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Ayobarmy's Posts

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FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 6:47am On Jun 09, 2019
ahnie:
Your number z in your siggy...mind if I call?
Thank you.
Feel free Ma'am, it's for WhatsApp too....
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 8:32pm On Jun 08, 2019
bukatyne:
What about you?

You can also explore her supplying ahnie stuffs for her own business.

What about your wife frying akara, yam, potato, plantain, fish etc. I know there is a lot of money in the business if you get a good location.
Thanks Sis,
We actually intend using her own business as our second source of Income, Just that we haven't raise enough money to be able to supply more than we're currently doing now...

As for the frying business, that may not work ma, based on wifey's health.....
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 5:56pm On Jun 08, 2019
Richy4:
I understand man.. I just want to assure you that it's gonna be okay someday.
As a salaried man, I just want to let you know that though u consider it as working, I see it as selling your time.. Maybe u should consider looking else where once in a while on companies whom will be willing to offer a better price for the time and productive hours you were willing to offer... Do not dwell so much on your comfort zone for companies who were not willing to pay better...

As for your kids reassure them that things will be better and instill good and moral value in them... Just use rose flowers as a yardstick... see how beautiful Roses are but u can't believe how ugly the stems and body parts are... they might come from not so good neighbourhood but could be different.. U can't shoulder all the responsibility alone try and get your wife involved...
Thank you very much Sir, I promise you that this advice will not end with this thread..... God bless you
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 5:32pm On Jun 08, 2019
bukatyne:
What are you & wife doing to increase your income?
The only thing we're looking at is my wife's egg business, but space(We only mange One room for now) and Capital has been the only reason we've not expand the business... but if you have any that you think can help Us, Pls kindly share.....
We shall be more than greatfull...
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 5:26pm On Jun 08, 2019
[quote author=ahnie post=79138563]life in onitsha z relatively cheaper in onitsha compared to asaba nau.if you can't hustle the raba in onitsha....you can't hustle the raba anywhere.

You say your wife z into buying and selling..please would it be possible if I indulge her to buy bags of beans n groundnut oil in coca cola market for me then send to me in asaba?

Please let's exchange digits.

[/quot

She deals with eggs, but am positive she should be able to get that for you....
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 4:52pm On Jun 08, 2019
Richy4:
Budget is the solution to your problem man... Assuming you got a good financial planner.. he/she will point out the unnecessary spending you find quite difficult to figure out.. for example some people pay for DSTV or cable network that they can't afford and when you question them, they said the kids or themselves cannot do without it... That the house will be boring on Saturdays.. soccer game, cartoons etc

Ask yourself What are some of the luxurious life style u got and couldn't figure out on how to let go.. it could be drinking, massage parlour; smoking(if u calculate how much smoker spends in a month hmm!!!)

How many rooms were u renting? Don't you think of downsizing? What about the suburbs... Some people pay so much just only for the name of a suburbs alone.. just because the name of the place is catchy.. the money they should have used to pay 2 months else where, they use it for a month..

Those where part of the unnecessary expenses... though there are many examples that Might be applicable to your situation that I can't remember to mention here..
Thanks So much for your advice Boss, I swear to God I don't have any other thing taking money from me aside those that i have mentioned, I am a very quiet life kinda person, Infact 2yrs ago we moved out from A Room and Parlour self Contain, to a single room in a face me I face you compound with public toilet, just so we can cut our expenses, but I must confess this move affected my kids in ways I can't even be saying here..... I just don't know what else to do....
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 4:45pm On Jun 08, 2019
ahnie:
Op z not married...he has every chances of savings.but as a married man it would be lots more easier if your better half assist in some areas so the whole burdens won't give room for you to save.if I can do it....anyone can.
I understand you perfectly Sis, I have tried all I could to get my better half to do something tangible, so she could be able to assist, but she so much believe in buying and selling which I don't have enough Capital to run.... She's doing her best though with the little she's selling for now, but it's just not enough as the family upkeep continue to rise........

Abi na because say na Onitsha we deyhuh
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 3:50pm On Jun 08, 2019
[quote author=ahnie post=79134958]Truth z only can help yourself... cut down all unnecessary expenses..be firm with your decisions....

I have heard this line, over and over again, but my own salary is just for Family upkeep, House Rent and School Fees, So I really can't figure out which one is Unnecessary Expenses in all this..... I am just tired
FamilyRe: Advice On How To Save From A Meagre Salary by ayobarmy(m): 3:45pm On Jun 08, 2019
At some point in my life, I almost believed that my problem was spiritual, because I have tried all I could to do something meaningful with my Salary, but as each month passes by, I just discovered that I have just been moving in a circle..... Salary can be very frustrating, expecialy when it comes late and in bits like mine......
FamilyRe: Things Men Should Do To Keep Their Homes by ayobarmy(m): 2:57pm On Jun 05, 2019
bukatyne:
My list ke?

I am not the OP and she got it from a source.
Ma binu Jare....
FamilyRe: Things Men Should Do To Keep Their Homes by ayobarmy(m): 2:44pm On Jun 05, 2019
bukatyne:
The husband should be the priest of his home. The practice of wives leading the prayer altar, more spiritually conscious etc. is not right.
Thanks, but this your list eeeehnnnn
FamilyRe: Things Men Should Do To Keep Their Homes by ayobarmy(m): 1:20pm On Jun 05, 2019
Excuse me ma! Can you please elaborate on the number 6? Thanks
FamilyRe: Truly , I'm Giving Up On Life by ayobarmy(m):
I have quietly followed your thread, all I can tell you is congratulations.......

I have also been struggling since last December to see if I can get an accommodation in Lagos, because I had some job (Printing Machine operator) offers but I couldn't make the move just because of accommodation issues which I don't have money to get on my own, I have spoken to friends and family, everyone is just complaining they don't have, I can't blame them though, because I believe they will help if they have the means....

All I seek is someone who can help me with Just a place to stay with my family and allow me pay the rent instullmently, as am very sure of getting a job......

Once again, congratulations and I say a big thanks to your annonimous helper, may God continue to bless him/her.....
InvestmentRe: What Kind Of Company Can I Start With 30million Naira by ayobarmy(m): 10:07am On May 17, 2019
waley007:
I'd like to know more about the printing business bro
Can you be of help
The only business I know best for now is printing, so I am more than ready to walk with you on your road to success in printing, as long as you can be trusted......
InvestmentRe: What Kind Of Company Can I Start With 30million Naira by ayobarmy(m): 9:54pm On May 16, 2019
Satisfier:
Please i need ideas from entrepreneurs, business minded men and women. Please what kind of company can I start in Abuja with 30million naira? I want a lifetime company that can make billions in the future, something stable and likely to become an empire with good management. No jokes or childish comments please. Thank you
Hi, I will suggest you split the money into 2, because with #15ml, I can personally guide you through the process of starting offset printing business, though the gain may not come fast, but with my knowledge in this business, I can bet with my life that, you will definitely smile at the end of the struggle.... Only if you will listen......

Then you can think of another business to do with the remaining balance.....
FamilyRe: Help My Wife by ayobarmy(m): 7:29am On May 06, 2019
@Opp, I think you should just let your wife choose for herself what she wants, the best you can do is, Support her....

I have been in your shoes, Infact I am still there still trying to get a way out......

Good luck brother...
Car TalkRe: Super Weekend Deal: Honda Accord Evil Spirit by ayobarmy(m): 8:51am On Apr 20, 2019
Hi, do you have Camry tinny Light? Direct Belgium I have someone urgently inneed of it....
HealthRe: NEW BORN BABIES! Are U A New Mum? Then Lets Discuss Babies Here!!!!! by ayobarmy(op): 8:41am On Apr 20, 2019
isipaulmoses:
Good morning ayobarmy...how can we talk in private? This is my WhatsApp number 081677073899
I can't find this number on whatsapp Sir, You can say hi to me with 07063694576..... Thanks
PhonesRe: Android, Anyone? Part II by ayobarmy(m): 9:03am On Apr 18, 2019
Isiboy:
Change ur battery
Thanks, How much do you think the battery will cost....?
PhonesRe: Android, Anyone? Part II by ayobarmy(m): 12:02pm On Apr 17, 2019
Hello Everyone, this is what my Tecnol8lite has been showing since yesterday, (ERROR PLEASE UNPLUG CHARGER) and it has refused to charge.... Pls what is the cause and possible solutions........


Thanks
PhonesRe: Phone Engineers On Nairaland Willing To Assist You - Part II by ayobarmy(m): 11:58am On Apr 17, 2019
Hello Everyone, this is what my Tecnol8lite has been showing since yesterday, and it has refused to charge.... Pls what is the cause and possible solutions........


Thanks
CareerRe: Has Anyone Received February N-power Pay? by ayobarmy(m): 2:52am On Mar 02, 2019
orlarjydey:
bid container for sale around ikotun Igando area with affordable price
Can you send the picture and price to me in whatsapp? Check my signature
FamilyRe: Fresh Eggs Available For Sale by ayobarmy(m): 10:33am On Feb 19, 2019
Location of your poultry Sir
BusinessRe: Football (+/Other Sports) Betting Season 13 by ayobarmy(m): 2:29pm On Feb 11, 2019
Hi guys, I heard about Odd3club from someone, pls do we have any of their subscriber here?? Pls mention me make we reason together biko....

Thanks
BusinessRe: Quick Cash Loan, How Can It Help One's Finances? A Solution Or Burden? by ayobarmy(m): 10:04pm On Feb 08, 2019
I heard it's only for those with 200k and above salary....

How true is that?
BusinessRe: How Old Were You When You Made Your First Million?, And How? by ayobarmy(m): 1:52pm On Feb 07, 2019
TissuePaper:
lol, you should have been more specific, i wish you goodluck
Thank you Sir
BusinessRe: How Old Were You When You Made Your First Million?, And How? by ayobarmy(m): 1:43pm On Feb 07, 2019
TissuePaper:
your salary is just 25k and you went ahead to get married undecided

You are the author of your problems
This is why I love Nairaland, we have so many funny people here....

Sir I said I will be paying back the loan @25k... Not that my Salary is 25k Sir...

How can someone earning 25k monthly be asking for a loan of 200k....

Bros yara gboro lora lati fasi..... Thanks
BusinessRe: How Old Were You When You Made Your First Million?, And How? by ayobarmy(m): 1:35pm On Feb 07, 2019
Hello Every, I know how some people could be funny when it comes to paying back of loans, hence why people hardly lend money again in Naija today...

This has made it difficult for those with good intensions like me to get loan in Nigeria except trough our financial institutions with their bogus Interest rates.. Imaging paying almost half of the money borrowed as interest, how do they want a low income earner like me to survive....

Nairalanders, I have been trying since last December to get someone who will lend me #200,000. To help boost my wife's business... She is selling eggs in crates and some little provisions inside our one room, but with the activities of the kids, she always complain of how the eggs got broken most of the times.....

I should have approached my boss for it, but he himself is going trough some financial difficulties now which I am aware of, so telling him about my own problems now is just a no go area...

The loan shall be paid back @the end of every month from my Salary. @#25,000....

I know this is hard but if God puts it in your heart to help, one thing I PROMISE is, you will never regret doing So, As I am one of those Nigerians that strongly believes in KARMA...... Thanks and God bless us all
InvestmentRe: Closed by ayobarmy(m): 12:32pm On Feb 04, 2019
@op, I am seriously queuing behind you on this, I have been searching for who to help me with #200,000 loan to open a small business for my wife, since last year, but till now no show yet
FamilyRe: Nairaland Christmas Giveaway (2018 Edition) by ayobarmy(m): 6:18am On Dec 28, 2018
Funjosh:
I have two of these to give away, new not used.

Igando or Palm Grove Lagos
Morning bro, can I please get one for my wife, I can pick up this morning@Palmgrove.... thanks in advance
FamilyRe: Nairaland Christmas Giveaway (2018 Edition) by ayobarmy(m): 7:23pm On Dec 27, 2018
RB007:
I'll be in Lagos December..[color=#A912A5] Take it easy Sir. It is well with you[/color]
Compliment of the season to you Sir, I am in Lagos now....
FamilyRe: Nairaland Christmas Giveaway by Twaci (2018 Edition) by ayobarmy(m): 8:28am On Dec 25, 2018
sirBLUNT:
For a very little token....
Dexterush, preetiex drop your account number
Happy Christmas
Boss make I join the queue?

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