That's part of the problem you clients that goes to the Insurance company directly to buy your respective Policy instead going through an Insurance Broker.
A broker will save you all this problem and stress you are currently going thru and you are not paying extra fee to use the Broker. A broker can even negotiate a lower rate for you with the Insurance company.
Kindly DM or call 08135102690 to solicit with your Insurer
African Alliance company PLC has refused to pay me and many others their insured money, months and years after maturity. THEY HID UNDER THE CLOAK OF ISLAM, WITH THEIR FRAUDULENT TAKAFUL SAVINGS PLAN TO DEFRAUD PEOPLE. I have written several emails to them without a single response. I have been to their office at Ikoyi last month to warn them and that my return won't be good...
I HAVE WRITTEN SEVERAL COMPLAINTS AND REPORT TO THE USELESS NIACOM THAT'S SUPPOSED TO BE INSURANCE COMPANY POLICE TO PUT THEM TO CHECK, BUT THE USELESS NIACOM IS NOT EVEN RESPONDING. I THINK AFRICAN ALLIANCE INSURANCE COULD HAVE BRIBED THEM...
Please I want suggestions from people who have had similar experiences with these evil and criminal insurance companies and how they were able to retrieve their money.
Yes you are right, but unfortunately my phone is so frustrating at the moment. Is old, hanged and malfunction most time.
Meerahbel: Start with what you have, your phone is a good starting point. There's this boybin TikTok who wanted to be a DJ so badly he used his phone as the dj instrument and showed his skill, today he has a set of dj equipment.
I have been trying to go fully into Tech but facing so much constraint.
One of it is a Lack of Laptop to work with. Secondly, lack of stable income to connect online and lastly, lack of mentor connection
Dwizeone: Of course there are lots of them especially in the tech space , my team work from different parts of the world. I haven’t gone to the office this year and wouldn’t.
In Magboro community (Ogun state) where I live here, the community tax each household some huge amount of money to mount pole, wire the poles and buy transformers across.
Then IBEDC came afterward and the properties was assigned to them, some CDAs' had issue with their transformers but IBEDC refuse to bring another transformer waiting for the community to get it themselves and they never stop bringing bills every month.
Still receiving estimated billing as they refuse to install prepaid meters
Goodday90: I went to visit a friend today and he told me that their transformer have been bad for some time and PHCN have come and carried it away and that they said they need to contribute some money to get another transformer,7 million I think No money no transformer So this got me thinking,whose responsibility is it to repair/replace these things?
1. Luxurious 5bedroom duplex at Chevron Lekki (#350m)
2. Estate Land at EPE (mojoda)
3. Virgin Lands and apartments available for sale in Magboro, Arepo, ofada axis...
lawyer: 1. Never buy a land or house based on an image, flyer, or video sent to you. Try to visit the property PHYSICALLY so that you can decide whether you like it or not. The majority of images you see online at the end of the day, it's always a case of what I ordered vs. what I received.
Send a member of your family, a friend, a work colleague, a lawyer, or a surveyor to look at it on your behalf if you are unable to see it yourself. If you cannot find anyone to view it for you, forget the property. You might be saving yourself a future headache by doing that.
2. After viewing the property, the next thing you must ask for are copies of the title documents for the land or house so that you can investigate them.
A title document here refers to the proof or evidence of ownership of the land or house they intend to sell to you. That land or house did not fall from the sky. It was acquired from either another person, group of people, community, or government.
The title documents the land seller must possess may come in the form of A deed of assignment, survey plan, purchase receipt, excision survey, letter of allocation, contract of sale, will, letter of administration, C of O, Governor’s Consent, Memorandum of Understanding, layout, deed of rectification, court judgment, etc. This list is not all-inclusive.
3. Anyone that intends to sell a parcel of land or house either as a personal seller, omonile or real estate company MUST hand over photocopies of the necessary title documents of the land to you to investigate.
Any seller that declines to provide you with copies of that document so you can verify them is a potential land or property con artist. Any illogical reason they give you for not revealing information to you to aid your investigation is a warning sign and red flag; you MUST walk away.
4. As soon as they hand you copies of the title documents, give them right away to a property lawyer so they may review them. Many seasoned property lawyers, like myself, have examined thousands of land documents over the years and can advise you whether to move forward with the verification just by looking at it or to terminate the transaction right away.
For example, my 17 years of experience as a specialist property verification lawyer has made me know how to identify fake C of Os-(Certificate of Occupancy) fake Governor’s Consent, or forged Deeds of Assignment right away.
I have seen too many wayo, too many fraudulent, and too many questionable documents to make me know if the seller is trying to defraud you or waste my time. If I am not too sure if it was a fraudulent document, that’s when I would recommend further verification on the property. . 5. A property verification must include one or more of the following
i. Investigating the land physically
ii. Verifying the title documents at the land registry
iii. Conducting a site search at the surveyor general’s office
iv. Visiting the Courts as appropriate to determine whether the property or seller is involved in any pending legal proceedings
v. Visiting the community to determine if there is an outstanding dispute or court issue
vi. Visiting the probate division to verify a will or letter of administration
vii. Check the Cabinet office to ensure the Gazette and Excision are authentic
viii. Visiting the surveyor general’s office to verify the authenticity of the coordinates and location on the survey plan
ix. Knowing the complete profile of the seller to know if you are dealing with the appropriate person that has the capacity to sell or not
x. Investigating the previous owners of the property to know if the land was properly transferred to the seller.
6. Once these steps are vigorously taken by the property lawyer, a search report must be given to the potential buyer detailing the search process, what was investigated, where it was investigated and the final report of the investigation.
7. The property lawyer MUST now advice the potential buyer whether to buy the property or not. The person conducting the search must also be an INDEPENDENT LAWYER that has no affiliation or ties with the Seller.
8. It would be a terrible idea to use the same Lawyer as the seller because there would be a conflict of interest. If something bad happens to the land, who would the lawyer represent or protect? The Seller or You?
9. Endeavor to always obtain a search receipt from the lawyer after the search fees have been paid. This would guarantee that the Lawyer has an obligation to perform professionally or risk his NBA practicing license.
10. Avoid asking a friend lawyer, co-worker lawyer, or family lawyer to conduct the land verification search on your behalf because, 95% of the time, the results are either always vague, time-consuming, or done sloppily. Most importantly, if something goes wrong, who is to blame?
One more word of caution:
Money is hard to come by these days due to the challenging economy. Owning your own land or home is a need in life, and working hard and being determined to save money to do so is a testament to those qualities.
Avoid ruining everything by making a rash property purchase without first ascertaining the ownership or status of the land or house.
In exchange for a piece of land or a home, you would be writing a stranger the largest check of your life. Don’t hand over your life money to a dishonest real estate company or property seller con artist who convinced you to purchase a doubtful property with fake or forged title documents. Losing your land, home, and money would be too painful, stressful, and horrifying to handle.
Your friends and family would blame you. Your colleagues will pity you in your front and laugh at you at your back. The Jealous ones would be ecstatic that you were suffering, just like they were, and they would thank their village people for making you suffer. When outsiders hear your story, they will use you as an example to verify their next piece of property or home so they won't do something similar.
Police and lawyers would chop you finish when they finally know you have entered their trap and once they've emptied your wallet, you won't even get your money back in full.
The worst part is that the dubious seller would use your hard-earned money to flex, travel around the world, gamble recklessly with your money on nairabet, lavishly spend on girlfriends, marry a new wife, pay for his own children’s school fees, use your money to pay his rent or complete his own house, buy a new car, pay an outstanding loan or debt he is owing, invest your own money in his business or even pop numerous bottles of champagne at clubs or parties.
He would even use your money to post bail at the police station and settle the same police with your own money when you finally get hold of him.
If you act responsibly, use caution, and thoroughly investigate the property you are interested in, you can prevent all this suffering.
Self-help is not recommended since, nine times out of ten, you will overlook something vital and your case file will land up on my desk or at Panti Police Station. If you and your property lawyer follow these rules, I guarantee you buying a property free from wahala, fraud and wayo.
I believe you may get some paying jobs their, tho they are UK offers but sponsored visa is available for those jobs
fullclub: my dream was that immediately I came over, i and my dependant will search for jobs.. work and pay bill. but that is not feasible as I am seeing it.
i started this process with 15 million naira then when naira nose dive i had to borrowed extra 15 million to top it with interest of almost 2 million naira. landed in uk, started seeing the reality on ground
i have been in UK since 1 month plus. but getting a job as a migrant or new commer without UK experience is not easy. in fact i have sent over 200 job application for cleaner, care assistant etc but all came with a sorry we have moved on to the next stage or you don't have uk experience.
school fees has to be paid. everyone here in tight corner... school has sent mail threatening to report to the immigration if school fees is not paid in the next few weeks to most Nigerians here.
no job, house rent is expensive.. going for 450 to 600 pounds per month.
travelling through student route is not really easy because you have to balance between work and school.. 'even at that where is the job as a new migrant.
Please if you are considering coming to UK for now.. please put on hold. the crowd from Indians, Pakistani, Malaysia, china etc is overwhelming.
it's not worth selling your home to be here.
i sleep in indeed and all this job site.. still yet nothing, bills mounting up.
all my colleague i came with are still with no jobs in other cities
after spending 13 million coming here with extra 3k dollars now almost exhausted chai
if u know you don't have full school fees, house rent for 12 months, upkeep.... running to 35m to 40m please stay back... stay back or apply through skill route.
He's just 19yrs old that will be 20yrs in next three months January. All plans laid ahead for him was just wasted, Gentle boy to the core, respectful and never for one day look we; his brothers in the eye anytime we are trying to correct him from his mistakes sometimes.
But he was killed by some bastard okada riders and the government also failed us. Something like that happened in broad day light and no much report from the security agencies for proper public awareness.
We never even know he had an accident untill the next day Sunday morning, of which the accident happened on Saturday 2pm.
We've been trying his line since 3pm when we couldn't see him as we expected that afternoon, his phone rang till 9pm after we couldn't reach his line again, switched off. Went to police stations along Lagos-Ibadan Expressway ( mowe, Ibafo & warewa) if there's any possible arrest that afternoon that we are looking for our brother but ask us to come back after 24hrs for missing person report.
Myself and my other brothers set out very early the following day (Sunday) to make enquiry at Road safety office (MFM Prayer city, Magboro) if there's any possible accident report on Saturday but we were directed to mowe road safety office which we found the Sienna my lil brother drove that very day, them we realized he was involved in an accident 😢 and the Julius berger truck he rammed into was not in their office.
I'm typing this with an heavy and broken heart.
May the killers of my brother see Almighty God wrath soon🙏
dontrulee: If he's married, his wife and children would be expecting Daddy to come back. Sigh 😔
Law of karma what? Is better you keep shut if u don't know what to say or type, 😢😢 a boy of 19yrs old trying to run away from being Lynched by some useless okada riders after one of them was hit, just injured while driving against the traffic on the highway.
They killed my brother and all go there ways after carrying out their plan of killing him. They will all also be crushed to death, InshaAllah 🙏
Who is George gallow abi na gallon dem call am? He also want to be popular & famous with the Talk of the Town president Bola Ahmed Tinubu (GCFR)
Wailing wailers upgraded to Nitty gritty people, how una dey?🤣🤣
Peterpaul96: George Galloway Former Member of Parliament of the United Kingdom carpets a Pres. Tinubu fan who called into his show to warn him against talking about Tinubu.
Oga mumu talk no dey tire una? Abeg rest, make we see front joor
Diligence: We hereby call on righteous democrats never to stoop low and allow Emilokans, Agbadorians, BaTists, & Ebolans to gloat over miscarriage of justice.
Don't ever keep mute; they are on the broad way that leads to destruction. Confront them, enlighten them, nay emancipate them; they are obviously bewitched! If anything, they should be ashamed and hid their faces forever