₦airaland Forum

logidi111:
Buy direct UK used laptops & get 100% warranty

tribalwarlord:
@fonj@ Muslims won't like this !!!

Shoodboi:
I am so pissed off right now.

I wasn’t angry when I broke the card. I just wanted to make sure that:

i. I will not be able to use the card or account anymore.

ii. I will be forced to open a new regular bank account.


The Story (in brief)

I suffered a failed POS transaction yesterday.

I sent Wema ALAT a mail and they are yet to reply as of now (almost 24 hours later).

I called them this morning and listened to a recorded message about how my call may be delayed because of COVID-19. I quickly cut the call. Their customer wasn’t effective before the virus came along, so I wonder what to expect now.

I later visited their bank and the customer care rep told me the transaction will be reversed within 14 days, if they were sure that I was really unable to withdraw the money.

14 days? Why is this so?

The money doesn’t even belong to me and the owner is very angry with me right now. Someone sent it to her and she wanted to use someone else's account to receive it, but I convinced her to use me—and then this happened.

Worse, she needs it for feeding and I don't have any money to give her. (She wasn’t paying me for the service in case you’re wondering.)

I suffered the same thing in the hands of GTB. (Their regular customer service email complaints@gtbank.com isn't even working anymore.)

In fact, I opened a WEMA Alat account because of GTB’s failures. I thought Alat will be better since they marketed themselves as a “Digital Bank”, but it appears that I was wrong. They are “digital” in name only.

This should be the third or fourth time WEMA Alat is doing this sort of nonsense to me. And that is without counting the failed mobile and POS transfers.

I am actually not concerned about GTB’s and Wema’s failures. I just hate their terrible customer service.

Failed transactions are one thing. I actually consider them normal. However, poor customer service and unwillingness to quickly solve failed online transactions aren’t. And this is unfortunately common with most banks and businesses in this country.

Now, I’ve have made the decision to stop going cashless. I will start moving around with cash henceforth. I’m sick and tired of all these failed POS transactions and sluggish customer service reps.

I know I will still do some online transactions but that will be occasionally (online shopping, international payments, etc.)

That said, I want you all to answer these two questions:

1. Which bank is reliable for online transactions?

2. Which bank has the most effective customer care service in this country?

I’m thinking of opening a Union bank account since I can see they have revamped their business, but I don't want to jump into conclusions as I did with Alat.

Could you all help me out?

P.S. Please UBA and Skye (if this one still exists) are out of the equation. I used them in the past and can confidently say they are terrible. They steal money.

I don’t want Access bank too. I’ve never read anything good about them. They and fraud are relatives. I don’t want Diamond bank either since they are the new owners of Access bank.

So, any suggestions?

No Bank is stealing from you, is all about understanding, Try Heritage Bank, you will thank me later. And moreover POS transaction take a little longer period to settle the dispute unlike other related failed transaction.

barnawilla:
Give your life to Him by saying this simple prayer...

Lord Jesus, I am a sinner who needs help, I accept that you died for me on Calvary tree and on the 3rd day you rose again, that I might be saved. I accept you into my life and I promise never to go my old way.

Thank you for saving my soul, am saved and born again". If u sincerely say that prayers....you are genuinely saved. Go and sin no more.

adecamp:
A whole lot of people make this mistake. Let me break it down. "Am" is a verb while "I'm" which is the short form for "I am" is used to modify a verb or stands as a sentence as the case may be.

Examples: if you are asked, "How are you ?"
You say, "I'm fine". Meaning "I am fine". But if you are asked " How are you ?" and you reply "Am fine". The statement " Am fine" does not have a meaning whatsoever.

Other examples are "I'm coming home now"(correct)..."Am coming home now"(Extremely wrong). We should please take note of simple blunders like this because, we might find ourselves talking to someone of higher calibre and making grammatical errors like this speaks little of us and also, in letter writing or essays, mistakes like this is minus 1/2 and imagine you use "Am" like 20 times, that is minus 10 Marks for a simple mistake that would have easily been a bonus point.

Thanks.

adecamp:
A whole lot of people make this mistake. Let me break it down. "Am" is a verb while "I'm" which is the short form for "I am" is used to modify a verb or stands as a sentence as the case may be.

Examples: if you are asked, "How are you ?"
You say, "I'm fine". Meaning "I am fine". But if you are asked " How are you ?" and you reply "Am fine". The statement " Am fine" does not have a meaning whatsoever.

Other examples are "I'm coming home now"(correct)..."Am coming home now"(Extremely wrong). We should please take note of simple blunders like this because, we might find ourselves talking to someone of higher calibre and making grammatical errors like this speaks little of us and also, in letter writing or essays, mistakes like this is minus 1/2 and imagine you use "Am" like 20 times, that is minus 10 Marks for a simple mistake that would have easily been a bonus point.

Thanks.

divicodefred:
The likes of these Pastors are the ones giving Freezer the mouth to say rvbbish!

Is this what a Pastor should be using his time to do?

All of them look like yahoo yahoo!!

yinkus6750:
With a grown up son as he is, couldn't he and his siblings and family take good care of their father?
Assuming the man wasn't a popular person, what will happen?

seunfly:
But court judgment favored him to the tune of 25m.

yinkus6750:
With a grown up son as he is, couldn't he and his siblings and family take good care of their father?
Assuming the man wasn't a popular person, what will happen?

logon599:
Na wa o.

This is why we must go into marriage prayerfully. God is the one who institutionalized marriage but unfortunately the devil has hijacked something God created and intended to be blissful and messed it up. That's why today people are more scared of getting into marriage than they are excited about it. Trust me, the heart of man is desperately wicked, who can know it? You think you know someone because you dated them for 5 years? I laugh. Do you also know that someone can pretend for 5 years just to get what they want? And after the wedding, the REAL person you married begins to show, either good or bad. You want to marry? Ask God to lead you aright FIRST, before looking at other qualities. A woman or man can look like the PERFECT match, tick all your boxes. But be careful. Infact be most careful when he or she is almost too perfect. Cos that's when you're almost at the door of missing it big time. My 1 cent

PrettyGist:
Photos of a man's dirty house have been shared online and some tried to defend him by saying he was just being a typical bachelor. But others said he was simply dirty and not all bachelors live that way.

In the photos, trash and half-eaten foods can be seen lying around. Cigarette butt also littered the place and so did unwashed bowls, bottles, clothes, and more.

"It's all about being a bachelor, nothing else folks ?? Mostly geniuses lead this life ??." A male Twitter user tried to explain away the dirtiness.

Gist from Gistmore - https://gistmore.com/twitter-users-argue-after-photos-of-a-mans-dirty-house-surfaces-online

GisterBlogger:
Lagos Club owner and controversial socialite, Pretty Mike took to Instagram to show off his matching expensive whips, which are all in white colours.

He wrote;

Forgive anyone who has caused you pain or harm...Keep in mind that forgiving is not for others. It is for You...Forgiving is not forgetting. It is remembering without anger. It Frees up your power, heals your body, mind and spirit. Forgiveness opens up a pathway to a new place of peace where you can persist despite what has happened to you ��..........”Babe I have Forgiven You”.......#BBB #MartellBrandAmbassador #CuttingTagsForFun #PabloWay #Husbandmaterial


Gist from Gistmore - http://gistmore.com/lagos-club-owner-pretty-mike-shows-off-his-matching-expensive-whips

Dailyhappenings:
This Twitter user went to her page to show what she asked her dress maker to sew for her vs what she got. This is the moment when you think you have the best tailor in the world, but you end up disappointed...lol

source: https://www.musictori.com/2019/01/what-she-told-her-tailor-vs-what-she.html

Shibaraba:
Which one be simi's mum again

ChiefAzubuike:
That woman is damned for life . How can you allow another man who isn't your husband see the shape length and depth of your Netherlands.