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Caracta's Posts

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EventsRe: Photo-my Pre-wedding Pix, All Nairalanders Invited. by Caracta(f): 2:31pm On Jun 02, 2015
Truckpusher:
grin

Na fight ? angry

Dem no dey ask kweshion for ya village? undecided
Leave her alone!
PoliticsRe: Aisha Buhari’s Inauguration Wristwatch Can Also Be Gotten For $129 by Caracta(f): 10:41pm On Jun 01, 2015
Acidosis:
smh

She cannot buy a 10m wristwatch but she can flaunt a 10m watch. Any difference?

Oh that must be a gift from her sugar daddy cheesy Buhari needs to investigate that woman.
So if I buy you a watch of 10m, you would rather dig a hole and bury than flaunt it?

Smh
PoliticsRe: Aisha Buhari’s Inauguration Wristwatch Can Also Be Gotten For $129 by Caracta(f): 9:58pm On Jun 01, 2015
The Aisha I know cannot buy a 10m watch. It's either it's a gift or the price is not 10m.
Nairaland GeneralRe: My Suicudal Note by Caracta(f): 8:25pm On Jun 01, 2015
Hian.

The last line though...

This thread is familiar. Is it you again?
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 6:50pm On Jun 01, 2015
angelo82:
Its not really worth liquidating it before the tenure.............I guess the 20% is a penalty charge on the overall interest...........
Yes it is.

When you are in urgent need of money, you may not be bothered about the penal charge.
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 5:36pm On Jun 01, 2015
angelo82:
Just 20%?......I don't think so,it has a lot to do with the duration and how many days is left,then they will deduct all the pre-paid interest of remaining days.............
The 20% penal charge is calculated based on the tenor used, the principal and the interest rate. The bank can show you how it's calculated even though it's system generated. And of course he won't get the interest of the remaining days.
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 5:13pm On Jun 01, 2015
Seun:
Any one of the two works for me. Which banks can terminate treasury bills prematurely and what's the process like? Thanks a mill..
Any commercial bank your investment is domiciled.

You would lose 20% of your interest but since your interest has been credited upfront, the 20% penal charge would be deducted from your principal instead.

Just visit your bank and fill the form or write a letter to that effect. It can be done same day.
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 5:10pm On Jun 01, 2015
unite4real:
It's 10k officially please.
10k? Where?
AgricultureRe: Wonders Of Nature In My Farm by Caracta(f): 2:42pm On Jun 01, 2015
Some of us don't understand this picture and wonder of nature. What does a normal plantain farm look like?
Forum GamesRe: Brain Teasers by Caracta(f): 2:32pm On Jun 01, 2015
7th house.
FamilyRe: Which Is The Real Baby? by Caracta(f): 12:56pm On Jun 01, 2015
There is no baby. Just dolls.
EducationRe: Nairaland Interschool Debate:: FUNAAB VS IBADAN POLY. WINNER: IBADAN POLY. by Caracta(f): 12:53pm On Jun 01, 2015
jaybee3:
I'm good in kilt and i'm sure the front/back pads will come in handy so no more excuse angry angry angry angry
grin
EducationRe: Nairaland Interschool Debate:: FUNAAB VS IBADAN POLY. WINNER: IBADAN POLY. by Caracta(f): 12:45pm On Jun 01, 2015
Jarus:
cheesy grin
And that's a yes! Thank you. You are the best!
EducationRe: Nairaland Interschool Debate:: FUNAAB VS IBADAN POLY. WINNER: IBADAN POLY. by Caracta(f): 12:44pm On Jun 01, 2015
jaybee3:
Me sef go like follow you join the networking bandwagon
I think it's only for ladies tongue
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 12:43pm On Jun 01, 2015
chikenicholas:
Hi Guys,

I have followed the thread and read through all the comments and posts. They were all enlightening and insightful. Thanks guys for the good job.
I've tried severally to invest on Tbills but my bank (Ecobank and Fidelity) keeps giving me reasons not to and insisted that I consistently did Fixed Deposit which very low interest rates that are still being taxed.

I have a few questions please

1. I intend investing 350K but the bank says its small for doing Tbills and I need to have upto 1M to do Tbills. What is the minimum amount required??

2. Are there any preferred banks to invest with?

3. When is the next auction date and how do I participate?

Your responses will be highly appreciated.
The minimum you can invest is 100k.

It's normal for banks to discourage you from t.bills because it doesn't count for them unlike fixed deposits.

As for preferred banks, you'll have to weigh your options.
InvestmentRe: Treasury Bills In Nigeria by Caracta(f): 12:40pm On Jun 01, 2015
Seun:
Which banks would help a customer to sell her tbills at discounted rates before they mature if the customer needed cash urgently?
Sell or terminate prematurely?

I know banks can terminate prematurely.
EducationRe: Nairaland Interschool Debate:: FUNAAB VS IBADAN POLY. WINNER: IBADAN POLY. by Caracta(f): 12:38pm On Jun 01, 2015
Jarus:
Yes jare
When are you going to invite the judges to this Networking Event? huh

@fynestboi, what's the winning prize?
EducationRe: Nairaland Interschool Debate:: FUNAAB VS IBADAN POLY. WINNER: IBADAN POLY. by Caracta(f): 12:13pm On Jun 01, 2015
Jarus:
JarusHub Career Consulting is offering to give the following:

1, Hard copy of the book "The Road to Victoria Island" written by myself to the debaters of the winning school.

2, Soft copy (ebook version) to be given to each debater of second placed team.

3, Best debater to be invited to JarusHub Networking Event - an avenue to meet and dine with some Lagos professionals in a top restaurant in Lagos (We do every last Saturday of every month, and he's free to choose the month he wants: June to December 2014).
You mean 2015?
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 11:17pm On May 31, 2015
Acidosis:
Lol, I practise polygamy only on nairaland. cheesy I'm a different person offline sad

Give me the opportunity to prove my point
You dey 'toast' me? shocked shocked
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 11:08pm On May 31, 2015
cococandy:
angry

So no wedding
Only if the cake is free for a 'polygamist' like Acidosis. cheesy
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 11:03pm On May 31, 2015
cococandy:
this thread is hot. cheesy

Ngwa caracta talk your own.
Lol. I don talk my own na. Wetin remain? tongue Don't mind acidosis. It's strictly business.
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:59pm On May 31, 2015
Acidosis:
JK



Just kidding smiley

I honestly want to meet you. I've lost your contacts, and I know you won't regard any pm I send to you, that's why I'm making this open smiley
Trust me, I've not changed a bit. I'm still the same old caracta. The bed beckons. Have a wonderful night rest, Baba ibeji cheesy
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:53pm On May 31, 2015
Acidosis:
Your shakara is too much, haba! sad
You know that already so why bother?
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:44pm On May 31, 2015
Acidosis:
Send me your office address via pm, we need to see tomorrow (very important).
See? Important?

*dials 911*
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:43pm On May 31, 2015
Idowuogbo:
*pops champagne* come and celebrate my freedom with me e....ko easy mehn.... grin
Leave acidosis alone. I'm personally happy for him for obvious reasons.

Help me plead with him to give me the aso-ebi contract biko.
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:37pm On May 31, 2015
Idowuogbo:
FINALLY!!!! Mobolowo eee...no more toasting,no more idowu o de joor....happy for you oo... tongue grin
Lmao. You are crazy!
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:36pm On May 31, 2015
Acidosis:
July 40th

grin
Mtcheeew. I'll find out, don't worry.
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 10:26pm On May 31, 2015
Acidosis:
Okay nice, I want something simple (yet) marvellous & extraordinary for my 'wife' come mid July. Is 7 weeks enough to build such? grin
When is her birthday? I know it's July. Date please.

Trust Tayour to give you fabulous cake in two days sef. She is amazing.
CultureRe: Nigerian Hairstyles In Picture by Caracta(f): 7:54pm On May 31, 2015
The second hairstyle is for Christmas. I like to have it on every Christmas or long break from work. The "all-back" version makes one look younger and innocent.
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 5:20pm On May 31, 2015
taryour:
Lol. Oya caracta where @ thou, oya come ansa question.
Lol. Jaybee3 is a wonderful man with a large heart. His heart is so large it can accommodate us all. He is the Yusuf Buhari of our time.
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 4:43pm On May 31, 2015
jaybee3:
Stop cockblocking dammit
Lmao. You ain't seen nothing yet tongue
FamilyRe: Wedding Promo From Boash Cakes And Events... by Caracta(f): 4:36pm On May 31, 2015
Kachisbarbie:
I can fry very oily puff'puff for both of you.

With fish roll,egg roll, sausage roll...in short...all the rollables.
5000 for 100pieces.

Can you beat that? grin


@OP they all look good. If say I never marry....i for come test/taste this month. Then tell you I postponed my wedding.
Come again next month, before you know it_ I done taste like 100pieces. grin grin
Very funny. Lol.

Nice and INSPIRING siggy cheesy

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