I am creating this thread to publicly call out the gross incompetence of GTBank (@gtbank) and First Bank (@FirstBankngr). I am currently completely stranded, out of cash, and cannot even afford transport fare because both banks are holding onto my money and playing games with my life.
On the 25th of May, 2026, I transferred ₦50,000 from my First Bank account to my GTBank account.
First Bank debited me instantly. After a week of crying out to both banks, First Bank customer care on X just sent me a DM confirming the transaction was successful on their end and gave me the official 30-digit NIBSS Session ID: 000016260525212658002065390897.
Here is where the wickedness from GTBank starts: 1. Over the weekend, a GTBank agent checked their deep server logs and confirmed to me on WhatsApp that they saw the transaction sitting on their server gate on a "BLANK STATUS."
2. Because they saw it, they created a formal inward dispute ticket for me with Reference ID: 260601353720618 and promised it would be credited.
3. Shockingly, this morning (Tuesday, June 2nd), another GTBank agent named Eberechi Chukwueke sent me an email (CRM:033400000396) completely contradicting the bank, claiming they have "no evidence" of the transaction and told me to go back to First Bank!
How can a bank issue a tracking reference ID for a stuck transaction on Monday, and then turn around on Tuesday to say "no evidence"?
If GTBank's server gate rejected the "blank status" transaction, it means the ₦50,000 has automatically reversed back into First Bank’s internal suspense ledger, and First Bank is lazily sitting on my money without crediting my app dashboard!
I am stuck at home, starving, and stranded. Both banks need to stop passing the buck. One of you is sitting on my ₦50,000.
Please help me tag @gtbank and @FirstBankngr handles on social media. Moderators, please move this to the Front Page to save an innocent customer from this institutional nightmare!
Sorry oh Please send your official complaint against the banks to the Central Bank of Nigeria’s Consumer Protection Department at cpd@cbn.gov.ng.
Before escalating an issue to the CBN, you are required to first lodge the complaint directly with your bank and allow them a minimum of 14 days (or the stipulated regulatory timeframe) to resolve it.
When you send your email to the CBN, include the following details:
Your full name, account number, and contact details
The name and branch of the bank you are reporting
The date and channel of the transaction in question
The exact amount involved
Details of your complaint and proof that you already reported it to your bank (e.g., Complaint Reference Number, screenshots of previous emails, and receipts) You can also copy contact@fccpc.gov.ng (Federal Competition and Consumer Protection Commission) to ensure wider oversight.
ogascomax: Stop hoping. The only combined votes that would have been difficult to rig was Atiku-Obi. So since we don't have that start accepting the reality today. They rig 2023 and you are expecting different outcome. Very funny people hoping for a different results while doing the same thing.
Obi - Atiku would have been the best option because the incumbent President is from the South.
ogascomax: The election is next year na. Kwankwaso that could not pull votes to himself, someone that the North did not vote for you now think they will suddenly vote for him because he is Obi vice. That is the main reason many of them won't vote for him. Both of them will carry combined third.
N[quote author=Goodvibes007 post=139586182]Kano youths harass kwakwansiyas who came to announce that Kwakwanso would be Obi's VP candidate. There were shouts of "Ba ma yi" - meaning we dont want you, you are a failure.
He came to tell them to vote Peter Obi and Kwankwaso as Vice.
— High Chief Lawrence Igbins Okoro (@HighChiefOkoro) June 1, 2026
similar thing is happening in Oyo State as seen in the video below
“Tinubu ole, Tinubu ole, release our teachers and children, Tinubu ole”
- Thousands of ibadan residents chants as they joined the End ins£curity protest currently going on in Ibadan and other in other states too pic.twitter.com/fvTKVDMN0B
ogascomax: Like I said before do you want to win election or you want to do trial by error. Zonal presidency to the south will not change anything. The only meaningful and winnable formulata or permutation that can win an election is Atiku-Obi any other permutation is a lost. All those talk that Obi is talking that I will do a single tenure if I won, enters one ear and passes the other in the North. They don't buy such conversation. Tinubu will just successfully rigged the entire country results. As long as Atiku is in the ballot Tinubu cannot rig Atiku Northern results because the North will not accept it. But Obi results will be rigged across the country and they will do that with else. Election is next year na. Watch what will happen to Obi across the South except the East.
Mr Peter Obi made the best choice in choosing Alhaji Kwankwaso as his running mate. I believe the North would vote for them. Alhaji Atiku made the mistake of not choosing Barr Wike as his running mate in the last Presidential election. If he has done so he would have won the election. Alhaji Atiku cannot beat PBAT in the forthcoming Presidential election.
Awodifire: A major shake-up is unfolding in Nigeria’s higher education sector after reports emerged that the National Universities Commission (NUC) has directed universities to discontinue Higher National Diploma (HND) to Bachelor of Science (BSc) conversion and top-up programmes across the country. The development has sparked anxiety among polytechnic graduates, prospective students, and education stakeholders.
What Exactly Happened? Several Nigerian universities have begun announcing the suspension of their HND conversion and top-up programmes, citing compliance with NUC directives.
Among the institutions that have publicly confirmed the move is Kwara State University, which stated that its Top-Up/HND Conversion programme would be discontinued from the 2025/2026 academic session in line with NUC regulations.
Similarly, Al-Hikmah University announced the immediate suspension of admissions into its top-up degree programmes, saying future undergraduate admissions would only come through the Joint Admissions and Matriculation Board (JAMB).
Why Is the Issue Generating So Much Attention? For years, HND holders have relied on conversion or top-up programmes to bridge the long-standing gap between polytechnic and university qualifications.
Many employers in Nigeria have historically treated HND and BSc holders differently, especially in recruitment, promotion, and career progression. Because of this, thousands of polytechnic graduates enrolled in university conversion programmes to obtain bachelor’s degrees and improve their opportunities.
The reported NUC directive now threatens one of the most popular pathways used by HND holders to upgrade their qualifications.
Did the NUC Ever Fully Approve These Programmes? This question sits at the center of the controversy.
Reports circulating after the latest directive claim that the NUC maintained it never formally approved HND-to-BSc conversion programmes in the manner many universities operated them.
The commission had previously distanced itself from a separate HND-to-degree conversion initiative promoted by the National Board for Technical Education (NBTE), arguing that universities and polytechnics operate different academic structures and standards.
This suggests the current crackdown may be part of a broader effort by regulators to tighten control over qualification conversion schemes.
What Happens to Students Already Enrolled? This remains one of the biggest unanswered questions.
Universities such as KWASU have stated that the NUC will provide further guidance on the status of students currently enrolled in conversion programmes. As of now, there has been no widely published directive detailing whether existing students will be allowed to complete their studies or whether special transition arrangements will be introduced.
NUC Ban on HND to BSc Conversion
Education experts believe regulators will likely avoid policies that leave current students stranded, but official clarification is still being awaited.
Does This Mean the HND-BSc Dichotomy Is Over? Not necessarily.
Ironically, the debate over HND and BSc equivalence has intensified in recent years. Some government reforms have sought to reduce discrimination against polytechnic graduates, particularly within the public service.
However, the discontinuation of conversion programmes raises fresh questions about how HND holders can advance academically if one of the most common upgrade routes disappears.
What Could Be the Impact?
For Polytechnic Graduates Fewer opportunities to obtain university degrees through top-up arrangements. Greater uncertainty about academic progression. Renewed concerns about workplace discrimination. For Universities Loss of a programme that attracted large numbers of working professionals and HND holders. Increased scrutiny from regulators regarding admission practices.
For the Education Sector
Fresh pressure on government to address the HND-BSc debate permanently. Possible reforms involving polytechnic education, degree-awarding status, and qualification recognition. The Bigger Question
The controversy goes beyond conversion programmes. It revives a national conversation that has lasted decades: Should Nigeria continue to maintain a distinction between HND and BSc qualifications, or should polytechnic graduates enjoy equal recognition based on competence and professional performance?
Until the NUC issues a comprehensive public statement explaining the policy, many students and institutions will remain uncertain about the future of HND conversion programmes.
For now, one thing is clear: the reported NUC directive has reopened one of the most sensitive debates in Nigeria’s education system.
All HND Graduates are advised to acquire a Post Graduate Diploma and a Professional Master/ Master of Science / Master of Technology subsequently, for your peace of mind.
ogascomax: You see that Wike cup so. It will not full in 2027 since some people no want to get sense. They are not ready to drive Tinubu and deal with all Wike sins. Instead of focusing in the only ticket that can win 2027 election Obi decided to leave coalition to be his own presidential candidate and with Kwankwaso and the are expecting to win. They said that it's only a fool that do the same thing and expect different results. They splitted opposition results in 2027 and they are repeating the same thing.
The coalition would have worked if Sen David Mark's led ADC decided to zone the presidential ticket to South. since the ADC failed to do so, Mr Peter had no option but leave the party. NDC had the boldness to do the needful. There are about 22 political parties in Nigeria and each of them is expected to field a candidate. The coalition can work if 20 Presidential candidates decide to step down for 1 Presidential Candidate inorder to beat APC
I believe next year election results would shock some politicians.Those who think they can manipulate the results from their states would be shocked by the determination and resilience of some Nigerians to protect their votes at all cost. It would not be business as usual. Our mumu don do.
Watch moment Peter Obi announced the former governor of Kano State, Rabiu Musa Kwankwaso, as his presidential running mate for the 2027 general elections on the NDC platform after he (Peter Obi) was affirmed as the Presidential Candidate.
Congratulations. This is the best decision Mr Obi has ever made as a Presidential candidate.
Goldrosewine: This does not imply sexual interests, abeg o just bored today on this holiday and I have decided to rant here, since I saw a similar post recently about a guy saying confidence is what a lady cannot resist in a man. I won't appreciate any unsolicited messages🙏
Dentition: Gap teeth (you know what I mean, especially a small one right between the central incisors) or just between the lateral incisor and canine)
Thick wrist (not fats deposit, just wrists with a wide circumference)
Minimal or no bodily hairs. Yeah a lot will hate me for this, just my opinion which may change or not. But those beards, chest or armpit hairs? Taah!
Height. However you must not be too tall. I am 5:9 so anything from 5:6 to 5:11 is perfect.
Modesty and awesomeness (not extreme masculinity) I am not a feminist abeg. I like guys that are gentle, pull the chair for you at the restaurant, hold an umbrella for you, hold the door open for you, just being a gentleman. Absolute modesty and simple too. Not a show off dude haha!
Healthy lifestyle. There is nothing I dislike more than a guy who smokes or drinks or do both. I don't just dislike them, I h-word them. Take your good health seriously guys, go for rehab if you need to.
Small inner circle. Guys with few or no friends. The introvert who enjoys his own company.
Respectful. The guy that still prostrate to greet his dad at 30 years, still run errands for his mom at 35 (not necessarily because he is living with them, but maybe sometimes when he visits or when they give him an emergency call) that level of respect is the norm for every omoluabi.
Not bald. As much as I dislike body hairs, e no reach head abeg🤣
Belly fat. (Not pot belly) I love belly fat in a man, especially the type that gives him the wealthy boy vibe when he's in a native. I don't know but in Benin republic, I once saw this muscular, six pack guy that bullied people and he had an altercation with this gentle guy who looks ordinary, he even had a fatty belly. Against what people thought, it was the muscular guy that needed saving o, see blue black beating. Lol. It kind of left an impression on me.
Speech intelligence. Even if you no know book, just have good oratory skills and be eloquent. I would like to see my man on a podium speaking with great eloquence while I sit in the crowd or assembly just admiring him and looking at how other ladies are admiring him😊🥰🥰🥰 aiish
Phobia. Scared of snakes or rats or spiders or cocroaches lol even my cousin would tell me I will never find this trait in a Nigerian man. But I am not scared of those things. So I would really like a guy that has such fears, that way I would be able to do something for him and it would make me feel good🤦🙈 it's hard to explain honestly.🥲🥲
Ambitious. he dreams big, not jealous of success, just envying it and ambitious to reach the top too.
Laughs a lot. That would be golden!
He cries. Like, weep Take this from me. If you ever express your sadness in tears while in your girl's arm, it does something to her heart... she'd start clutching to you so hard. Don't be manly all the time. Sometimes, just let the feelings flow. Life is already hard for everyone, talkless a man.🥺 I feel u guys.
Straight legs No vex but I dislike wobbly legs... and many guys have come to have a sort of disfigured legs due to bad walking posture, trying to copy one silly trend or so, etc.
Gentle with kids and pets That would be another golden trait!
Extremely decent with words and actions when in public The way he eats, talks, interact, just everything. Especially in Nigeria where people judge you by your countenance and how you 'carry' yourself.
You know the sort of guys that gleefully talk about women's body parts in public? That's so uncouth and all ladies detest such.
AsomughaChuks02: Some Obi supporters are saying that Seriake Dickson the NDC national leader humiliated Peter Obi here by ordering him to stand and explain himself while his aide photographed the incident.
What is your opinion of this awkward set up?
Do you have any video or link to support your allegation of humiliation of Mr Peter Obi ?
Odewaleadesoye: Today is Children’s Day but many Nigerian children are not celebrating. They are living in fear instead of joy.
Insecurity is getting worse. Kidnapping is now common. People cannot even travel short distances without fear. Every journey feels like a risk. Every phone call at night brings fear.
Families are not at peace. Parents are worried every time their children leave home. Students are afraid. Workers are afraid. Farmers are afraid. Nobody feels safe anymore.
Life is becoming very hard. Food is expensive. Survival is difficult. And yet the fear of insecurity sits on top of everything like a heavy weight.
Government at all levels should focus more on protecting lives and property. Not politics. Not 2027. People are suffering now.
Please and please, help free these children and their teachers.
No child deserves this. No Nigerian deserves this.
We need safety again. We need peace again.
In spite of the abnormalities in the country about 10million people still came out under the sun and in the rain to show solidarity and support for this government to continue for a second term. Shame.
[quote author=EmmyMaestro post=139496095]“We sleep outside and barely eat, yet I will stand by my husband” — Lady says
A woman has moved many social media users after sharing her struggle with homelessness and poverty while insisting she would never abandon her husband despite their difficult condition.
The lady narrated how she and her husband reportedly travelled a long distance to Abuja in search of a better life but have been homeless since January.
According to her, the couple now sleep outside and often struggle to find food, yet she remains committed to staying with her husband because of the love and bond they share.
Woman says family abandoned her over marriage Speaking emotionally, the woman explained that some members of her family turned against her because she refused to leave her husband for another man despite their financial hardship.
“I cannot leave my husband for any reason. Because of him, all my family members abandoned me. We’ve been homeless since January and we sleep outside, but I’ll never leave my husband. We barely see food to eat and people laugh at us as if we are nothing.”
Couple holding on to faith The woman further revealed that her grandmother chased her out of the house after she refused pressure to marry someone else.
She added that her husband was financially stable before she became pregnant for him, but circumstances later changed.
“He was not this poor when I got pregnant for him, but regardless, I have decided to stay with him. We’ve been praying and I know God will come through for us,” she added.
The touching story has since generated reactions online, with many Nigerians praising her loyalty while others called for support for the struggling couple.
“My family abandoned me because of my husband but I’ll never leave him”🥹🧎🏻♂️➡️ pic.twitter.com/mIISD4TBCT
I would not blame Gov. Fubara for his choice. His singular act has made him an elder states man. He should just concentrate in governing and completing his tenure well. Life continues after handing over. One Term Governor no be beans.
— Emma ik Umeh (Tcee )🇳🇬 (@emmaikumeh) May 20, 2026
I overheard some people on transit in a train discussing about the series of over 6 different secret meetings between Alhaji Kwankwaso and PBAT. They claimed in their conversion that Alhaji Kwankwaso refused to brief the Press the outcome of each of the meetings. They claimed that PBAT has never held such secret meetings with the opposition before and they concluded that Alhaji Kwankwaso was working for PBAT. I dismissed their conclusion in my heart but I am having a second thought upon reading this post.
Titopeblog: I never participated in the APC primaries- Cubana Chiefpriest
Social media was awash with reports yesterday claiming he lost his bid to secure the APC House of Representatives ticket to represent Orlu East Federal constituency in the 2027 general election.
The party held its primaries yeaterday and the incumbent House of Representatives member was declares winner of the primries. Many took to Chiefpriest’s comment section to mock him.
Reacting to the news, the socialite in a post shared on IG this afternoon, said he did not participate in the primaries after he was told yesterday morning that it wasn’t the turn of his local government to field a candidate for the election. He said he immediately left Imo for Lagos state. He said nobody can say they say him at the venue of the primaries.
Rapmoney: For some days, the internet has been on fire over the alleged affair between the wife of Nigerian TV personality, Frank Edoho and singer, Chike.
I am not the type of person that spends much time online following trending stories, and all that, but one thing I noticed is that each time the story pops up, and I view the comments, I feel so ashamed at some of our young Nigerian mothers. What are you teaching your sons and daughters when you openly support a cheating wife? Would you openly showcase such support if the victim happens to be your brother or son?
Now, to the young men out there, let me give you a candid advice, and this is the gospel truth. Not every man out there is as meek as Frank Edoho. Some men out there are tigers and lions that belong to various cult groups. If you sleep with their wives, they will spend their time and money to make sure that you either leave the surface of the Earth, or you lose your hands and legs, and become useless in life.
My secondary school classmate had his head butchered with a matchet, and his right leg cut off at Isolo, Lagos for romancing with another man's wife. Unfortunately, he could not make it, as he died in the hospital after four days.
Whether a man is taking care of his wife or not, leave them alone. It is a family affair. God did not create you to be providing comfort or romance for women who lack such in their marriage. Please, it is not your duty to provide succour to a woman who lacks romance or care in her home. Just because you have six packs and a handsome face. Many men have gone. Be wise!
This is not a bro code. It is a warning. There is something Warri people call 'To die kamala'. It means to die for something that is not worth it.
If the accusation against Chike is true, then karma would catch up with him. He would reap what he sows
Warm greetings to all Surulerians and everyone at large. First off i want to say a very big thank you to our party leadership and most especially to our President, His Excellency President @officialABAT for allowing all candidates to test their popularity in their respective… pic.twitter.com/TkjCqP0UFM
ceetowl: [b]Lady who rejected suitor twice seeks advice after he married her younger sister[/
You should not blame your sister or your brother in law whom you rejected twice. There is nothing as painful as a lady rejecting the proposal a sutor on two different occasions. You should move on and pray to God to lead you to the future husband destined for you.
Hon. Benjamin Kalu underrated Gov. Oti because he is the current vocal deputy speaker and he forgot that APC is weak in Abia State. His disagreement with Sen Kalu and polarized APC in Abia State I don't think he would be able to retain the deputy speaker position after 2027 election and his church mind tod him that contesting against Gov Oti, the transformation governor that gave his wife a political appointment, would be a political suicide. His best choice would be to abandon his governorship ambition and to be less vocal afterwards.
What is the essence of selling forms as high as N100m only for the party to declare one consensus candidates ? They need to compensate candidates those that lost out.
Trending video of Blessing Agbomhere, APC House of Representatives aspirant for Etsako Federal Constituency, Edo State, helping elderly women to fry garri👀👀 pic.twitter.com/DFQb9cxWVr
EBossupdates01: [b]Difference between polytechnic and university in Nigeria.
*{1a}* In University the minimum duration of your programme depends on the course of study. It can be 3, 4, 5, 6 or even 7 years
*{1b}* In Polytechnic your minimum duration of study is 5 years. Two years for National Diploma (ND), one year compulsory Industrial training (IT), two years for (HND) *__________________________________________________________________*
*{2a}* You can study any course in a University; Science, Arts, Law, Medicine, Engineering, Social Science and Commercial courses.
*{2b}* In Polytechnic you can’t study courses like Medicine and Surgery, medical related courses, Law, and some social science course. *__________________________________________________________________*
*{3a}* After completing your course in University, and you graduate with at least second class lower, you can go for a Master Degree in your programme.
*{3b}* After completing your HND Programme in a Polytechnic, you can’t apply for a Masters Degree with just your HND Certificate. You must do a compulsory one year Postgraduate Diploma (PGD). *__________________________________________________________________*
*{4a}* Tussle for Admission is Once: Once you gain admission into a Nigerian University to attain your first degree, you don’t need any other entrance examination to get your Degree. Say you gained admission to study Statistics, you won’t write any other entrance examination again. You just need to write semester examinations.
*{4b}* Tussle for Admission is Twice: In Polytechnic, there is ND and HND. First you gain admission to get your ND certificate. After the programme you must apply for admission to get the HND certificate. This means writing the entrance examination or applying for admission twice. *__________________________________________________________________*
*{5a}* Once you start, you must wait until you complete your four or five years programme before you can use your certificate to apply for job
*{5b}* In polytechnic, after two years in the school you get your ND certificate. You can use this certificate to apply for job. But note that lately people who have ND are under paid. *__________________________________________________________________*
{6a} Except for some few courses, University teaching is theory based.
{6b} Most of their courses are practical based. Just few courses are theory based. *__________________________________________________________________*
{7a} University requires higher UTME Score. In 2019, the lowest JAMB cut-off mark was 160. However, some Universities minimum was 180 while others 200.
{7b} Polytechnics accepts students with low JAMB UTME scores. In 2019, most Polytechnics accepted JAMB candidates who scored 120 in UTME *__________________________________________________________________*
HND graduates that are employed in the MDAs (Ministries, Departments and Agencies ) cannot rise above grade level 14 with just their HND certificate alone. They would have to aquire PGD and Master and apply for conversion before rising above grade level 14 while University graduates can rise above grade level 14 in MDAs.
HND graduates cannot lecture in a university with only their HND qualifications alone while a University graduate can lecture in a polytechnic or monotechnic institution with their qualifications.
HND graduates are looked down upon in Nigeria while University graduates are regarded as superior to HND graduates though both of them undergo NYSC scheme.
HND graduates can use their qualifications to apply for first degree programme in the University but university graduates do not need HND certificates
Business › Re: GTBank And Firstbank Playing Games With My ₦50,000 by chiboycue: 7:44pm On Jun 02
