₦airaland Forum

Bestie01:
I so respect fairmoney.i have 300000k as maximum amount I can borrow.

And the would spread ur repayment in months in like other loan app that would say u shud payback in 7days

Noshitboi:
He passed a message and it's well received.

Thanks boss my only wish is for mod to save Nigerians and help move to fp.......

StylesX:
See how you make everything sound like a conspiracy even though your assertions are somewhat true, work on your grammar bro I almost had a brain freeze trying to comprehend what you wrote.

Bro it not conspiracy and I don't have any issue against their deal my own is that Nigerians should know who they are dealing with and about the English... I am sorry...... Just had to pour it out mehn

I wish I can bribe the mod make dem move am to fp

Good day...... Nlander...
As the topic states...... In my opinion and some conversations with some of my way back friends...... They let me on a secret that Some loan app are owned by fraudsters either yahoo..... Or other related fraudulent scheme.... Opinion

Big loan apps like (branch, carbon, fairmoney, kuda don't send disgraceful text messages to your contact because 1st they want to protect their name and their customers identity instead they will spread their repayments in month ranging from 1 to 4 month to the extent that the app even has it own wallet and it own investment scheme... Not that I am promoting them oooo. so like that why will hardly see anyone complaining about their app on playstore unlike the other loan app that they would advertise using add ons that they would borrow u 20k and u will pay in duration of 4 months that the only catch is for you to download their app then apply for a loan which if u do and u couldn't meet up their 7 or 15 days repayment as not advertised on their advert.......... Eweehhhhhhh............. U will be disgrace now tell me which financial institution would want to lose customers when there are many competitors out there.... But for fraudsters own loan app like gokash.... 9ja cash, soko abi soka loan, KASH KASH, I money and so many 7 to 15 day loan app..... To the extent that those people doesn't have customer care na when ur loan due u go know say dem get company phone number wey dey on WhatsApp So my advice to Nigerian is that we know the country is hard but don't take any loan from app if it repay dates ranges from 7 to 15 day to avoid headach because before u know it 7 days or 15 days Don come........... Sorry about the English and pidgin...... My own be say some loan app that are being run by fraudsters that is why their customer cares are rude because fraudster wey cash out employ fraudster wey neva cash out so the frustration go dey body naw........

Good day......
I am open to questions and other quotes

sunshineV:
so whats the difference btw camon 17, 18 and phantom x?

The people using it.....

Hope yall know that they would start charging tithe money from ur salary.......

With this thread I know why Nigeria isn't moving forward

immortalityk:
Samsung Galaxy S7 edge ketu Lagos Qualcomm snapdragon 820 dual sim fast charging 2.0 4gb ram 32gb ROM highly negotiable 28k 3600mah battery very fast processor and multitask like mad doesn't hang like transision screen flickers sometimes but stops common with most AMOLED display

Has it been sold..... Cos I need it

Since say na black Friday giveaway........ 10k

Hello fellow shoppers....... A seller cancel an item since last week and I am yet to be refund..... Like how many working day will it take before I am refunded

Jwonder:
What is the debtors gain is I can't pay my staffs? Will they work for free? Won't they also commit suicide?

So u do have a loan company..... No wonder u are pissed at many naira landers comment

CryptoClub2018:
You loan companies are foolish and thieves who reap where they do not sow. If people have money, will they borrow from your apps in the first place? To make matters worst, you will now charge sometimes over 40% interest on a 7 day loan and overdue charge as high as 2.5% of the principal + interest daily haba, if I have a gun, I will fill all you loan company. mumu people, you people are the real fraudster and lazy idiots. Thieves that's what you people are.
There is no way you people will do well in life with the money you are collecting from people in the name of interest. If you people are fair and just, what makes you not design your business model to accommodate one month loan repayment at max 20% interest. With this you will hardly get default and you will have less people to run after. You are causing more problem for people in the name of helping them solve financial problem and when they are yet to pay, you start to blackmail them calling them all sorts of name. All loan shark companies both staff and management can never have a good future. Armed robbers

Naira land mods are mad for letting this even hit fp..... It seems they have been bribed by Jwonder

Jwonder:
Go and open a loan company and be reasonable with Nigerians.
Will the company staffs also be reasonable with them if they don't pay salary?

OK if yall can't be reasonable what is now ur gain if ur debtor commit suicide

Jwonder:
No forced them to take the loans, don't take a loan you can't pay back simple.

When the country hard nko...... Abi can u be dashing out money for people ni..........

Pataricatering:
you sound like someone who is very comfortable with chronic debt .

No I am not comfortable but....... I tend to pay my debt but all fingers are not equals so all these loan app should try and be reasonable for at least 2month before defamation

Jwonder:
There's been a rise of Nigerians defaulting on Loans and coming online to form victims.
Why would you take a loan you have no plans of paying back?
This Loan companies don't collect collateral, so how else do expect them to recover their money if they don't harras you?

Just go through this thread and see how wicked humans are.
https://www.nairaland.com/6835279/loan-app-agent-keeps-blackmailing
They all forget this loan company is somebody's investment with staff to pay.
If everyone keeps defaulting on the loan won't they run out of business?

WHY ARE WE NEVER STRAIGHTFORWARD AS NIGERIANS?
I urge the CBN/ FG to start blocking the BVN and bank accounts attached to the BVN of loan defaulters, this will reduce the trend of evil people taking loans and refusing to pay.

Mr loan agent...... Go meet BUHARI make he pay China... Maybe money go circulate in Nigeria.............
Besides your loans companies charge more from Nigerians...........

I am annoyed as I am reading this..........

Op this BUHARI time u shud still be thinking about one person blackmailing you....... BUHARI has been blackmailing Nigerians since he resume office and I am not pained.... Ps.... I am owing loan apps l money and I will pay them when I have the money either partial or all so if dem like make dem message all my current contact even my future contact I don't give a damn....... As I no get shi shi currently I can't kill my self....... And I see all the loan app agent on this thread yarning rubbish na thunder go kill una family...... QUOTE ME AND HAVE THE WORST DAY OF THE YEAR......... OP WISE UP

Elnuk34:
What 10m, he will go to jail for fraud. He saw the terms and conditions, even the interest on the loan, but he refused to pay after collecting the loan. Which means he had no intention of paying the money back not until they contacted he contacts. With your mindset and his action, I lost all hope in the youths turning things around.

If he was now jailed how will he pay his loan

Shile981:
I got a loan of 3k from them on October 21. I was supposed to repay back with #3700 on 28th of October but I couldn't due to insolvency. After 3 days of being overdue, Easy Money started sending blackmailing messages to my contacts, telling them that I am a criminal and a thief with all sort of unestablished claims.
Because of the embarrassing messages being sent to my contacts, a family member help me with some fund to clear the debt, I transferred #3000 to Easy Money
Their agent called me and threaten that he will not clear me and that he will keep sending those messages to my contacts after I told him I will not pay the interest on the loan
It was after that I start receiving another form of threat from this agent

See me sef I am owing them more than you and they did send to my contacts... When I have realise that they have done such I just conclude to pay them next year.....

Just got cancelled by the seller today Any chance I will be refunded anytime soon

ekene101:
Wen I no dey mad for head.

And dem neva arrest you cos one of my guy dey received jail threat from imoney and gokash

ekene101:
sakamanje.. nothing like that,they need police report and court order to do that.

Shey u Don later pay all their loan finish

WE WANT ANOTHER LOCK DOWN...
So please don't get vaccinated... ;DWE WANT ANOTHER LOCK DOWN...
So please don't get vaccinated...

AyarmBoye:
Hello guys ..... I know someone must have raised this question but I can’t read through these over 600 pages .... can one order phones from AliExpress to Nigeria without customs problems...?

Yes custom does not care bout small package

POPTV:
Drop your WhatsApp Let's talk

I have but there is no money inside

sbenjy:
Available

Is ur iPhone 6splus still available

We still dey follow up baba

justiniyke29:
i want to buy a new tablet device with at least 7inch screen and android 9 all under 70 -80k. if you have any brand in mind and the cost please tell me

Download alliexpress..... Search teclast or Black View or alldocube tablet and see 4 urself