The cash flow is acceptable. Ensure you provide supporting documents to explain the source of the funds.

Kamsi99:
I know this is a study visa thread but i decided to drop my question here because I know there are more insightful participants here who can help.

Please I intend to apply for a canada visitor visa and I have some concerns about my statement . My outstanding closing balance is 37 m, opening balance is 113 million, with outflow 189 million, and inflow 113 million.

Since my outflow is more than my inflow will that be a problem bearing in mind I have good closing balance? Will they assume my business is not going well and refuse me based on funds ?

Please help with your opinions

They might not reconsider unless there is an error or oversight on the officer's part. Being dissatisfied or disagreeing with the decision is not a ground for reconsideration. In my view, order GCMS as it does not seem like a reason to apply for a reconsideration

Afolakemitee:
Hello Everyone,
Pls I need help with a SAMPLE OF AN APPEAL LETTER, My brother and his wife got refused yesterday and they need to fire back.
Anyone who can help with all necessary documents that can help. Reasons for refusal is insufficient funds (whereas they have got enough funds), second reason is not enough proof to show ties back home.

Anyone who can be of great help plsss!! My email is: afolakemitee28@gmail.com
Thank you!

While you wait for the GCMS note, you should know that providing proof of sale of property or investment certificate, if that was what you used, is not always sufficient. Sometimes, the VO probes the source of the sold assets, especially when you are a low-income earner, and it can take ages to own such assets. So, the VO might stretch the provenance of funds to ascertain the availability

Imoegwu84:
I was served a second breakfast this evening. The only reason for the refusal is insufficient funds. I had over 30m in my account with lump sum well explained with documents. I have requested for my GCMS note. It's really heartbreaking and discouraging.

People do.

shupy:
Has anyone applied for a study visa with their family (spouse and children) and received approval? I know it's advisable to apply alone and have the family join you later. I just want to know if people do get approval at all.

There is no need to do another medical. Your friend can send the same Medical Information Sheet to IRCC.

seunpinky:
Hi guys, a friend submitted her study permit application in November and included an upfront medical result. He just got a message from IRCC requesting medicals. Does he need another medical since the initial medical was carried out in October last year and should still be valid?

It is usually frowned upon when someone is going for a lower education level as it looks more like a program taken just for the sake of migration to Canada. But, you can address the concern in your well-articulated SoP. I know that most business degrees completed many years ago are almost obsolete due to the emergence of new technologies and trends, and these postgraduate programs are designed for those wishing to update themselves on recent market trends in their industry. The key is to give a strong enough opinion on why the program is relevant to your career growth. It helps when the intended program is related to your present occupation and an area of specialization. As mentioned above, it's easier to show career progression with a higher level of education.

All the best.

Bmuhd4smile:
Hello guys ... what's the visa chance for someone that wants to declare two masters to apply for a post graduate certificate of 1 year in canada.

It depends on the program of your choice and the level of education. Some schools accept 3rd class for postgraduate cert and diploma programs. You can reach out if you need help with admission

MarksmanD:
Hello Everyone here,
I met with some travel agents and I was advised that my Uni grade (3rd class. 1.65 CGPA) was too low to get me admitted into a program of my choice at any college, despite having almost a decade of professional experience in it. Is this anyway true? I'll be glad if someone can share their experience if they have encountered something like this.

They do.
It is not too late for Fall 2024

Timeofgod:
Hello everyone, please my people, is it true that Atlantic regions don't open for Jan intake? Someone said this, how true is it. Also, is it late to apply for fall intake 2024 this January?

Go for a higher level of education. For example, post-graduate diploma/cert or masters

Facile162:
Compliment of the season guys… please I’m graduating my bsc in June in Nigeria but I already applied for advanced diploma for my desired course in Conestoga for September admission. Please do you think I should proceed with the process or just wait and do masters in my current course. And my waec is since 2012

1. While some Vos, based on your presentation, can accept full funding with a monthly stipend as an acceptable proof of funds, others may not be as lenient as these scholarships, though available, are only accessible when you meet specific requirements. Temporary resident applications, such as a study permit, are based on the discretion of the visa officer handling an application. So, I recommend having a substantial amount and showing a reliable source of funds for the subsequent years. Suppose you don’t have additional funds or a sponsor. In that case, I strongly advise you to request a support letter from your Head of Department, or supervisor addressed to IRCC stating that they guarantee maximum financial support for tuition and living expenses and that you merit it. Furthermore, in your financial analysis, precisely mention what the scholarship covers, how much will be provided per period, and when it will be disbursed.
2. Most VOs are unlikely to buy the idea unless you can demonstrate a strong relationship with the person.
3. You can. Again, you should show the relationship with your pal and evidence of prior support since your pal is a third party. It takes a solid submission to convince a VO that a friend can pay such an amount for your education, especially if they are not financially buoyant

All the best.

techgen:
Good day honorable house,
My situation is very daisy…I Dey shake like this.

Please, I need your help and guidance on my situation on visa application, especially on the proof of funds.

Let me explain my situation with all honesty.

I got a fully funded offer last year of about 22k to begin in May 2024, along side opportunity to apply for TA and fellowship scholarship upon arrival.

I currently do not have upto 2k naira in my account as my FX account got blown, but my personal statement of account for six months shows 10m + due to inflow and out flow…and I use Kuda bank, which is termed MFB.

Based on my brokenness, I couldn’t meet up with visa submission fee of $235 including biometric, before this new policy of $20.6k kicks in now 🤦🏽‍♂️.

A close pal, who live in Canada assisted in paying the tuition initial deposit of $250 and is willing to pay for my visa fee.


Now, my confusion and fear.

How do explain my financial situation on my SOP to avoid refusals….because I fit faint, as I need a new beginning to show my skill to the world…being an electronic tech genius.

1. should I just state, that I was awarded a financial aid by the school and avoid including my personal statement.
2. Should I also state I will be living with my close pal for the period of my stay as I’m leaving my family behind in Nigeria?
3. Can my close pal living in Canada co-sponsor?


Please house…what’s the best way to go…as o need to apply before Jan. 7 due to visa processing time.

Redact your name, address, Application number and UCI

Emmanuelvictor:
I just got my response from IRCC. I am currently SAD at the moment.
Although I used an agent and this happened.
I am planning to apply myself by next week.
Gurus in the house please advice me on what and what to add to my application and I will be needing contact of
@Frank
@JMG12.
Please help me here.

Yes, 3M is sufficient for transportation cost.

Mamaoseme33:
Thank you so much for your response. What about my personal account of 3M to use as POF for transportation and others, is the 3M POF enough?

The business should be financially buoyant to sponsor an employee, especially if the owner is a third party. For instance, it will be challenging to convince the VO that funds will be available if your employer’s annual revenue (based on cash inflow) is not more than the cost of your education by a wide margin. If you decide to proceed with this option, ensure you explain the incentive to sponsor you.
Consider using the owner (not the business) as the sponsor if the person truly wants to sponsor you.
All the best.

Mamaoseme33:
Good day everyone, I'm about to upload my documents to IRCC. Pls note that my office is sponsoring my tuition only, I have my 10k CAD in my GIC already, and 3M in my naira account for transportation and others, I have also paid my first semester tuition of about 8009CAD. 1.Will 3M be enough POF to show for my transportation and others? Note that I have 10kCAD POF and Work statement of account as my sponsor,
2. Will the fact that where I work being a one Man business ( sole proprietorship) affect my visa processing? Note that The company is into REAL ESTATE. I have the company's CAC certificate, business invoices, TAX clearance, statement of business account.
Pls help me out guys!

Explaining the source of the funds with the investment certificate is not always sufficient. Some VOs probe the source of the invested funds, especially when you disclose a low income in your submission.

Collins399:
Good evening Gurus,

I just received a refusal for my visa application now.. I used an agent …what do I do next please…I wish to reapply again

My application docs

POF….31 million with lump sum explained with investment certificate
I am self sponsoring…my school is Niagara college and I I paid my first semester tuition fee of 10,326 cad

Below is the reason for the refusal

I believe there are two major issues—the inability of the DLI and employer to confirm the Letter of Acceptance and employment letter, respectively. Little wonder, the VO doubts the credibility of his submission.

Reach out to the DLI to ascertain why they did not confirm the Letter of Acceptance and request a letter confirming the authenticity of the LoA.

As for the employer, ask the school to place their seal on the employment reference letter or get it notarized. As @Bobomaigida pointed out, the contact information on the letter is likely not the same as that on their database; they have credible means of verifying some of these documents if they want to.

Rapujoshua:
Please I need your assistance.
A friend visa was refusal on this ground.

This are the documents he uploaded and they are letterhead and signed by the institution as well
-Letter of Introduction from Institution
-Letter of Appointment As clerical Staff
-Redesignation letter as Lecturer
-Affidavit of Return
-statement of purpose

Please your advice

Explain the situation to the school and ask for a copy of the LoA. Also, provide them your email so you can receive all their communication.

They will ask for your personal information to verify your identity

askarachi:
Please anyone familiar with ApplyBoard here I need help

An agent helped me to get admission via ApplyBoard but started asking for ridiculous money for visa application so I want to do it myself. They’re now refusing to release the updated LOA the school sent to ApplyBoard. Is anyone familiar with a way I can get the letter or the code for the letter myself?

I’ve mailed the school and they assured me they’ve sent it

Canada is correct.
You don’t need to explain the country of residence stated in the previous application

halle2:


Thanks so much. This is helpful.
On the application form, is it correct to state her current residence as Nigeria or Canada? We were already thinking of stating her address as Canada in the reapplication and explaining that she erroneously stated Nigeria because that is her permanent residence. We are being careful not to give any impression of misrepresentation.

Thanks again.

While in Canada, she submitted an Outside of Canada study permit application (IMM 1294), which is acceptable. Note that this is not an in-Canada application (IMM 5709), as the VO would have cancelled the application if she applied for in-Canada study permit (IMM5709). That said, there is a difference between the in-Canada and Outside Canada applications. With an in-Canada study permit application, having a visitor visa does not make you eligible. To be eligible to apply from inside Canada as a visitor (a study permit is processed at a visa office in Canada, and the permit is mailed to your address; PPR is not required), you must meet specific criteria; one such requirement is completing a course or program prerequisite to securing a school admission to a DLI. With the outside-of-Canada study permit (IMM 1294, if using a gckey account), the application is processed at a visa office outside Canada. Once you receive your PPR, you are now allowed to submit your passport at a visa office in Ottawa if you are in Canada at the time of approval. As I mentioned earlier, this process is not an in-Canada application.

I believe the denial has nothing to do with the current location. Review the following;
Sources of the funds, especially if there are lump sums
Proof of relationship to sponsor, if applicable
Is the program relevant to her present and future career path
Program redundancy in relation to previous education

halle2:
Hello everyone
Please has anyone here with visitor visa status in Canada successfully applied for a study permit while in Canada? A family relative is in a dilemma because she was denied study permit while here in Canada based on insufficient funds and that the purpose of visit is not consistent with a temporary stay based on what she provided in her application. Please note that she had paid the full tuition fee for the one year program plus approx N10M in her account.

One other thing is that she stated her Nigerian address as her residence but someone said she should have used her current address in Canada. The reason she did that was because of the belief that she is not eligible to apply for study permit from inside Canada. Note that she is still within her 6month validity as a visitor.

Must she go back to Nigeria to reapply? We can address the financial concerns raised, it's just navigating this issue on a visitor status that is our main concern. Her husband and kids are back in Nigeria and are worried as well.

Thanks

You can apply for a reconsideration if you are sure you did not mistakenly upload another document in lieu of the LoA, and that was the only reason for the refusal. Reconsideration will save you time and money.
To confirm you uploaded the correct document, go to the IRCC portal / Gckey account to view the name of the document you submitted, and then return to where you saved the LoA. You stand a good chance of getting it approved if it is an oversight by the officer.

IredeJ:
Hi, please I have a similar question;

I got a refusal letter last week Wednesday from IRCC for my study permit saying; You have not provided a valid Letter of Acceptance from the designated learning institution in Canada at which you wish to study'.

I reached out to my College, and they are as confused as I am because that is the letter that their students have always used in their study permit applications.

How do I go about my re-application?

I intend to reapply quickly because session starts on the 8th of January, 2024. I will appreciate any insights, guys! Thank you so much.

Usually, they acknowledge and add them to your file, but there is no guarantee the officer assessing your application will consider them.

Mhenmen:
Has anyone sent additional supporting documents for study permit application via email to IRCC?
Was it acknowledge and added to your file?

I sent you a message

adigun27:
I don't know how to get someone email. Text me ur email this mine ( bolao9191@gmail.com)

I’m not sure if posting contact info here is allowed. Go to my profile and click “send email to ….”

adigun27:
How plss give me ur email or number

Have you tried compressing the files, ensuring the documents are legible after compression? Consider Gckey account if the files are above the limit after compression. You can upload up to 4MB with gckey account

Mhenmen:
URGENT RESPONSE NEEDED

How do I upload additional supporting documents for my study permit Application?

I tried using the upload additional documents link on my account but the size limit is 2MB and my file size is more than this

@mfonox, ignore the person making a nuisance of himself. He is not worth the time

mfonox:


Someone that is trying to help people search for schools for free, you are here calling him out. Or you don’t know there are agents that charge an arm and a leg just to help people who don’t know where to start search for schools. I don’t believe bullstriker mentioned that admission is free. His service is free is not thesame as saying admission is free. Him and a few other people have been tremendous help to people on this thread…. Let’s know what we are saying before opening our mouths abeg

You can send me a message

adigun27:
Plss guru in the house I wanted to secure admmision to Conestoga college for PGD data processing plss I don't get it do we have people or student of that school here plss you people should help me

Let's assume the following:

You are a single applicant
1 yr tuition fee, including ancillary fees, is, 18,000
Living expense as per IRCC is 10,000 (I recommend using 12,000)
The cost of a flight to Canada is 2000
The cost of your transportation in Canada is 1500 (depending on the city and the school’s proximity to your residence.)
Minimum PoF =18000 +10,000 + (2000+ 1500)
=21,500
This minimum pof (21,000) cannot be the same for everyone.

Abigbo:
Hello @bullstriker, please what do you mean by showing just the minimum amount, thanks

Yes, it's somewhat risky, but you can do an additional 1-year program to get 3 years of PGWP. Some graduates rely on lengthy PGWP processing time (you can work while the application is in process) to get additional months, so they are eligible for Canadian Class Experience and have an extra month to get an Invitation to Apply for Express Entry.
You can also apply for provincial nomination, as most provinces have programs tailored for workers and international students in their province.

Favouralltheway:


What about those on one year program. Since we’re getting just one year PGWP, is that not risky as well in getting PR

It depends on the type of sponsorship and ability to demonstrate reliable sources of income. For example, you must show funds for the tuition fees and living expenses for the duration (2 yrs) of your program if you have no sponsor, OR show funds for one year and a reliable source that can generate funds in your absence for the subsequent year. On the other hand, if you are using a sponsor, you can show just the cost of education for one year, regardless of the duration of your studies. It is noteworthy that showing just the minimum is not recommended as it is unconvincing for the sponsor to spend all the funds on your education.

I believe it's best to calculate the cost of a flight to Canada and local transportation in your intended city and be realistic. Although IRCC uses 10K for living expenses, I recommend adding a couple of thousand to the living expenses, especially if you are going to cities with high living costs like Toronto, Vancouver, etc. That way, you can present your research in your SoP.

To answer your question,
Funds for 1 year = Tuition fee/year + living expense (10K)/yr + cost of flight and transportation in Canada

askarachi:
Someone should please answer

You can reach out if you need assistance applying to Conestoga or any other school.

adigun27:
Please house do we have student who apply for college of conestoga I don't understand how to apply there an also any other scho.for PGD program in computer related courses

Thanks a lot, @ mfonox, for your compliment. People like him who cannot do their due diligence about someone before commenting are not worth responding to. He wants people to get help here, yet he is disrespecting the same people who provide solutions. I have helped many people get admission here and never charged them a fee for assisting them with school admission.

mfonox:


Someone that is trying to help people search for schools for free, you are here calling him out. Or you don’t know there are agents that charge an arm and a leg just to help people who don’t know where to start search for schools. I don’t believe bullstriker mentioned that admission is free. His service is free is not thesame as saying admission is free. Him and a few other people have been tremendous help to people on this thread…. Let’s know what we are saying before opening our mouths abeg

Yes, they do.
Conestoga and Holland college deposits are 1500 and 1000, respectively.
Although Niagra College requires a one-semester tuition fee, it is not due until 3-4 months after receiving an acceptance letter.

VIJUchoco1234:

Bullstriker, thank you for all you do here
Pls do know if CIMT takes application fee before the admission?
Also which school do you has a very low if possible the cheapest initial deposit

I have replied you

Choiceart0710:
I sent a request to mail you please.

I would like assistance in securing admission for April/May intake

My mail - lawalokikiola74@gmail.com