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Business / Re: CBN Reduces Banks' Loan To Deposit Ratio From 65% To 50% by blaquey01: 5:46pm On Apr 17
Adaiobanyi1:
Anyone who understands this should kindly explain to me.
What it means is that banks should not give out loans once they are more than the deposits they get from customers.

Before now the maximum amount of loans given out at any point in time should be 65% of customers money (Customer's deposit) that the bank has with them - that is money you and i have in the bank.

Now that it has been reduced to 50%, simply to restrict the amount of money in circulation.

Banks can maintain the new ratio by giving out less loans while sourcing for more customer deposits or get a large number of deposits to give out more loans.

4 Likes

Sports / Re: Anthony Joshua Officially Triggers Rematch Clause To Face Oleksandr Usyk by blaquey01: 9:00am On Oct 10, 2021
Yeye...make e go siddon
Romance / Re: My Neighbor And Sex Romp by blaquey01: 11:21am On Aug 25, 2020
[url]Here[/url]
Jobs/Vacancies / Re: BEDC Dragnet Test.... by blaquey01: 1:09pm On Aug 05, 2020
Md4great:


i just wasted my mb, u can do it on a system..currently uploading my credentials

Are you done uploading the files? i have an issue here currently.
Education / Re: UNILAG M. Sc. Accounting & Finance 2019/2020 Prospective Candidates by blaquey01: 1:50pm On Jun 11, 2020
Jimoh7555:
Note that I have M.Sc. Finance past questions and answers which I'm ready to share for free meanwhile I will like to exchange for Accounting but in any case, I will share the finance questions and answers free on the group.
Boss please, i'm really in a dilemma right now, i don't know if you can still help me with the past questions for msc finance. I need it to make up my mind between finance and accounting. Thanks. My email is xureboi92@gmail.com
Jobs/Vacancies / Re: Some Fun While Job Hunting by blaquey01: 3:05pm On May 21, 2020
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Crime / Re: Who Was The Murderer? by blaquey01: 4:59pm On Apr 20, 2020
This is tasking

1 Like

Family / Re: Car Issue: Am I Being Fair To My Wife? by blaquey01: 8:16pm On Feb 02, 2020
Ftc. Follow this rule in life bro. Happy woman Happy home. If she's worth it, you can make the sacrifice.

732 Likes 40 Shares

Phones / Re: Suspicious Phone Call! Fraud Or Hack Attempt? by blaquey01: 11:54pm On Jan 22, 2020
Guy i heard about this, i suggest you block your bank account temporarily. Most likely they will hack your phone and all you needed to do was to pick

1 Like

Romance / Re: What Are The Spiritual Effects Of Sleeping With A Married Man Knowingly ? by blaquey01: 5:18pm On Dec 15, 2019
Beverlyjean:
A friend of mine is in desperate need of advice... She had unprotected sex with a married man... Her fear now is that she feels it might affect her in the future because she knew he was married before she did it...

She regrets her actions... She said she never planned it, although the man had always been disturbing her, but she felt she could control the situation when she visited him, but one thing led to another after a couple of drinks and they ended up having unprotected sex.

The man in question is old enough to be her father according to her but she still doesn't know why she did what she did because at that time she was having relationship issues. She has ended all ties with the man but her fear is that if what she did will affect her in the future because she doesn't want her future husband to ever cheat on her.

She is so broken now and confused... Again she doesn't know how her next boyfriend will think she's that type of person that sleeps with married men if he finds out what she did, because her boyfriend ended the relationship when she told him, although it happened before they met. She doesn't want her next boyfriend to treat her with disrespect if he finds out or make her loose her value.
Is this girl's name peace
Romance / Re: What Are The Spiritual Effects Of Sleeping With A Married Man Knowingly ? by blaquey01: 5:11pm On Dec 15, 2019
Beverlyjean:
A friend of mine is in desperate need of advice... She had unprotected sex with a married man... Her fear now is that she feels it might affect her in the future because she knew he was married before she did it...

She regrets her actions... She said she never planned it, although the man had always been disturbing her, but she felt she could control the situation when she visited him, but one thing led to another after a couple of drinks and they ended up having unprotected sex.

The man in question is old enough to be her father according to her but she still doesn't know why she did what she did because at that time she was having relationship issues. She has ended all ties with the man but her fear is that if what she did will affect her in the future because she doesn't want her future husband to ever cheat on her.

She is so broken now and confused... Again she doesn't know how her next boyfriend will think she's that type of person that sleeps with married men if he finds out what she did, because her boyfriend ended the relationship when she told him, although it happened before they met. She doesn't want her next boyfriend to treat her with disrespect if he finds out or make her loose her value.
Please contact me on 08125648231 whatsapp. I want to find out something.
NYSC / Re: Corpers To Enjoy Minimum Wage From 2020 Budget - Sunday Dare, Minister Reveals by blaquey01: 10:54am On Dec 12, 2019
Hope say them go pay us arrears for we wey just pass out after signing that increment while in service
Romance / Re: Bae Is Threatening To Break Up With Me by blaquey01: 1:37pm On Dec 09, 2019
Abeg threaten her back jare. Who get time
Investment / Re: . by blaquey01: 4:01pm On Apr 01, 2018
mrtomola:
You don't need to come here. Go to your playstore and download paylater or Branch
. Thanks already tried them.
Investment / . by blaquey01: 9:00pm On Mar 31, 2018
Hi, I am no longer in need
Nairaland / General / Re: Please Help!!! How Do I Get My Money Back From Gtbank by blaquey01: 1:12pm On Dec 21, 2017
Nutase:
Nigerians can make a mountain out of a molehill. Present your evidence.
Everybody wants to become a celebrity overnight.
I've been a member of nairaland but I rarely post, with this recent development about Gtbank, I felt it was the perfect time to voice out. There are many instances like mine but hardly any voice out. I've several emails and twitter messages sent. I don't want to be a celeb, I just want my money bank. Thanks
Nairaland / General / Re: Please Help!!! How Do I Get My Money Back From Gtbank by blaquey01: 1:02pm On Dec 21, 2017
Josephnice:
of a true this bank is a fraud on its own. I wouldn't advise even my enemies to bank with them.

mine encounter with them April this year confirmed my claim; if I should go in details my post will be too long for anyone to read
Pls if you can, share, so I can learn how you pulled through
Nairaland / General / Please Help!!! How Do I Get My Money Back From Gtbank by blaquey01: 12:16pm On Dec 21, 2017
Due to the recent arrest of innoson motors CEO, and the events surrounding gtbank's role in the case, I would also like to voice my displeasure at the manner of fraud being perpetuated in/by the bank. I recall sept 29th when I went to withdraw at their ATM in OAU ife branch. I attempted to withdraw from the machine due to my desperate need of cash resulted in me attempting four times with the machine telling me transaction failed (note: wasn't with my phone). To my utmost surprise on getting home I found out I had been debited four times without any withdrawal whatsoever.
After several complaints, for weeks, months and till now, I received a mail telling me that the withdrawal was made as confirmed by the branch even though they initially admitted to the error on their part. And please note it was cardless withdrawal which means there is no way I could have even withdrawn more than once.
Please we need to expose the irregularities by this bank called #jibiti bank.
Ps.
Nairaland / General / Re: The Irregularities And Fraud Tendency In Gtbank by blaquey01: 4:05pm On Dec 20, 2017
Pierohandsome:
Gtb may not be perfect all the time but, they are better than most banks. If u make withdrawal and was debited without u getting the cash, it is automatic reversal which most banks like UBA dnt do.

UBA wil mandate u to go fill form which sometimes wil tell you that u were actually paid and wil refuse to reverse the debit.bt Gtb is not like that.

For me, Gtb is the best bank in Nigeria
Yeah Bro, this was my initial perception, I've been to the bank to complain but there's something shady about their responses, the fraudulent confirmation of the transaction that didn't occur is the height. Thanks
Nairaland / General / The Irregularities And Fraud Tendency In Gtbank by blaquey01: 2:58pm On Dec 20, 2017
Due to the recent arrest of innoson motors CEO, and the events surrounding gtbank's role in the case, I would also like to voice my displeasure at the manner of fraud being perpetuated in/by the bank. I recall sept 29th when I went to withdraw at their ATM in OAU ife branch. I attempted to withdraw from the machine due to my desperate need of cash resulted in me attempting four times with the machine telling me transaction failed (note: wasn't with my phone). To my utmost surprise on getting home I found out I had been debited four times without any withdrawal whatsoever.
After several complaints, for weeks, months and till now, I received a mail telling me that the withdrawal was made as confirmed by the branch even though they initially admitted to the error on their part. And please note it was cardless withdrawal which means there is no way I could have even withdrawn more than once.
Please we need to expose the irregularities by this bank called #jibiti bank.
Ps
Culture / Re: Why Nigeria Will Never Be One....yoruba Peaple... by blaquey01: 12:48pm On Jul 01, 2016
Phreshkid20:
don't expose ur stupidity....speak in English
oga na u stupid oo, na question i ask. Omo ale
Culture / Re: Why Nigeria Will Never Be One....yoruba Peaple... by blaquey01: 9:14am On Jul 01, 2016
Se wo o to seere bai?

2 Likes

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