₦airaland Forum

How is it that guys have not heard of Teknokleen Group http://teknokleen.com or Teknokleen Cleaning Services [url]teknokleenltd.com.ng[/url]. Don't you guys go to Diamond Bank, First Bank, FIdelity etc....name the banks......don't you see them cleaning these banks?

So I just got scammed with fake money. Thought I should share it with you guys. Just be careful with using OLX

*modified*
So I had a phone (Innjoo One) which I wanted to sell for 24K. This dude contacted me and was like he will be free at night around 7PM that he's coming from Ajah and we will meet at Tantalizers in Lekki Admiralty.
So we met at that area and it was sort of dark and he refused doing the transaction inside the eatery claiming that his brother was waiting for him inside their care parked near the bank where he just withdrew money from ATM. I can't believe I didnt suspect one bit, his explanation was spot on.
So that is how he eventually counted 24K and we exchanged the cash for the money, once this was done he just zoomed off to a bike that was waiting for him and 3 of them took off in the bike. That was how I looked down at the cash I was holding and decided to double check.

Am I the only one wondering how much Interswitch makes from the number of unreported failed transactions?
By now many of us know that Interswitch (which comprises Webpay, Quickteller, Safetoken, Retailpay etc) is the only ePayment channel company in Nigeria, and they are integrated with almost all banks and eCommerce businesses in this country.

So few days ago I used the Quickteller option on the ATM machine to purchase N1,000 Airtime for my phone, I got debited and the Airtime never entered my phone, even after 48 hours. So I contacted my bank (Diamond) and I was told that they will credit my account with that sum within 48 more hours. Fortunately for me they did. But then again I started regretting why I wasn't contacting my bank all these while I have been debited using this same medium without being credited on my phone. I guess it was because the other days I only make recharges of N400 or less so it wasn't bothering me that much.
So now you understand the subject, I want to tell you that before yesterday I have been debited countless times using GT bank's USSD code and every time this happens I always have to contact the bank via email of phone call, and it always takes more than 24 hours to be credited again.
The worst that happened to me is the case where I purchased an item worth N49,400 on Jumia and got debited, while Jumia claims the transaction was incomplete. It's been over 2 months now and Jumia is still telling me the same story that they have contacted Interswitch to credit back my account. Well, this Jumia case is another story I won't get too deep on, I have already taken the matter to a lawyer.
So what I wonder now is how much would this Interswitch has been making off careless customers who make transactions that don't go through and fail to report the case. Do the maths, if over a hundred thousand people make failed purchase of N100 credit in a day, how much would these guys make?
I'm just writing this with the hopes that something will be done to rectify this online transactions issue in this country.
And if you've ever been a victim let us hear from you...maybe we can come across the worst case scenarios.

And I hope this thing enters front page.....not because I want to make it to the front page, but I really would like people to see the number of people being affected by this.

Twaci:
Am a talkative

She knows it as well, and she says the same thing you just said.

Okay so I'm asking this cos there is this girl that I like a lot. She's really pretty and she has nearly everything I'm looking for in a lady except that she's a talkative and she laughs to almost anything I say, and even laughs to my friends dry jokes. Now put yourselves in my shoes, would you take a bold step to ask her to date you?, with the risk that her being a talkative and too jovial would lead to an early breakup.

I grew up with the belief that Jesus Christ came to this world to die for our sins, and it has been believed as such. Now I'm not doubting that he didn't die for our sins, In the spirit of Easter I'm just trying to figure out the logical explanation behind this.
So if the Pope (as we know him to be a holy man) wakes up one morning and says he wants to die for our sins how does that guaranty our salvation?
My initial reasoning was that well, if Jesus dies, God might be sober and this will make him easily forgive our sins when we offend him. But then again how can he be sober when the plan was orchestrated by him.
Jesus died knowing that he would go to heaven, even God himself knew his son would die so I'm just trying to figure out where the salvation came from.
Anyone with answers should please drop in.
If you are going to comment on this please I will need logical answers only.
Thanks.

I found this in in Ikenegbu Owerri. Which kyn church poster man never see for this life eh

chimchim1:
Berem, my swt hrt. Tnx for ur observations. I think say na only me see am oooo

The reason for the flag signifies that a South South man should stay in position of power rather than Jega rigging the elections for a Northerner. Do you understand the case now?

musicwriter:
Nice job bro. What camera are you using, please?.

Infinix Zero

Ilekeh:
What's JEGA's own with the Biafran flag?

Is the flag supposed to scare him?

Is the flag an offering of sacrifice for juju calabar?

Trying to understand the flag in this context.

Are they protesting the election with Biafran flag?

The reason for the flag signifies that a South South man should stay in position of power rather than Jega rigging the elections for a Northerner. Do you understand the case now?

Ok firstly, don't mind my poor journalism skills and the video quality, I'm a very unprofessional videographer but I just thought someone should have a footage of this.

So this is is a group of people in Owerri protesting against Jega being the INEC chairman.
So just after the battery of the phone died, I was opportuned to have a little chit chat with the group head. In his words "the reason for the protest is that Jega is willing to rig the elections in favour of the North (Buhari)".
What do you people have to say about this?

For those that don't have data to watch the video, here are some pictures


https://www.youtube.com/watch?v=vxGFuNvHbDM

On a serious note this picture was even taken on a good day....cos on a bad day the crowd that used to be here is 3X more than what you see in the photos. The worse part is that this branch has 4 ATM machines in it and yet there's still this much crowd...and when you enter inside the bank eh heat is just too much.

Jrush:
Bros where you get this ancient advert from. Hpe ur not older than dat advert

You would see that advert if you've watched Naij - The history of Nigeria. It's a documentary about Nigeria. You will find it on YouTube.

Ignorant people would see smoking as a sin, even Cardinals of the Catholic Church smoke.
Cigarettes were built to keep yourself warm in times of cold and if misused that's when it's a sin.
Anything in this world can be used for good or bad, and smoking is definitely not left out.
Too much of rice intake will kill you does not make eating rice a sin.

Going to church without Bible

Like seriously?
What happened to pastors reading the Bible out?
What happened to the screens that shows the verses?

You need to explain more why I must go to church with Bible oh.

axortedbabe:
inside Rochas Okorocha sitting room.

Mumu this is Imo State Chapel

The photo of her here, who can guess where she took that picture?

I was a gay police

This means that I used to catch gay guys in my school and tax them, instead of reporting them to school authorities.
Omo I chop money wella that period eh

I'm not surprised na.... It's PDP.. Oya see this one too na..... Let's keep going forward(s)

Okay so let me state it well. Firstly you are a guy, and you're 28 years old. Your dad is, we'll, 52 and your mum is about 48. You saw your dad doing those kind of stuff with a lady who happens to be working with him.
So what exactly would be your first reaction?

Abeg are these cakes for chops or what? Is it meant to be in somebody's stomach?

Christ embassy girls will show all the above mentioned characters and still will have nothing for you oh. As a matter of fact they always do that.

I actually think he just posed with that tablet and asked his photographer to snap him. From the looks of how he's holding it I don't think he's operating it.

"Why We Could Not Defeat Boko Haram"- Army Commander Writes A Powerful Letter To President Jonathan


In a desperate letter to President Goodluck Jonathan and Senate President David Mark leaked to SaharaReporters this past weekend, a commanding officer stationed in Nigeria's northeast details several troubling issues plaguing troops combating Islamist terror group Boko Haram in the region.

The officer stated that, corruption, maladministration, lack of resources and troops motivation has militated against a successful campaign to end Boko Haram's deadly reign of terror in the northeast.

The officer's lengthy complaint which he claims would lead to a threat to his life forewarns that if his pleas continue to be ignored by the country's leadership that both the Nigerian Army and the country will crumble under the insurgency.

"If all issues raised in this letter are not urgently addressed, the Nigerian Army will soon be history and by implication there will be no country called Nigeria," the officer gravely states. "No country without a strong army will survive."

Below is the full text of the officer's letter addressed to President Goodluck Jonathan

PLEASE MR PRESIDENT SAVE THE MILITARY AND NIGERIA FROM COLLAPSING

1. Sir, I am constrain to write you this letter which I consider it a matter of more than great importance for me to inform you and put to record issues that are happening in the North East (Operation Zaman Lafiya). I choose this medium to write you this open letter because I have written similar letter but no action was taking which I believe some forces have blocked it are now after my life. Sir I have served in 7 Division as staff officer and presently I am the commanding officer of 103Bn in the field. My combined wealth of experience as a staff officer and now commanding officer are the disturbing fact that necessitated me to write you this letter. While as a staff officer, I was among those who believed that the commanders in the field are not doing well. But presently, as a commander in the field, I found out that it is not the fault of any commander that the defeat of the so called BOKO HARAM (BH) has not been achieved.

2. First and foremost sir, the Nigerian Army is poorly equipped in the North East, if all the battalions are well-equipped as required; it will not take the Army more than two weeks to flush out the BH. Presently there are four units in my location here in KONDUGA including 21 Armoured Brigade HQ. If all the units are provided with all their requirements, we can advance and flush out BH out of North East. Mr. President sir, the Nigerian Army is well-trained and capable of defending our nation. It has demonstrated the capacity to even successfully enforce peace in other nations. Why not in our own country Nigeria?

3. The fact about NE operation is that we are poorly equipped, understaffed, high corruption from Army Headquarters down to battalion level. Commanders see it as opportunity to make money. My predecessor has complained of the same problem. Instead of ASA addressing the issue raised by him, the army authorities decided to Court Martialled him. All the units in NE are understaffed, but on payroll their strength are complete just to collect more allowances than what each unit is supposed to. The commanders see it as a personal money making venture rather than taking care of men and equipment. This ugly trend led to loss of many officers and soldiers and thereby having adverse effect on the moral (sic) of troops. Majority of soldiers in the operation area wear mufti (civil cloths) under their military uniforms in case there is an attack and the troops cannot withstand the BH, they found it easy to disguise as civilians to enable them escape. This is not the traditional practice in the NA. Though it is lack of adequate equipment and poor administration from the higher authority that resulted to this ugly trend by our troops

4. Sir, another bad and unprofessional act is that soldiers don’t take to orders from their superior officers because they have lost confidence/trust from them. The case of former General Officer Commanding 7 Division Major General A. Mohammed is enough evidence to show that all is not well in the Nigerian Army. It will interest you to note that worse cases has been recorded before that of the former GOC and more are still happening, but nobody is ready to investigate the root cause of problems facing the troops in the field.

5. This brings me to a recent occurrence which is my main purpose of writing this letter. As I mentioned earlier, due to the failure of the authority to address issues that I made mentioned, when a unit is attacked and overran by the BH not because the soldiers are unable to fight, but lack of weapons, ammunitions and communications equipment, the soldiers on many occasions will ran away, and a commander cannot stand and fight alone as a result of this. Presently seventy percent of commanders in the NE are facing Court Martial due to the reasons mentioned. We the commanding officers are very worried over this development. This is because we many soon find our self as victims of this maladministration from our higher authorities.

6. There is no sincerity in this operation; this is because the present acting GOC has never visited any location outside Maiduguri town not to talk of principal staff officers in Army Headquarters or even the COAS. But we keep on hearing all sorts of lies that Generals are leading the fight against BH. These are facts that can be confirmed from officers and soldiers in this operation including those in the 7 Division Headquarters. The GOC is so afraid that even with the Divisional Headquarters; he doesn’t go out and always locked himself inside his office. Infact it is a common knowledge among officers and soldiers in this operation that the acting GOC is here to make his money and earn his promotion to the detriment of the operation. The completion of his mansion at No 8 Gwamna Road in Kaduna which the GOC ignorantly disclosed that when he completed it, will be among the best houses in Kaduna, has turned to be a subject of discussion among troops.

7. The former 21 Armored Brigade commander is facing Court Martial today because the acting GOC does not want to see him and his garrision in Maiduguri town simply because of the huge monthly allocations from the Borno State government to the brigade garrision. He wanted to be collecting his money by using 7 Div Garrison, but in reality 7 Div Garrision does not have troops to claim such money. It is worthy to note that the GOC received 33,000litres of AGO and PMS each, 600 bags of rice monthly from Borno State government. All these items are diverted for his personal use.

8. Recently the newly appointed 21 Brigade commander lead 3 units to flush out the BH, that operation was successful, almost 300 BH were killed, weapons and vehicles were recovered from them, in the process the troops exhausted their ammunitions from the Div, the GOC simply replied that there was no ammunition this made all the troops to withdraw back to KONDUGA.

9. Presently more than 3000 officers and soldiers are either killed in action, deserted, captured as POW or on AWOL. But due to lack of proper administration the army directed that their salary should be stopped. This affect the families of those that are either genuinely killed in action or captured as Prisoners of War. It has also affected some of the troops that are still participating in this operation.

10. Mr. President sir, if all issues raised in this letter are not urgently address, the Nigerian Army will soon be history and by implication there will be no country called Nigeria. No country without strong army will survive. I decided to write you this letter because the life of officers and soldiers trusted in my care are no longer save. My life is also at the stake because the NA authority as usual will say I have communicated directly to you as the Commander in Chief of the Armed Forces and may sanction me. As a citizen of this country and a commander in the operational area, with all the points I have mentioned in this letter, it is clearly that the Military authorities have failed the country, as such they should be held liable for their misdeeds. I have consulted seasonal constitutional lawyers if writing you this letter will be an offence, but they said it is my constitutional right to inform the C in C about what is happening in the NE and within the military which if not address will affect the survival of Nigeria.

Source: Sahara Reporters

These days that people just torrent all their episodes all at ones and start watching it on their laptops/phones. I'm asking this question because I want to know if there are still people out there like me who like to watch their season movies bit by bit, or they like watching it all at ones without even eating breakfast or lunch, just glued to your screen watching film. So guys start talking your own oh!

fattbabakay:
Here in Pakistan,we don't know any of dem tho

Seriously why you now telling us you're in Pakistan?

And we are about to hear that he crashed this car just like he crashed his range rover

I'm surprised I didn't see an answer to this question. Sickness is a state of the mind. When your brain is damaged you won't fall sick.

Then secondly they don't fall sick because the part of their brains that decode sickness has been damaged, this means that even when their body receives germs, the body won't decode it as infectious/foreign bodies....rather they willingly accept them.

So I hope this answers your question.

Honestly I didn't even know how to title this post. Lol.

Ok so I stumbled upon this on Twitter just now then I knew I had to bring it to Nairaland. There has been this controversial thread going on Twitter with Access Bank promoting one of their products in a very inappropriate way using a girl's rape story as a way of catching the attention of the audience (Image below)

So far Access Bank has denied being associated with content fling around Twitter, and after reporting this, the content has been removed from Twitter, but fortunately screenshots of it was taken already. Lol. Ok so look at the photos/hashtag trends and tell me what ya'll think.

I don't know if I'm the only one who notices this, but most times especially in posts that have nothing to do with you disclosing your location, you'd see commenters be like, "by the way here I am in Paris we don't do such" or comments like "where I school in Ruussia we are not allowed to wear that". I really cannot understand. Who asked you to tell us? Or maybe it's just me. Please tell me is it just me who notices this, or am I crazy?

Abbey2sam:
Who's he ?


BTW, we don't wear that in France

OK so why are you telling us your in France?