.


Though It would be tough to live with labels of betrayal and haughtiness, still you must stick to your decision. Because It’s wise to invest time and energy in oneself and grow than to invest in unhelpful friends and stagnate.


Use this period of withdrawal from social spaces of some people to reassess your life goals, the journey so far and identify the must-have qualities of helpful friends.

The last is the most important because it should form the yardstick for picking new friends. For definitely, you will always need to build bridges of friendship to reach your destination.


If the yardstick is appropriately designed to fit your ambitions, it should help you assess people and win, only true and reliable friends.


As the deciduous tree enjoys freshness In the company of new leaves , so shall your content be deepened, your life be refreshed and energized in the company of new true and reliable friends.


https://ayietim.com/2022/02/16/when-should-you-end-a-friendship/

If I had a flower for every time I thought of you … I could walk through my garden forever. – Alfred Tennyson.


When two people are in love, the separation by time and space is no barrier. Beautiful thoughts need nothing except a heart in love to travel through time and space and hold a loved one through imaginations and memories.


None in love can stop the heart from embarking on this trip regularly, because everyone in love is powerless against the dictate of love. Anyone who has ever been in the garden of love resists the temptation to blame another consumed by the fire of love when they seem to behave foolishly. Instead they show understanding.


And let them be. They allow them time, space and freedom to do all that love dictates to them on their journey to reach the garden of love. In the garden of love, the gardeners are preoccupied with only thoughts about one person; the one they share chemistry with.


So, wise friends and family resist the urge to visit these gardeners in their garden. They know that doing so would be interfering with what is clearly not their business.


When someone ignores the no-third-party-needed sign and encroaches, the unwelcomed visitor has their ego bruised. Their unsolicited seemingly- good and freely offered -pieces of advice are turned down.


It must be noted that It’s rare for a wise friend or wise family member who had been there before, to do such a foolish thing. They would sit back, pray and hope that two people in love find a long lasting joy in each other’s company.


They would also give them the needed privacy to learn and know secrets and truths about each other, offer the needed serenity to understand each other and, allow themneeded time to grow into each other and become one.

And they would continue to respect these gardeners, their boundaries and their choices and still, would resist the temptation to interfere after lovers have committed to a long term relationship.


When two are in love, let them be because no one else matters except them. Their thoughts revolve around them and them alone. Their thoughts are as flowers planted and groomed by a devoted gardener. Until the flowers blossom and fill the garden with sweet fragrance,, the gardener would not be distracted.


And after they are matured, the gardener would look forward to nothing else except to the next season of planting, grooming and celebration of their hard work.

https://ayietim.com/2022/02/14/if-i-had-a-flower-for-every-time-i-thought-of-you-alfred-tennyson/

At the beginning of every relationship, it often seems that the laughter won’t stop, the joy will always go on; nothing can ever go wrong.Then the angels of love have brought you someone who will never wrong you.

Soon, the bubble bursts, the reality takes over. Your sweet angel is suddenly the devil’s messenger of Conflicts. Conflicts become frequent and the option to resolve them as many times as you could is always available.
Resolving conflicts in relationships multiple times, is the only option for those who are committed to a long term relationship.

Though resolution attempts will not always be successful but they often offer the opportunity to clear the river of dirts and debris. A young relationship is like a river flowing towards a larger body of water, the closer it gets to a bigger water, the fewer the dirts.

Conflict resolutions in relationships strengthen the bond. So, when there is a conflict in your relationship, avoid the following mistakes;

1. Don’t be defensive. Being self-opinionated and self-righteous are habits that erect walls. They are signs of pride. The “I didn’t do anything wrong” will shut your mind to reasons and the need to embrace the chance for a quick resolution.

The first step to resolving a relationship conflict is to drop your defenses and open your heart to take the blame and apologize when you realize you’re wrong.

In most conflict situations, apologizing as against holding your grounds, soften the heart and put out the fire in a surprisingly quicker way..

What’s is there to defend stubbornly without a moment to stop and think objectively?

A relationship is not a competitive sport, it’s a never ending journey made by two to find the happiness that is difficult to have without one another. A relationship is not a union between rivals. And, happiness and incessant conflicts are strange bedfellows.

2. Try not to be evasive. These words, “Let’s talk” shouldn’t remind you of an urgent meeting, an urgent work, deadlines to meet and other reasons not to find an immediate solution to a problem.

Take the bull by the horns and face it head on. Every other thing can wait while you resolve issues in your relationship. This is very important, as your relationship is the heart of a balanced life.

Evasion of an opportunity that may resolve a conflict in a relationship is dangerous. The consequence is leaving a crisis to fester, produce awkward moments and allowing the relationship to teeter on the brink of a breakup.

3. When there is a conflict, walking away from the relationship shouldn’t be the first option.
Don’t walk away without exhausting all options available to resolve the conflict.

A relationship is not a bed of roses. It’s a beautiful garden of roses but blighted here and there by occasional ugliness. The magic in relationships comes alive when humility and understanding are given space and time to turn ugliness to beauty.

4. Don’t change your personality. When there’s a conflict, you may want to change, to shape into the image that you think is expected of you by your partner. But this will be a mistake. Don”t live a lie just to keep a relationship.

A relationship is not for chameleons , it’s for real human beings who stay faithful to themselves and to their partners at all times. So, always and always be yourself. Always have it in front of you, that you were loved in the first place for who you are and not for what you are.
If you’re convinced that faking your personality is the solution, don’t forget about the worst that would happen when truth eventually triumps.


https://ayietim.com/2021/07/19/11-conflict-resolution-mistakes-in-relationships/

Some arguments may hurt feelings and leave a long impression of ‘just-being-tolerated’. An impression which may lead to the death of love preceded by a gradual withdrawal of commitment and sincerity.


It’s therefore important to take proactive steps after an argument to make clarifications, strengthen belief, restore confidence and calm frayed nerves. The end of an argument should be the beginning of make up efforts.


So after an argument, seek togetherness instead of solitude. Being the one to initiate peace moves is a demonstration of strength. Shun pride, create a convenient time and a romantic atmosphere to offer sincere words of apology.


This should hasten the healing process when done with all amount of sincerity by two committed to a long term relationship. While you’re at it, don’t ignore the combination of listening attentively, accepting your mistakes and acknowledging the usefulness of your partner to you and to the relationship.


It’s important to emphasize that truth must be at the heart of reconciliation efforts. Timothy B. Tyson advised,


“If there is to be reconciliation, first there must be truth.”


https://ayietim.com/2022/02/11/what-to-do-in-a-relationship-after-an-argument/

What experts say: Go for experience first then cash will follow:

In The Business World Everybody Is Paid In Two Coins; Cash And Experience. Take The Experience First, The Cash Will Come Later- Harold .S. Geneen.’

Hello, a business experience is money for the future,

if you learnt something useful, then you have found a treasure,

don’t place money first or you will buy frustration free of charge,

I am yet to see where experience is bought with cash.

Reality - What most Nigerian Startups go for first is Cash.

Question- Is this preference affecting business growth and stability in Nigeria?

https://ayietim.com/2015/11/16/in-the-business-world-everybody-is-paid-in-two-coins-cash-and-experience-take-the-experience-first-the-cash-will-come-later-harold-s-geneen/

Fall in love with your passion
but know where to draw clear lines of demarcation
between what works and what doesn’t work,
know where, who, and how to ask questions,
know when to go back to the drawing board.


Follow your heart but take your brain with you,
fall in love with your heart but let your your brain guide you
to choose wisdom over foolishness
when foolishness wants to give you a heartbreak.


Alfred Adler was born 7 February 1870. He was an Austrian medical doctor, psychotherapist, and founder of the school of individual psychology. His emphasis on the importance of feelings of inferiority, (the inferiority complex), is recognized as an isolating element which plays a key role in personality development.

Alfred Adler considered a human being as an individual whole, and therefore he called his psychology “Individual Psychology” (Orgler 1976). He died on 28 May 1937.

https://ayietim.com/2022/02/07/follow-your-heart-but-take-your-brain-with-you-alfred-adler/

Have you been used and dumped,

don’t worry, pick yourself up,
your best is yet to come,

and when your best arrives,

those who dumped you will come running back,

but they won’t find you,

because they will go looking for you where they dumped you,

then, you will be on a higher ground,

exclusively reserved for those who survive hard times.


https://ayietim.com/2015/11/03/used-and-dumped-pick-yourself-up-because-that-is-not-your-last-stop/

Yes. It’s okay to make mistakes occasionally. It’s a proof that you’re trying hard enough to realize your dreams.


Tactics and strategies are required to transform dreams to realities. But tactics and strategies not put to use are worth nothing.


How do you measure the worth of those strategies you think would help you get to your destination? It’s by comparing actual results they produce against expected results. Not all strategies are going to deliver expected results, some are going to yield results that fall short of expectations.


What should you do when expectations are not met? Then it’s back to the drawing board. Applied strategies should be investigated, to find out where mistakes have been made. For progress to be made, mistakes must be corrected to strengthen defective strategies.


Now, you have better strategies. But you wouldn’t know if they’re better until they’re applied and results meet expectations. Every expectation met, takes your dream progressively closer to reality.


Every mistake corrected closes the gap between dreams and realities until the two become one.


So, when you need something so much
dont be afraid to make mistakes,
then progressively strengthen weaknesses
until you attain your true self worth.

https://ayietim.com/2022/02/05/is-it-okay-to-make-mistakes/

When you need success that’s worthwhile
you’ve to spend your entire life
doing a job that’s worthwhile,


You’ve to stand out in the crowd,
as the guy who’s described by the intro line;


“I am best described as just a guy with a very large bump of curiosity and a gambling instinct.”
Asking questions is discovering possibilities;


So, “Go around asking a lot of damn fool questions and taking chances.” Clarence Birdseye said;
Because as he realized, “Only through curiosity can we discover opportunities, and only by gambling can we take advantage of them.”

https://ayietim.com/2021/12/09/clarence-birdseye-worthwhile-success-is-impossible-in-a-40-hour-week/

“A bitten tongue is not cut off and thrown away,
the pain is endured,

love doesn’t stop occasional fights but fights can’t end an enduring love.”


It’s normal for couples to have occasional misunderstandings.

It’s expected; if it’s not happening then two people are play acting for the entertainment of one another.


A misunderstanding between a couple in some cases is a supremacy battle.
Partners exchange strong abusive words in an attempt to hurt one another and win the fight. In the process, someone’s character may be damaged.


The wounds may never heal and the wounded may never recover their true self-worth again.

And except both work real hard at exchanging love after the fight, it may mark the beginning of the end of real love in the relationship.

Love dies gradually until it’s completely gone. A loveless relationship allows two people to condone one another for as long they can fake it. But occasional fights don’t have to wash away love from a relationship...


https://ayietim.com/2021/09/14/this-is-why-you-must-avoid-character-assassination-in-relationships/

“Knowing is not enough; we must apply. Willing is not enough; we must do.” – Johann Wolfgang von Goethe.


Knowing alone is incomplete and without substance,
To find if what you know is correct or wrong, you have to apply the knowledge to the problem at hand.


A knowledge not applied is time and effort wasted,
many are guilty of this, yet many are still wondering why they have failed;


After school, learning stops for many,
but is it enough to have an education without continuous learning?


while education teaches conformity, learning opens the door;
to opportunities to disrupt the status quo
and take the risk to grow;


So be willing to learn all you can about success
but it won’t be enough unless you take the action to apply the knowledge.


https://ayietim.com/2021/08/28/johann-wolfgang-von-goethe-knowing-is-not-enough/

A business that is set up to make profit prioritizes the satisfaction of customers and other stakeholders.

The satisfaction of customers is dependent on the business having a thorough knowledge of its customers, their wants, motives, preferences, purchasing power and demographic characteristics.


A good marketing decision depends on how good the level of knowledge about the consumer behavior. The consumer behavior is influenced by consumer’s needs, wants and expenditure patterns.

And these influences should usually form the object of marketing.


Why does it matter to pay attention consumer behavior? Because ignoring consumer behavior is setting to run a business at a loss.


What then is consumer behavior?


Consumer behavior is a combination of thoughts and actions a consumer exhibits as they search for, buy, use, assess and dispose of products and services they get for the satisfaction of needs.

Consumer behavior could be displayed through physical, emotional and mental activities engaged in to satisfy needs.


The importance of understanding the behavior of your customers cannot be over=emphasized. Without an adequate understanding of a customer behavior, businesses will not be able to build profitable relationships with customers.

For instance, making accurate predictions about consumers’ preferences, coming up with effective after-sales policies and initiating other sales boosting strategies will be very difficult.


Having realized the importance of understanding consumer buying behavior, is there a process to gain this understanding? Yes, there is a process. It is called consumer decision process.


What is the consumer decision process?

https://ayietim.com/2021/08/28/what-is-consumer-buying-behavior/

Photo by Eleanor Jane on Pexels.com
“Our doubts are traitors,
and make us lose the good we oft might win,
by fearing to attempt.” – William Shakespeare.


“You are bigger than yourself doubt. Remind yourself of that each and every day.” – Caroline Ghosn.


That feeling of uncertainty about some aspects of your life can rob you of a golden opportunity to advance in life and live the life you truly deserve. Self doubt does more harm than this.


The lack of confidence in your abilities, can lead to low self esteem, indecision, anxiety and depression. The habit of self doubt can lead to emotional instability and life threatening health conditions.


The good news is, self distrust doesn’t have power over your life except you let it.
You can get rid of it, dismantle the obstacle of apprehension and go on to live a life at the highest level of self esteem.


Here are tips to help you get rid of self doubt:

Be ready to ‘unlearn’ and change.
Self doubt is rooted in beliefs we formed about ourselves during formative years.

Most of the doubts parents and adult relatives express about our abilities tend to stick to most of us through childhood to adulthood and sometimes, throughout a life time.


Few on achieving self discovery and becoming self aware, are able to break away from beliefs that feed self doubt.

So the first attempt to dismantle the obstacle of self doubt is to have the readiness to unlearn those misconceptions about you, taught to you by parents.


Make it a habit to ask deep questions about your abilities and the truth about success.



https://ayietim.com/2021/10/16/7-ways-to-help-you-get-rid-of-self-doubt/

Robert Burns was born on 25 January 1759. He was also known familiarly as Rabbie Burns, the National Bard, Bard of Ayrshire, the Ploughman Poet and various other names and epithets was a Scottish poet and lyricist.

He is widely regarded as the national poet of Scotland and is celebrated worldwide. He is the best known of the poets who have written in the Scots language, although much of his writing is in a "light Scots dialect" of English, accessible to an audience beyond Scotland. He also wrote in standard English, and in these writings his political or civil commentary is often at its bluntest.

He left us with an intriguing statement;

"There Is No Such Uncertainty As A Sure Thing.”

Is there a sure thing?

We believe that, "There’s nothing like that,
if there was, then there would be perfect humans;
no perfect plan, no perfect time,
the only certainty is the time you have now;"

What do you think, is there a sure thing?

https://ayietim.com/2021/09/02/robert-burns-there-is-no-such-uncertainty-as-a-sure-thing/

You are not the only one, everyone makes mistakes.
Those who set out in life to make things happen are never afraid to make mistakes.


Those afraid to make mistakes are just afraid to let the world know their weaknesses,

They fail to realize that no weakness has ever been an impediment to greatness;


Those who make things happen amplify their strengths to overshadow their weaknesses,


They make mistakes but still go on with the show after every mistake,

At the end, people pass on success stories of achievers and not their mistakes.


https://ayietim.com/2021/09/16/we-all-make-mistakes/

Are you a new investor? Then you’re not expected to make investment decisions like professionals. Lack of confidence boosting knowledge of financial terms is going to get in the way of making informed investment decisions.

It’s important to overcome this ‘handicap’ by learning meanings and applications of key financial terms.


47 Financial terms and their meanings.

Annual report .

This is the yearly audited record of a company that is distributed to shareholders. The yearly audited report shows the company’s performance and condition.


2. Appreciation.


This the increase in the value of a non-physical, liquid asset known as financial asset. Examples of a financial asset are cash, bank deposits, stocks, mutual funds and bonds.


3. Asset allocation


Asset allocation is the practice of dividing investments among different assets such as bonds and stocks. This diversification is done to minimize risk and maximize returns on investment.
4. Average maturity.


A bond has a maturity date when the principal amount falls due for repayment. A portfolio may have bonds with different maturity periods. Average maturity is the weighted average of maturities of bonds held in a portfolio.


5. Balanced fund/Blended fund.


This is a type of mutual fund that is a combination of both stocks and bonds. A balanced fund is used by investors to achieve diversification for their long term investments.


6. Bear market.


A bear market is when the market is down twenty percent or more for at least a period of two months. Bears often occur when investors choose to sell rather than buy. They often do this in periods of economic slowdown.

https://ayietim.com/2022/01/24/47-financial-terms-beginner-investors-should-know/

Myer:
Do you realise you have been brainwashed to call your reality a dream? With no evidence of your claim?

You are simply saying your parents are not real, your siblings and friends are not really. Your achievements/dreams and ambitions are not real. Your 100 years of possible existence is not real.

That the only thing that is real is an idea.
And idea that you have never and none else has experienced?
Think about that as I look forward to an intelligent response.

I have no intelligent response to your question. But please permit me to ask you some questions and make some suggestions

What's reality? Is reality evidenced by only what we could see and touch? Or the true reality is the manifestation of a dream; of the invisible?

Think about all inventions we have, in what form did they exist before they became the form we all could see and touch? They all began as some people's dreams. Dreams that became passions that seduced their owners, won their love, stole their time and extracted total devotion from them.

Haven't these inventions made life easier and more comfortable? If they have, wouldn't it be fair to conclude that we could only go back to the beginning by expressing our temporary existence in love?

The quality of life you have is dependent on the quality of your decisions. After a long session of decision making, exhaustion will set in and make you more anxious , stress you out then lead to the gradual deterioration of the quality of decisions you make.

As the quality of your decisions decline, you begin to make compromises that are irrational, self-defeating and counterproductive. You may put off taking decisions completely.

Today, decision fatigue is a reality that’s getting worse because of the increasing burden of moral, social and financial challenges we’re carrying. Briefly put, the burden of decision fatigue is increasing.


The deeper we descend into itje abyss of decision fatigue, the higher the tendency to get provoked or irritated easily and make more irrational decisions.

So, what should we do?

Get your priorities right.

Get your priorities right by focusing on things which are absolutely necessary and scrapping the unimportant things.


Live simply and have fewer goals. Fewer goals mean fewer tasks. And fewer tasks leave you with fewer decisions to make and more space to take control of your life.


2. Have daily routines.


After setting your priorities, develop daily routines and follow them. Following daily routines should check the habit of taking irrational decisions based on impulse.

This is because every step is planned; clothes, meals, leisure time, just about every daily activity is planned. Little or nothing could come up and put you under the pressure to make decisions on impulse.


https://ayietim.com/2022/01/23/what-is-decision-making-fatigue-5-ways-to-avoid-it/